Financial Analyst

Capital Farm Credit; College Station (TX); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Incentive program

Paid time off

Retirement plan

Health coverage

Parental leave

Life & disability insurance

Education & wellness

Job summary

Capital Farm Credit, headquartered in College Station, TX, seeks a Financial Analyst to support budgeting, forecasting, reporting, and analysis for the Finance team. You will work with financial data, models, and reports to guide lending decisions and organizational planning.

You will collaborate with senior staff and cross-functional teams to prepare analyses, variance explanations, and board-ready materials. A bachelor’s degree in Finance/Accounting and 3–5 years of experience are preferred.

Qualifications

• Bachelor’s degree in Finance, Accounting, or Business.
• Strong accounting/finance knowledge and analytical skills.
• Proficient in oral and written communication.
• Basic proficiency with Microsoft Office applications.

Responsibilities

• Assist in budgeting, forecasting, reporting, and analysis for the Finance team.
• Work with financial data, models, and reports to support decision-making.
• Collaborate with departments and senior staff on financial projects.

Skills

Accounting systems

Finance principles

Oral and written communication

Microsoft Office

Financial analysis

Education

Bachelor’s degree in Finance or Accounting or Business

Tools

Excel

Job description

About Us

Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture.

Why Join Us?

We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment.

Our Benefits:

• Incentive Program: Company-wide, goals-based rewards.
• Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 10-12 paid holidays annually.
• Retirement: 401(k) with up to 9% employer contribution/match.
• Health Coverage: Affordable medical, dental, and vision plans.
• Parental Leave: 8 weeks of paid parental leave.
• Life & Disability Insurance: Employer-paid coverage.
• Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.

At Capital Farm Credit, you’ll find more than a job—you’ll find purpose.

POSITION/LOCATION:

• This position will be located at our Headquarters in College Station, Texas.
• This position is part of the Finance team and focuses on financial planning, budgeting, forecasting, and financial reporting to support lending and organizational decision-making.

EDUCATION AND EXPERIENCE:

• Bachelor’s degree in Finance, Accounting, or Business and three (3) to five (5) years of professional experience in financial analysis and/or financial reporting.

JOB SUMMARY:

• The Financial Analyst supports the Finance team in budgeting, financial forecasting, reporting, and analysis.
• This role provides hands-on experience working with financial data, models, and reports that help guide organizational decision-making.
• The analyst works under the guidance of senior finance staff and collaborates with various departments across the Association.

FUNCTIONS:

• Budget Support: Assists in gathering, organizing, and entering budget information from market teams and departments. Helps compile data into the Association-wide annual budget and support senior staff during the review process.
• Financial Forecasting Assistance: Help prepare quarterly financial forecast updates by collecting relevant internal data and supporting senior analysts with preliminary analysis.
• Financial Modeling Support: Assist in maintaining and updating financial models used to evaluate earnings, asset trends, and capital needs. Perform data entry and initial variance checks.
• Performance Analysis Support: Prepare basic reports and summaries on credit office performance for review by regional and executive leadership.
• CECL Reporting Assistance: Collect and organize data for quarterly Current and Expected Credit Losses (CECL) analysis and support the preparation of related reports.
• Impaired Loan Data Support: Work with the Special Assets Group to gather information on impaired loans and assist in preparing calculations and documentation for quarterly allowance reporting.
• Asset/Liability Management Support: Participate in ALCO-related tasks by preparing meeting materials and assisting with the creation of quarterly reports such as Interest Rate Sensitivity Analysis and performance summaries.
• Patronage Program Administration: Enter patronage data into the system, help prepare preliminary reports for review, and assist with final report distribution and recordkeeping.
• Loan Pricing Analysis: Provide basic analytical support to credit offices by preparing data and running reports related to loan pricing decisions.
• General Reporting & Analysis: Support time studies, help prepare board materials, and assist with ad-hoc financial reports or analysis as assigned.

REQUIRED SKILLS:

• General knowledge of accounting/financial systems.
• Specialized knowledge of accounting/finance principles.
• Skill in oral and written communication.
• Basic skill level in Microsoft Office applications.
• Ability to perform basic accounting/financial analyses under moderate supervision.

At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant. AA/EOE/M/F/D/V; Full description available on request.

Equal Opportunity Statement

Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request. Candidates selected for hire will be required to complete a background check, including criminal history, education verification, and employment verification. A credit check will be required for roles that require NMLS registration.