Financial Analysis Advisor-Underwriting Reporting

Cigna Health and Life Insurance Company; Chattanooga (TN); On-site; USD 97,000 - 161,000; Full time

Benefits offered by this job

Health insurance

401(k) program

Tuition reimbursement

Paid time off (18+ days)

Job summary

Cigna Health and Life Insurance Company is seeking a Financial Analysis Advisor to join the Decision Enablement team within Risk Management & Underwriting. You will turn complex data into actionable insights by blending healthcare and underwriting knowledge with analytics and technical skills to support reporting and decision-making.

The role partners across teams to improve how information is delivered and used, with a focus on data quality, dashboards, and proactive solutions.

Qualifications

• 4+ years of experience within the healthcare industry.
• Direct underwriting knowledge or experience strongly preferred.
• Strong analytical and problem-solving skills with excellent attention to detail.
• Demonstrated ability to interpret data and translate findings into meaningful business insights.
• Experience working independently and successfully navigating complex or ambiguous business problems.
• Strong business acumen with the ability to quickly learn new business areas, processes, and projects.
• Demonstrated ability to lead initiatives and collaborate effectively across teams.
• Excellent written and verbal communication skills, including the ability to communicate analytical concepts to business stakeholders.
• Advanced Microsoft Excel skills, including pivot tables and VBA.
• Working knowledge of SQL, Python, SAS, or R.

Responsibilities

• Serve as a primary business partner and subject matter expert for operational reports, tools, and analytics.
• Analyze healthcare, underwriting, and operational data to identify trends, risks, opportunities, and actionable insights.
• Lead reporting and analytical initiatives requiring cross-team collaboration.
• Translate complex data into clear recommendations for business partners and leaders.
• Identify opportunities to enhance reports, dashboards, tools, and processes as needs evolve.
• Work with large datasets from multiple sources to support reporting and analysis.
• Monitor and validate data for completeness, accuracy, and quality.
• Anticipate business needs and recommend analytical or reporting solutions.
• Build partnerships across the organization and influence decisions through data-driven insights.

Skills

Analytical ability

Problem solving

Communication skills

Business acumen

Attention to detail

Leadership experience

Tools

SQL

Python

SAS

R

Excel

Pivot tables

VBA

Power BI

Tableau

Job description

Role Summary

The Decision Enablement team within Risk Management & Underwriting (RMUW) is seeking a Financial Analysis Advisor who can turn complex data into meaningful business insights. In this role, you’ll combine healthcare and underwriting knowledge with analytical and technical skills to support operational reporting, identify risks and opportunities, and help business leaders make informed decisions. You’ll serve as a subject matter expert for key reporting tools and data while partnering across teams to continuously improve how information is delivered and used. The ideal candidate is analytical, curious, comfortable navigating ambiguity, and able to translate complex information into clear, actionable recommendations.

What You’ll Do

• Serve as a primary business partner and subject matter expert for assigned operational reports, tools, and analytics.
• Analyze healthcare, underwriting, and operational data to identify trends, risks, opportunities, and actionable business insights.
• Lead reporting and analytical initiatives that require collaboration across multiple teams and stakeholders.
• Translate complex data and findings into clear recommendations for business partners and leaders.
• Identify opportunities to enhance existing reports, dashboards, tools, and processes as business needs evolve.
• Work with large datasets from multiple sources and systems to support reporting and analysis.
• Monitor and validate data for completeness, accuracy, and quality.
• Anticipate business needs and proactively recommend analytical or reporting solutions.
• Build strong partnerships across the organization and influence decisions through data-driven insights.

Qualifications

• 4+ years of experience within the healthcare industry.
• Direct underwriting knowledge or experience strongly preferred.
• Strong analytical and problem-solving skills with excellent attention to detail.
• Demonstrated ability to interpret data and translate findings into meaningful business insights.
• Experience working independently and successfully navigating complex or ambiguous business problems.
• Strong business acumen with the ability to quickly learn new business areas, processes, and projects.
• Demonstrated ability to lead initiatives and collaborate effectively across teams.
• Excellent written and verbal communication skills, including the ability to communicate analytical concepts to business stakeholders.
• Advanced Microsoft Excel skills, including experience with pivot tables and VBA.
• Working knowledge of at least one analytical or programming technology such as SQL, Python, SAS, or R.

Preferred Qualifications

• Experience with workflow and data preparation tools such as Alteryx.
• Working knowledge of Databricks and AI tools.
• Experience developing or supporting dashboards and data visualizations using Power BI or Tableau.
• Experience working with large datasets, multiple data sources, and database management systems.
• Experience supporting underwriting, pricing, risk management, operational reporting, or healthcare analytics.

If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.

Salary & Benefits

• For this position, we anticipate offering an annual salary of 96,800 - 161,300 USD / yearly, depending on relevant factors, including experience and geographic location.
• This role is also anticipated to be eligible to participate in an annual bonus plan.
• Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs.
• We also offer 401(k), company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year, paid holidays, and leaves of absence.

About Cigna Healthcare

Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you need a reasonable accommodation to complete the online application process, please email [e-mail] for assistance. Please note that this email inbox is dedicated to accommodation requests only and cannot provide application updates or accept resumes.

The Cigna Group has a tobacco‑free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.

Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.

Doing something meaningful starts with a simple decision, a commitment to changing lives. At The Cigna Group, we’re dedicated to improving the health and vitality of those we serve. Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients. Join us in driving growth and improving lives.