Financial Analyst III - M&A / Corporate Development

M&T Bank; Buffalo (NY); Hybrid; USD 75,000 - 124,000; Full time

Job summary

M&T Bank is seeking a Financial Analyst in Buffalo, NY for a hybrid role based at One M&T Plaza. The position focuses on financial analysis to evaluate internal and external capital investment opportunities, including valuation, risk assessment, and deal structuring for potential M&A activity.

The role involves cross-functional collaboration and complex data analysis for senior management decisions.

Qualifications

• Bachelor's degree and minimum 3 years’ experience or Associate's degree and minimum 5 years’ experience in accounting, auditing, operations or financial institutions.
• Strong understanding of finance and accounting concepts with banking industry knowledge.
• Advanced financial modeling skills.

Responsibilities

• Assist with evaluation of potential M&A opportunities, including financial analysis, valuation, structuring, and due diligence coordination.
• Conduct financial and valuation analysis for acquisitions, investments and divestitures using DCF, market multiples and other tools.
• Perform independent research and complex analytical projects involving financial modeling/forecasting to provide senior management with definitive trend data.
• Ensure adherence to deliverables, process efficiency, and risk controls.
• Collaborate with cross-functional teams and document tasks/processes.

Skills

Financial analysis

Valuation

DCF analysis

Financial forecasting

Education

Bachelor's degree

Associate's degree

Job description

Work Arrangement/Location: This is a hybrid position requiring in-office work four days every week, based at the One M&T Plaza office in Buffalo, NY.

Job Description

• Work Arrangement/Location: This is a hybrid position requiring in-office work four days every week, based at the One M&T Plaza office in Buffalo, NY.

Some flexibility on location for an ideal candidate.

Overview

Corporate Development works closely with M&T’s business units and senior management to ensure a coordinated and consistent approach to the merger and acquisition (M&A) process. This role primarily focuses on financial analysis in support of potential internal and external capital investment opportunities through valuation, risk assessment, and deal structuring; as well as, peer analysis regarding performance, merger-related activities, and capital actions, to assist senior management in implementing the bank’s strategy. In addition, the person in this role may be asked to conduct highly technical research and analysis of projects to provide senior management with definitive financial data and advice for their use in setting and realizing strategic objectives.

Primary Responsibilities

• Assisting with the evaluation of potential M&A opportunities, including financial analysis, valuation, structuring, and coordination of due diligence efforts, which involve extensive interaction with various groups throughout the bank.
• Conducting financial and valuation analysis regarding acquisition, investment and divestiture opportunities using discounted cash flow analysis, market multiples, and other financial and analytical tools.
• Conduct independent research and complex analytical projects involving financial modeling/forecasting to provide senior management with definitive financial trend data and advice for their use in setting and realizing objectives. Design projects and may lead projects of moderate scope.
• Conduct independent research and analytical projects involving financial modeling/forecasting to provide senior management with definitive financial trend data and advice for their use in setting and realizing strategic objectives. Assist with the design of projects and may lead projects of moderate scope.
• Ensure success through shared responsibility of team workload to achieve department/project objectives (volume, quality, timeliness of end results).
• Perform detailed, interpretative financial analysis utilizing complex financial tools to demonstrate scenarios/activities. Build and maintain forecasting models/tools; work in collaboration with business groups to provide insightful analysis. Play a role in cross-functional efforts and teams, leveraging resources and relationships across the Bank to further team and project goals.
• Create and maintain documentation of assigned tasks/processes.
• Evaluate situations using multiple sources of information and suggest insightful conclusions.
• Display advanced proficiency in the systems/tools used to generate standard financial reports on a periodic basis.
• Demonstrate advanced knowledge of finance and accounting concepts through the aggregation of financial data.
• Display an understanding of M&T's (or applicable Business Unit's) financial statements, including awareness of key drivers and trends in major Balance Sheet and Income Statement line items.
• Participate in training and development opportunities across Finance and the Bank.
• Understand, adhere to, and contribute to the improvement and timeliness of deliverables and process efficiency.
• Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators, as applicable.
• Complete other related duties as assigned.

Supervisory/ Managerial Responsibility

May train junior staff

Education and Experience Required

Bachelor's degree and a minimum of 3 years’ experience OR Associate's degree and a minimum of 5 years’ experience in accounting auditing, operations or financial institutions

Comprehensive understanding of finance and accounting concepts + knowledge of banking industry

Strong technical aptitude and advanced financial modeling skills

Education and Experience Preferred

Bachelor’s degree in Finance or Accounting or related field. Financial Services Industry experience

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $74,600.00 - $124,400.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America