Financial Analyst

US Bank; Cincinnati (OH); Híbrido; USD 86 000 - 102 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Healthcare

Life insurance

Disability

Parental leave

401(k)

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Resumo da oferta

U.S. Bank in Cincinnati seeks a Financial Analyst to develop and maintain financial models, analyze budgets and forecasts, and deliver insights to management. This role drives data-backed decision making across multiple portfolio segments.

The ideal candidate will translate data into executive summaries, visuals, and actionable insights for senior leaders, supporting pricing and asset/liability planning. A relevant degree and several years of experience are typical requirements.

Qualificações

• Experience with financial analysis techniques.
• Strong analytical and mathematical skills.
• Experience with forecasting and planning.
• Ability to identify and resolve data exceptions.
• Proficiency with data mining and visualization tools.
• Master's degree preferred.

Responsabilidades

• Provide budgets, forecasting, and ad hoc financial analyses for management.
• Develop models and present findings to senior leaders.
• Prepare monthly customer performance reporting and trend analysis.
• Support asset and liability management data and pricing information.

Conhecimentos

Financial analysis techniques

General accounting procedures

Mathematical and analytical skills

Financial analysis, forecasting, and (

Formação académica

Bachelor's degree, or equivalent work experience

Master's degree preferred

Descrição da oferta de emprego

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Provides financial analyses related to budgets, forecasting, allocation of expenses, ad hoc analysis for business case development and custom financial analyses, peer group analysis and internal consulting for all levels of management. Develops and maintains spreadsheets and statistical models for financial analysis. Prepares a variety of management presentations. Researches and resolves problems and errors in data from financial reporting systems. May provide assistance in the development of financial applications. May prepare interest rate pricing and forecasting information for use in asset and liability management. Financial and statistical data developed is used by management in policy setting and decision making.

Develops monthly customer performance reporting by consolidating actual results, forecasts, and business plans across multiple portfolio segments. Analyzes customer growth, attrition, and penetration trends to identify key drivers, risks, and opportunities. Translates data into clear executive summaries, visualizations, and actionable insights for senior leaders.

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Typically three or more years of related experience

Preferred Skills/Experience

• Working knowledge of financial analysis techniques and general accounting procedures
• Well-developed mathematical and analytical skills
• Thorough knowledge in financial analysis, forecasting, and planning
• Ability to identify and resolve exceptions and to analyze data
• Strong technical skills related to data mining and visualization tools
• Master's degree preferred

*This role requires working from a U.S. Bank location three (3) or more days per week.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Equal Opportunity and Diversity

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

Salary and Benefits

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $86,360.00 - $101,600.00

Background Checks

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or feder