Financial Analyst

Coborn's, Inc.; Saint Cloud (MN); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Employee Stock Ownership Program (ESOP

401(k) plan with company match

Paid Time Off (PTO)

DailyPay

Job summary

Coborn’s, Inc. is seeking a Financial Analyst II to drive strategic and operational decision-making through financial planning, forecasting, reporting, and analysis.

You will partner with operational leaders and cross-functional teams to evaluate performance, build forecasts, and deliver actionable insights that support company goals. This highly collaborative role requires independent work on routine and moderately complex analyses, development of reporting tools, and contributions to

Qualifications

• Bachelor's degree in Finance, Accounting, or related field required.
• 1–4 years of experience in financial analysis, budgeting, or related financial disciplines.
• Experience preparing financial reports and analyses.
• Experience with Power BI, Excel, and data visualization tools preferred.

Responsibilities

• Prepare and analyze financial reports, budgets, forecasts, and KPIs.
• Monitor performance, variances, risks, and opportunities.
• Develop financial models and business cases for decisions.
• Evaluate financial impact of initiatives and investments.

Skills

Analytical thinking

Business acumen

Cross-functional collaboration

Forecasting

Education

Bachelor's degree in Finance, Accounting, or related field

Tools

Power BI

Excel

Tableau

ERP systems

Job description

At Coborn’s, ownership isn’t just a structure; it’s a mindset. Every employee-owner plays a role in helping our company grow, improve, and make informed decisions that support our guests, our stores, and our communities.

As a Financial Analyst II, you’ll help drive strategic and operational decision-making through financial planning, forecasting, reporting, and analysis. In this role, you’ll partner closely with operational leaders and cross-functional teams to evaluate financial performance, identify trends, build forecasts, and provide actionable insights that support organizational goals.

This is a highly collaborative role where your analytical skills and business acumen will make a direct impact across the organization. You’ll work independently on routine and moderately complex financial analyses, help develop reporting and forecasting tools, and contribute to continuous improvement initiatives that enhance financial visibility and operational effectiveness.

If you enjoy solving problems, building meaningful financial insights, and partnering with leaders to influence business results, we’d love to hear from you!

What Will I Do?

• Prepare and analyze financial reports, budgets, forecasts, and key performance indicators.
• Monitor financial performance and identify variances, trends, risks, and opportunities.
• Develop financial models and business case analyses to support operational and strategic decision-making.
• Evaluate the financial impact of operational initiatives, capital investments, and strategic projects.

Reporting & Analytics

• Prepare recurring financial, operational, and management reports.
• Develop dashboards, scorecards, and reporting tools that improve visibility into business performance.
• Analyze sales, labor, margin, expense, inventory, productivity, and other key metrics.
• Ensure accuracy and integrity of financial reporting and data.
• Identify opportunities to automate reporting processes and improve efficiency.

Business Partnership

• Partner with operational leaders to better understand business drivers and financial results.
• Provide meaningful financial insights and recommendations to support business decisions.
• Participate in cross-functional initiatives and projects requiring financial analysis and support.

Budget Management

• Monitor budget performance and communicate significant variances to leadership.
• Support expense management and financial accountability across assigned business areas.
• Analyze trends and assumptions used throughout forecasting and planning processes.

Process Improvement

• Recommend and support improvements to financial reporting and planning processes.
• Support implementation and optimization of financial systems, reporting tools, and data solutions.
• Maintain documentation related to financial models, reporting processes, and analytical methodologies.
• Assist with audits, financial reviews, and ad hoc analysis requests as needed.

What's In It For Me?

Our remarkable employees are at the heart of everything we do. At Coborn’s, we’re committed to creating a supportive and rewarding workplace—one that offers a vibrant, team-oriented environment, ongoing career growth, and meaningful benefits. As an employee-owned company, we believe in investing in our people and their futures.

We’re proud to offer a variety of benefits to both our full-time and part-time employees, including:

• Medical & Dental insurance with Health Savings Account (HSA), Flexible Spending Account (FSA) options
• Employee Stock Ownership Program (ESOP) – yes, we’re employee-owned! Our team members benefit from the success of the company through this company-sponsored benefit!
• 401(k) plan options – we also match up to 20% of the first 5% contributed
• Competitive Paid Time Off (PTO/Vacation)
• 10% employee discount on grocery items, with additional franchise-specific discounts available at company-owned Ace Hardware, Caribou Coffee, Erbert and Gerbert’s, and Pet Supplies Plus locations.
• Additional Voluntary Benefits – such as vision, accident and critical illness insurances
• Adoption Reimbursement, Paid Family Caregiver Leave, as well as company-sponsored Term Life Insurance,
• Get Paid Daily with DailyPay – for employees who would like access to their pay before payday, we offer this great benefit!
• Paid Military Leave
• Employee recognition programs with monetary rewards, including in-store vouchers, years of service, and employee of the month
• Employee Health & Wellness Programs, Challenges and Resources – to assist our team members in living a life of wellbeing!
• Employee Assistance Program (EAP) – unlimited phone access to legal, financial, and work-life services and up to five free in-person counseling sessions, per situation/issue, per year
• Access to a national discount marketplace for travel, electronics, auto/home insurance, entertainment and more!
• Tools, resources and opportunities for career growth and development
• Education benefits including tuition discount and scholarship programs

Education & Experience

• Bachelor’s degree in Finance, Accounting, or related field preferred.
• One (1) to four (4) years of experience in financial analysis, budgeting, accounting, or related financial disciplines.
• Experience preparing financial reports and analyses.
• Experience utilizing financial systems, advanced spreadsheet applications, and Power BI preferred.
• Advanced proficiency with Microsoft Excel, including formulas, pivot tables, lookups, and financial modeling.
• Proficiency with Microsoft Office applications, including Word, PowerPoint, and Outlook.
• Experience with data visualization and reporting tools such as Power BI, Tableau, or similar platforms preferred.
• Experience utilizing ERP, financial reporting, budgeting, and forecasting systems.

Additional Information

• CPA or CMA certification is a plus.
• Must possess a valid driver’s license and the ability to travel to business locations on a limited basis as needed.
• This role operates in a fast-paced office environment with occasional local and regional travel.