Financial Advisor - Montgomeryville, PA

TD Bank, N.A.; Montgomeryville (Montgomery County); On-site; USD 72,000 - 108,000; Full time

Job summary

TD Bank, N.A. is seeking a Financial Advisor in Montgomeryville, PA. The program spans three years with a forgivable draw, focusing on financial planning guidance and investment solutions for TD Wealth clients.

You will review goals, provide asset-appropriate recommendations, and become the central contact to service clients and grow share of wallet. The role emphasizes a client-centric approach, onboarding, comprehensive needs analysis, and collaboration with TD Wealth partners to deliver

Qualifications

• 2+ years of providing advice, planning and investment sales.
• Licensing required: SIE, Series 7, Series 63; Series 66 or equivalent preferred.
• Strong verbal and written communication; ability to travel five days.

Responsibilities

• Provide financial planning guidance and investment recommendations.
• Onboard new clients and deliver thorough discovery and needs analysis.
• Develop client relationships to grow wealth management share of wallet.
• Meet quarterly and annual sales goals and refer opportunities to partners.
• Ensure regulatory compliance across TD Bank & TD Wealth policies.

Skills

Sales experience

Client service

Communication skills

Time management

Travel readiness

Education

Bachelor's degree

SIE

Series 7

Series 63

Series 66 (or equivalent)

Job description

Work Location: Montgomeryville, Pennsylvania, United States of America Hours: 40 Pay Details: $72,280 - $108,160 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business: TD Wealth

Job Description

The Financial Advisor (FA) role is a three-year program with a forgivable draw, for financial advisors or planners who will be providing financial planning guidance & selling investment management solutions. A FA will need to leverage their experience to service the unique and complex needs of TD Wealth clients by reviewing financial goals and making investment recommendations aligned to their client's goals. The role will serve as the central point of contact, responsible for providing client service & developing the relationship to achieve greater share of wallet by helping clients achieve their goals related to asset accumulation, preservation, growth, and protection.

Depth & Scope

• Experience selling investments and providing financial plans
• Demonstrates a commitment to being customer‑centric by delivering legendary service during every customer interaction to maximize retention and growth
• Ensures all NEW clients receive the complete on‑boarding experience, which includes: a thorough client discovery, completion of a financial needs analysis to provide goals‑based advice, an introduction to the centralized client servicing team as per client need, and completion of all requisite client documents
• Ability to partner and promote lead generation
• Manages goals, prioritizes tasks and comfortable working in a fast paced environment
• Ensures all new & existing clients are provided with a planning experience
• Effectively implement a process to ensure every client receives an Annual Client Review (ACR) meeting with an enhanced agenda focused on the client’s overall wealth needs, as well as pro‑active contacts
• Serves as the primary point of contact for TD Wealth client relationships; manages all aspects of the client’s relationships with TD Bank and refers to Retail and Wealth partners & affiliates as needed
• Implements and executes a differentiated service model/experience for TD Wealth clients
• Meets quarterly and annual sales goals
• Deepens wallet share by anticipating client needs and suggesting the most appropriate Wealth solutions
• Maximizes profitability, while ensuring the client receives an exceptional client experience
• Identifies opportunities within your portfolio and network to refer business to Retail and Small Business/Commercial Partners
• Executes in thorough manner that is compliant with regulations, policies and procedures
• Adheres to all federal, state, SRO regulations and Firm policies related to all business activities (e.g. OCC, SEC, State Insurance Commissioners, NY Department of Financial Services, etc.)
• Ensures all Continuing Education requirements are attained
• Responsible for understanding and adhering to TD Bank & TD Wealth Policies and Procedures
• Responsible for implementing TD’s Customer Identification Program (CIP) by collecting and verifying required customer identification information, and performing other Customer Due Diligence and Enhanced Due Diligence Requirements as outlined in the Business Unit AML procedures
• Uncovers client's asset and transitions higher threshold clients to appropriate HNW Wealth partners as needed
• Responsible for fostering and contributing to a positive and constructive work environment with a focus on supporting the overall Wealth team
• Provides coaching, Wealth referral training & on‑going feedback to Retail and Small Business staff
• Contributes individually, as a team member and as a mentor to new FAs, to ensure strong performance, collaboration and enthusiasm
• Represents TD Wealth to the general public in a professional manner
• Is involved in the community and support TDBG charity and community initiatives

Education & Experience

• Bachelor's degree strongly preferred
• 2+ years of providing advice, planning and investment sales
• SIE, Series7, Series63 required
• Required to have L&H and Series66 (or equivalent) or the ability to obtain all within the Licensing and Registration Schedule
• Self‑directed, with strong ability to plan own activities to achieve sales and referral goals
• Advanced understanding of wealth products and services
• Strong verbal and written communication skills
• Strong organizational and time management skills
• Ability to travel within assigned market to meet prospects, clients and partners five days