Financial Analyst

Guardian Life; Holmdel Township (NJ); Hybrid; USD 83,000 - 136,000; Full time

Job summary

Guardian Life is seeking a Financial Analyst to support Group FP&A, focusing on consolidated expense planning, reporting, and strategic analytics across the Group Benefits organization. You will partner with Expense Management, Product, Pricing, and senior leadership to deliver actionable insights and strengthen expense transparency.

The role emphasizes executive-level reporting and forward-looking analytics to influence financial outcomes, with a hybrid work model and multi-city collaboration

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or related field.
• 4+ years of FP&A, financial analysis, or expense management experience.
• Advanced Excel and PowerPoint proficiency.
• Ability to synthesize complex data into clear, executive-level insights.
• Strong communication and collaboration skills.
• Preferred: experience in insurance or financial services.
• Familiarity with Oracle Planning / Hyperion / SmartView.

Responsibilities

• Own consolidated expense exhibits for annual planning and executive reviews.
• Develop executive-ready materials highlighting key drivers, risks, and opportunities.
• Partner with Expense Management to validate planning assumptions.
• Provide analytics across product, department, and account dimensions.
• Support transformational initiatives with business case development.
• Own monthly unit cost reporting and data refresh.
• Ensure expense reporting integrity and enable cost visibility.
• Support FP&A systems upgrades and automation.

Skills

Analytical skills

Financial modeling

Communication skills

Collaboration

FP&A experience

Education

Bachelor's degree in Finance/Accounting/Economics

Tools

Oracle Planning

Hyperion

SmartView

Job description

About this job

Is the opportunity to join a culture where “We Do the Right Thing,” and “We Courageously Shape Our Future Together” important to you? If so, Guardian is seeking a motivated individual to join our team as a Financial Analyst.

Reporting to the Head of Planning & Expense Consolidation, this role plays a central position within Group FP&A, supporting consolidated expense planning, reporting, and strategic analytics across the Group Benefits organization.

The Financial Analyst partners closely with Expense Management, Product, Pricing, and senior leadership to deliver actionable insights, enhance expense transparency, and support business decision-making. This role combines executive reporting, operational rigor, and forward-looking analytics to influence financial outcomes.

You will

• Own consolidated expense exhibits supporting the annual planning process and executive leadership reviews
• Develop clear, executive-ready materials highlighting key drivers, risks, and opportunities
• Partner with Expense Management to validate planning assumptions

Strategic Expense Analytics

• Support enterprise-wide expense studies and benchmarking initiatives
• Provide detailed analytics across product, department, and account dimensions
• Strategically partner and support transformational initiatives inclusive of business case development

Unit Cost & Performance Metrics

• Own monthly unit cost reporting, validation, and distribution
• Ensure timely and accurate refresh of YTD expense data
• Enhance visibility into cost efficiency and performance trends

Product Allocations

• Own and maintain product allocation methodologies across Group cost centers
• Partner with Pricing and business leaders to support product margin targets
• Resolve allocation variances across Group and Corporate structures

Transformation & Organizational Support

• Support transformation initiatives and organizational changes
• Validate department alignment and assess financial implications
• Identify opportunities to streamline and improve planning processes
• Partner with product teams on profitability and cost analysis
• Provide expense insights tied to allocations and unit cost drivers

Ad Hoc & Cross-Functional Analysis

• Deliver targeted expense analyses for actuarial, regulatory, and leadership needs
• Support cost management, acquisition, and renewal analysis
• Respond to evolving business priorities with strong analytical support

Systems & Controls

• Participate in UAT testing and enhancements for financial systems (e.g., Oracle)
• Ensure integrity, accuracy, and efficiency of expense reporting processes
• Support automation and modernization of FP&A workflows

Technical Skills

• Excel (advanced beginner to intermediate)
• Familiarity with financial ledger and planning tools.

Ability to:

• Analyze variances (actual vs plan, forecast vs prior)
• Identify key drivers of financial performance

You have

Required

• Bachelor’s degree in Finance, Accounting, Economics, or related field
• 4+ years of FP&A, financial analysis, or expense management experience
• Strong analytical and financial modeling skills
• Advanced Excel and PowerPoint proficiency
• Ability to synthesize complex data into clear, executive-level insights
• Strong communication and collaboration skills

Preferred

• Experience in insurance or financial services
• Familiarity with Oracle Planning / Hyperion / SmartView
• Experience with large, matrixed organizations

Location/Travel

Hybrid: 3 days in a Guardian office located in Hudson Yards, NYC; Holmdel NJ; Boston, MA or Bethlehem, PA

Salary Range:

$82,770.00 - $135,975.00

The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.

At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.

As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at www.guardianlife.com/careers/corporate/benefits. Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.

Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.