Financial Advisor

River Bank & Trust; Daphne (AL); On-site; USD 50,000 - 75,000; Full time

Job summary

River Bank & Trust is seeking a Financial Advisor to help customers with financial planning and needs, leveraging the bank’s resources and community ties. The role emphasizes sound advice and building relationships through a client-first approach.

The position requires a Bachelor’s degree in finance or related field, 2+ years of experience, and relevant licenses (Alabama Insurance Life and Health, Series 7, Series 66). Travel within the region may be required.

Qualifications

• Bachelor’s degree in finance or related field.
• At least 2 years’ experience as a Financial Advisor or relevant experience.
• Licenses to include: Alabama Insurance Life and Health, Series 7, Series 66.

Responsibilities

• Meet with customers to assess their financial needs and goals.
• Develop strategies aligned with risk tolerance and financial objectives.
• Offer financial advice following Best Interest standard with various financial products and services.
• Guide customers through options to decisions.
• Cultivate and maintain customer relationships and community involvement.
• Maintain compliance with regulations and industry trends.
• Collaborate with internal referral network and teams.

Skills

Financial planning

Investment strategies

Customer service

Communication skills

Interpersonal skills

Detail oriented

Time management

Analytical skills

Problem-solving

Microsoft Office

Education

Bachelor’s degree in finance or related field

Licenses: Alabama Insurance Life and Health, Series 7, Series 66

Tools

Financial planning software

Web applications

CRM systems

Job description

Brief Description

RB&T Mission Statement: As a trusted partner and friend, River Bank & Trust helps our neighbors and the businesses in our communities to reach their financial goals.

Position Summary

River Bank & Trust is looking for a Financial Advisor who is prepared to make a difference in the lives of our customers, by providing sound advice regarding their financial planning and needs. This is achieved not only through the bank's commitment to support your success, but also through your community involvement and relationships paired with your professional financial experience.

Essential Duties And Responsibilities

Reasonable accommodations may be made to enable individuals with disabilities to perform the

essential functions include, but are not limited to the following:

• Meet with customers to assess their financial needs and goals
• Develop strategies that align with each customer’s risk tolerance and financial objective
• Offer financial advice which follows a Best Interest standard through the implementation of a variety of financial products and services
• Guide the customer through their options and each step towards suitable and risk-appropriate financial decisions
• Cultivate and maintain customer relationships, including regular account reviews and community involvement
• Maintain and stay updated on regulatory compliance and industry trends
• Build and maintain customer relationships, internal referral network, and community involvement

Requirements

Minimum Qualifications:

• Bachelor’s degree in finance or related field, preferred
• At least 2 years’ experience as a Financial Advisor or relevant experience
• Certifications to include: Alabama Insurance Life and Health License, Series 7, Series 66

Skills, Abilities & Expectations

• This position may require traveling within the region at a minimum. Must have transportation that allows for this.
• Knowledge of financial options and products with a willingness to adapt to industry trends
• Expertise in financial planning and investment strategies
• Be familiar with and follow policy and procedures
• Stay abreast of regulatory requirements and industry trends
• Ability to maintain composure and professionalism in volatile and high anxiety environments
• Ability to exhibit patience, professionalism and calm composure with difficult or agitated customers
• Complete annual compliance training applicable to the position
• Customer service must be a top priority whether internally or externally
• Ability to work in a fast-paced team environment, handle multiple tasks, and prioritize work
• Detail oriented and organized
• Ability to analyze financial information and explain market data
• Excellent interpersonal and communication skills
• Integrity, discretion, and respect for confidential information are essential
• Willingness to adapt to change
• Work within a variety of different financial planning software and web applications
• Able to prioritize duties and effectively manage time
• Analytical and problem-solving skills
• Attend work regularly, on time, and withstand varying degrees of stress
• Maintaining a professional, business-like appearance and demeanor
• Proficiency in Microsoft Office products including: Word, Excel, and Outlook

Physical Demands

The employee will occasionally lift and/or move up to 25 pounds. The employee will regularly sit; talk; hear; and use hands to finger, handle, or feel. The employee will occasionally stand; walk; reach with hands and arms; climb and balance; and stoop, kneel, crouch, or crawl. Special vision requirements include close, distant, and peripheral vision; depth perception; and the ability to adjust focus. The noise level in the work environment is usually moderate. The work environment and physical demands are those of a standard retail branch setting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

Summary

The above information has been designed to indicate the general nature and level of work performed within this job. It is not intended to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to the job. Incumbents must attend work regularly, on time, and withstand varying degrees of stress. This position description describes the minimum selection requirements to qualify for the position. Promotion and other employment decisions are based on employer needs, good standing, fully competent performance, and other non-discriminatory subjects.

Equal Opportunity Employer Statement

River Bank & Trust is proud to be an equal-opportunity employer committed to maintaining a diverse and inclusive work environment. We will not discriminate based on race, age, disability, or any other non-merit characteristics when considering qualified applicants/employees for hire, transfers, promotions, terminations, training, or any other opportunities that may arise.