Financial Analyst IV - Commercial Data

M&T Bank; Buffalo (NY); On-site; USD 90,000 - 103,000; Full time

Job summary

M&T Bank in Buffalo, NY is seeking a data-focused professional to support commercial data initiatives through testing, validation, reconciliation, and issue resolution. You will verify source-to-target data accuracy and ensure reporting outputs meet business requirements.

You will lead and mentor teammates, perform variance analysis, prepare financial schedules and regulatory reports, and help advance data integrity, GAAP adherence, and risk controls across projects.

Qualifications

• Bachelor's degree or higher in accounting, finance, or related field.
• 5+ years’ experience in accounting, auditing, or financial reporting.
• Strong knowledge of finance, accounting, and regulatory reporting concepts.
• Advanced PC skills: Excel, PowerPoint, Word, Access; data visualization/tools a plus.
• Detail oriented with strong problem-solving and communication skills.

Responsibilities

• Lead data testing, validation, reconciliation, and issue resolution for commercial data initiatives.
• Train and mentor junior team members and influence peers and management.
• Prepare and review financial schedules, reconciliations, and regulatory reports (SEC, bank reports).
• Perform variance analysis and ensure timely submission of reports.
• Uphold internal controls, GAAP and regulatory requirements; support audits and risk management.

Skills

Excel

Power BI

Tableau

SQL

PowerPoint

Word

Access

Education

Bachelor's degree

Associate's degree

Tools

SQL

Power BI

Tableau

AFS

Vision

Business Objects

Job description

Overview:

The primary focus of this role is supporting Commercial data initiatives through comprehensive testing, data validation, reconciliation, and issue resolution. Validate source and target data for accuracy, completeness, and consistency; confirm reporting outputs align with business requirements; and leverage a strong understanding of commercial banking data and reporting to identify risks, investigate variances, and support successful implementation of strategic data and system initiatives.

Primary Responsibilities:

• Allocates work as a team leader; trains and mentors/develops junior team members. Possess ability to direct/persuade/influence peers and manager.
• Responsible for problem resolution and data interpretation, perform or review variance analysis, and ensure timely submission of reports.
• Prepare/analyze/review of financial schedules, reconciliations and reports for the Corporation, which could include bank regulatory reports, SEC reporting, reports to shareholders and the Board of Directors, as well as internal management reports. Strong knowledge of various tax regulations as applicable.
• Requires complex judgment based on advanced analytical thought.
• Other functions include data integrity testing, general ledger entries, adherence to generally accepted accounting principles, SEC disclosure requirements, and bank regulatory requirements. May be responsible for the review of work of junior staff.Participates in special projects, improve existing processes, and interact with business line personal and communicate those results to department management.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.Identify risk-related issues needing escalation to management.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Supervisory/Managerial Responsibilities:

May have indirect supervisory responsibilities

Education and Experience Required:

Bachelor's degree and a minimum of 5 years’ experience OR Associate's degree and a minimum of 7 years’ experience in accounting, auditing, operations or financial institutions

Comprehensive understanding of concepts and principles in multiple disciplines including finance, accounting and/or regulatory reporting, business operations, bank products and knowledge of banking industry

High level of PC competencies (Excel, PowerPoint, Word, Access. Data visualization or data querying applications are a plus.)

Detail oriented, with advanced problem-solving skills

Good verbal and written communication skills

Demonstrated ability to multi task while prioritizing workload

Education and Experience Preferred:

5+ years of experience in commercial banking, financial reporting, regulatory reporting, data management, finance, accounting, or a related analytical function, with strong knowledge of commercial banking data, products, reporting processes, and performance metrics.

Experience supporting system implementations, conversions, and technology initiatives, including data validation, reconciliation, testing, quality assurance, and User Acceptance Testing (UAT).

Proven ability to analyze complex data sets, identify and investigate discrepancies, determine root causes, and drive resolution while maintaining data quality and reporting accuracy.

Advanced analytical and technical skills, including proficiency in Excel and experience with reporting, database, and visualization tools such as SQL, Power BI, Tableau, Business Objects, AFS, Vision, or similar platforms.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $89,600.00