Financial Advisor

Northwestern Mutual; Carlsbad (CA); On-site; USD 61,000 - 250,000; Full time

Benefits offered by this job

Fully company-funded retirement package

Comprehensive medical, vision, and dental plans

Life Insurance and Disability Income Insurance

Parental benefits

Job summary

Northwestern Mutual is seeking a Financial Advisor in Carlsbad, California. This position offers a unique opportunity to build your own business in financial planning, helping clients achieve their goals through tailored financial strategies. As an advisor, you will be responsible for growing your client base, managing personalized financial plans, and supporting clients throughout their life stages. Performance-based earnings average between $61K and $119K in the early years, with top advisors earning between $137K and $250K. Comprehensive training and support, along with competitive benefits, are provided to ensure your success.

Qualifications

• Strong motivation and drive to succeed as an entrepreneur.
• History of success in client-facing roles is crucial.
• Desire for continuous learning and collaboration is essential.

Responsibilities

• Grow your client base and maintain a strong referral network.
• Build personalized financial plans tailored to clients' unique needs.
• Manage clients' financial plans to help them achieve their goals.
• Support clients through every life stage.

Skills

Entrepreneurial ambitions

Time-management skills

Relationship-building

Strong communicator

Proficient critical thinking skills

Education

Bachelor's degree

Job description

Financial Advisor Opportunity At Northwestern Mutual

Becoming a financial advisor at Northwestern Mutual is a unique opportunity to start a business where you can help your clients achieve their goals through financial planning. On your path to becoming a financial advisor, you start as a financial representative focused on client‑building and obtaining licenses. Our award‑winning training programs equip you with the education, skill‑building, and development strategies you need to be successful in building a financial planning practice that focuses on:

Planning Experience Asset & Income Protection Education Funding Investment & Advisory Services Trust Services Retirement Solutions Business Needs Analysis

Northwestern Mutual's proprietary planning software helps you educate your clients and deliver holistic financial plans including investments for growth, insurance for protection, and annuities for guaranteed income in retirement that helps you have a bigger impact on your clients and community. Becoming a business owner allows you to shape your workday around your life and achieve uncapped earning potential through a performance‑based compensation structure.

We believe there's more than one way to start, build, and grow your practice. As an entrepreneur, you can build your business in a way that aligns with your long‑term vision and goals like opening an office, joining a sophisticated team, or becoming an advanced advisor.

Responsibilities

As a financial advisor, you will:

• Grow your client base by making new connections, maintaining a strong referral network, and providing a great client experience
• Build personalized, holistic financial plans tailored to every client's unique needs
• Manage your client's financial plans to help them achieve their goals
• Grow relationships with clients to support them through every stage of life

Training, licensing & designations

Northwestern Mutual has been recognized for maintaining one of the best‑trained sales forces in the country. We are committed to your continued training and development throughout your career. That starts with our award‑winning curriculum designed to support your first three years in the business. In the program, you'll hear from industry experts, learn the art of client acquisition to drive longevity in the career, and have access to our national network of tenured financial advisors to learn the business through first–hand experience.

To become a financial advisor, you must obtain the following licenses: Life/Accident & Health Certifications, Securities Industry Essentials (SIE), and Series 6, 7, and 63. Northwestern Mutual provides pre‑payment/reimbursement for course tuition fees and books.

Compensation & Benefits

• Performance‑based earnings and revenue:
  • Average advisor annual earnings of $61K-$119K (based on 2018-2023 company average for representatives in the first 3 years)
  • Top 25% advisor annual earnings of $137K-$250K (based on 2018-2023 company data for top quartile advisors in the first 3 years)
• Additional income structure to support training and early development
• Renewal income earned for continued client support and policy management
• Bonus programs and expense allowances
• Support for insurance licensing, Securities Industry Essentials, Series 6, Series 7, Series 63, and more
• Certified Financial Planner licensing support
• Fully company‑funded retirement package and pension plan
• Competitive and comprehensive medical, vision, and dental plans
• Life Insurance and Disability Income Insurance
• Parental benefits at every stage of family planning

Qualifications

You could be right for this opportunity if you have:

• Bachelor's degree
• Entrepreneurial ambitions to be a business owner
• History of success in relationship‑building or client‑facing roles
• Excellent time‑management skills
• Desire for continuous learning and collaboration
• Proficient critical thinking skills
• Strong communicator
• Strong sense of motivation and drive
• Legal authorization to work in the US without sponsorship

Our Financial Advisors are valued partners and proud business owners. As such, they are considered independent contractors for income tax purposes, and a statutory employee for Federal Insurance Contributions Act (FICA) tax purposes.

Northwestern Mutual Financial Representatives are Independent Contractors whose income is based on production. If offered to apply for approval of a contract to become a Northwestern Mutual Financial Representative, a national criminal background check is required. Should the background check results provide information which would not allow someone to work for Northwestern Mutual, approval for contract will be withdrawn.

Pay Range

USD $61,000.00 - USD $250,000.00 /Yr.