Financial Analyst IV - Commercial Data

M&T Bank Corporation; Buffalo (NY); On-site; USD 90,000 - 149,000; Full time

Job summary

M&T Bank Corporation in Buffalo, NY seeks a data-centric professional to support Commercial data initiatives through testing, validation, reconciliation, and issue resolution. This role ensures source/target data accuracy and that reporting outputs meet business requirements.

You will lead and mentor junior team members, perform variance analysis, prepare financial schedules and regulatory reports, and apply GAAP with internal controls.

Qualifications

• Bachelor's degree or higher with 5+ years in accounting, auditing, or regulatory reporting.
• Comprehensive understanding of finance, accounting, and banking operations.
• Strong PC skills: Excel, PowerPoint, Word, Access.
• Excellent written and verbal communication; ability to multi-task.
• Experience with data validation, reconciliation, and UAT.

Responsibilities

• Allocate work as a team leader and mentor junior staff.
• Perform variance analysis and ensure timely submission of reports.
• Prepare financial schedules, reconciliations, and regulatory reports.
• Adhere to GAAP and internal controls; interact with management.
• Support special projects and process improvements.

Skills

Excel

Power BI

Tableau

SQL

Data validation

UAT

Education

Bachelor's degree

Associate's degree

Tools

Business Objects

AFS

Vision

Access

Job description

Overview

The primary focus of this role is supporting Commercial data initiatives through comprehensive testing, data validation, reconciliation, and issue resolution. Validate source and target data for accuracy, completeness, and consistency; confirm reporting outputs align with business requirements; and leverage a strong understanding of commercial banking data and reporting to identify risks, investigate variances, and support successful implementation of strategic data and system initiatives.

Primary Responsibilities

Allocates work as a team leader; trains and mentors/develops junior team members. Possess ability to direct/persuade/influence peers and manager. Responsible for problem resolution and data interpretation, perform or review variance analysis, and ensure timely submission of reports. Prepare/analyze/review of financial schedules, reconciliations and reports for the Corporation, which could include bank regulatory reports, SEC reporting, reports to shareholders and the Board of Directors, as well as internal management reports. Strong knowledge of various tax regulations as applicable. Requires complex judgment based on advanced analytical thought. Other functions include data integrity testing, general ledger entries, adherence to generally accepted accounting principles, SEC disclosure requirements, and bank regulatory requirements. May be responsible for the review of work of junior staff. Participates in special projects, improve existing processes, and interact with business line personal and communicate those results to department management. Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned.

Supervisory/Managerial Responsibilities

May have indirect supervisory responsibilities.

Education and Experience Required

Bachelor's degree and a minimum of 5 years’ experience OR Associate's degree and a minimum of 7 years’ experience in accounting, auditing, operations or financial institutions Comprehensive understanding of concepts and principles in multiple disciplines including finance, accounting and/or regulatory reporting, business operations, bank products and knowledge of banking industry High level of PC competencies (Excel, PowerPoint, Word, Access. Data visualization or data querying applications are a plus.) Detail oriented, with advanced problem-solving skills Good verbal and written communication skills Demonstrated ability to multi task while prioritizing workload.

Education and Experience Preferred

5+ years of experience in commercial banking, financial reporting, regulatory reporting, data management, finance, accounting, or a related analytical function, with strong knowledge of commercial banking data, products, reporting processes, and performance metrics. Experience supporting system implementations, conversions, and technology initiatives, including data validation, reconciliation, testing, quality assurance, and User Acceptance Testing (UAT). Proven ability to analyze complex data sets, identify and investigate discrepancies, determine root causes, and drive resolution while maintaining data quality and reporting accuracy. Advanced analytical and technical skills, including proficiency in Excel and experience with reporting, database, and visualization tools such as SQL, Power BI, Tableau, Business Objects, AFS, Vision, or similar platforms.

Pay

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $89,600.00 - $149,300.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America

Company Overview

Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities- combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values - integrity, ownership, collaboration, curiosity, and candor - drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members.

Additional Resources

View M&T’s Human Capital Report to learn more.

Equal Employment Opportunity

M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws.

Policy

M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.

Privacy Notice

Career Site Privacy Notice