Finance Officer (Payments & Treasury)

GiveDirectly; United States; Remote; USD 85,000 - 110,000; Full time

Benefits offered by this job

Health benefits

Flexible paid time off

Desk setup allowances

Learning & development allowances

Job summary

GiveDirectly is seeking a Finance Officer to oversee payments, treasury, and country finance operations in a fast‑growing, analytics‑driven environment. You will manage multi‑country payment cycles, reconcile statements, and support funding and FX while implementing SOPs and AI‑assisted improvements.

You will also help ensure risk controls, compliance, and in‑country tax/reporting support across our global finance team, with an emphasis on accuracy and speed.

Qualifications

• 2+ years of professional experience in accounting or finance, including at least 1 year running payments.
• Strong numerical skills with close attention to detail; able to reconcile large datasets under deadline.
• Proficiency in Excel or Google Sheets; experience with finance/payments software.

Responsibilities

• Payments and treasury: run payment cycles across multiple countries end to end; reconcile payments with bank and mobile money statements; support funding, FX and create SOPs; use automation and AI tools to improve accuracy, speed and reporting.
• Country finance operations: support petty cash counts, asset counts, and finance liaison with authorities on tax and statutory filings; assist wider Finance team as needed.
• Risk and compliance: apply controls, ensure data security, support audits and donor/regulator reporting.

Skills

Numerical skills

Attention to detail

Fluent English

AI tools usage

Learning fast

Education

Bachelor’s degree in finance or accounting

ACCA/CIMA/CPA (in progress or completed)

Tools

Excel/Google Sheets

Intacct

Tipalti

Emburse

QuickBooks

Online banking platforms

Job description

What if the most effective way to fight poverty was also the simplest: give people money and trust them to decide what they need?

Since 2011, GiveDirectly has proven that idea at scale. We’ve delivered more than $1B in cash directly to 2+ million people living in poverty and crisis across 15 countries, and rigorous research shows the results: healthier kids, stronger businesses, sturdier homes, and more resilient families and local economies. Cash is now widely recognized as one of the most scalable, cost-effective, and dignified forms of aid.

Our ambition goes beyond our own programs. We want cash to become the benchmark for aid, much as the index fund became the benchmark for investing, so that every aid dollar is held to one question: is this doing more good than giving the money directly to people living in poverty?

We’re growing fast, and this is a rare and important moment to join.

We expect to hit $1B in revenue in 2026 with significant growth forecast for 2027. At the same time we are building a new technology stack and operating model designed for a roughly 10x change in scale, and we are actively pursuing partnerships with major funders to move even more money in bigger ways, to people who need it. We are known for our extensive integration of technology into field processes; our quantitative approach to performance measurement; and our commitment to rigorous, independent, experimental evaluation of our impact, with multiple Randomized Control Trials completed and others in progress.

How we work

Our team spans 20+ countries and 69 languages. Our culture is candid, analytical, and non-hierarchical. We expect high ownership and give people real responsibility early. Our values are central to how we hire, work, and grow, and they are deliberately opinionated:

• Recipients first. Recipients’ preferences come before those of donors or ourselves.
• Team next. We optimize for organizational success, not individual success.
• Be proactively candid. We say what we believe and share information openly.
• Create positive energy. We aim to be a source of energy for colleagues, not a drain.
• Think rigorously; act quickly. We reason from first principles, then act rather than debate.
• Know yourself and grow. We own our imperfections and seek feedback to grow.
• Accept reality. Propose solutions. We focus on what can change and bring solutions, not just problems.
• Be productively ambitious. We take risks for step-change impact, not incremental progress.

If they describe how you like to work and they energize you, this could be a great fit.

The Finance team supports all financial activities in 10 countries, 9 of them in Africa. As part of the global finance team, you will run payment cycles across multiple countries and make them faster and more accurate. You’ll also support country finance operations, working closely with the rest of the Finance team.

You are a great candidate for this role if you have hands-on payments experience, strong numerical skills, learn new systems quickly, and already use technology and AI tools to work smarter.

Reports to: Finance Manager

Level: Officer

Location: This role is open only to candidates based in Rwanda, DRC, Malawi, Kenya or Uganda, where we can employ you directly through a GiveDirectly entity.

Travel Requirement: Must be able to travel 1-2 times per year to one of our countries of operation for team retreats or colocations

What you’ll do:

• Payments and treasury
  • Run payment cycles in multiple countries end to end: preparing, validating and issuing payments, and resolving exceptions and failed payments quickly.
  • Reconcile payments with bank and mobile money statements, and investigate and clear any differences.
  • Support account funding, cash forecasting, and FX across multiple currencies to ensure payments are never delayed.
  • Work with banks, mobile money operators and country teams to fix payment and funding issues.
  • Improve and standardise payment processes across countries, and document them in clear SOPs.
  • Use automation and AI tools to improve payment accuracy, speed and reporting.
• Country finance operations
  • Support country finance operations, e.g., petty cash counts, asset counts, and finance liaison with authorities on tax and statutory filings.
  • Support the wider Finance team as needed to meet department goals.
• Risk and compliance
  • Apply strong controls in every payment process, including maker-checker, audit trails and segregation of duties.
  • Handle recipient and payment data securely, and flag fraud risks early.
  • Understand and implement compliance requirements from tax regulators and payment partners.
  • Support in‑country audits and special reporting to donors and regulators on request.

What you’ll bring:

• Exceptional alignment with GiveDirectly Values and active demonstration of our core competencies: emotional intelligence, problem solving, project management, follow-through, and fostering inclusivity. We welcome and strongly encourage applications from candidates who have personal or professional experience in the low‑income and/or historically marginalized communities that we serve.
• A bachelor’s degree in finance, accounting or a related field, or equivalent experience. A professional qualification (ACCA, CIMA, CPA or similar, completed or in progress) is a plus.
• 2+ years of professional experience in accounting or finance, including at least 1 year running payments. For example: bulk or high‑volume disbursements, bank and mobile money transfers, payment reconciliations and fixing failed payments.
• Strong numerical skills and close attention to detail. You can reconcile large datasets accurately under deadline pressure and catch errors before they reach recipients.
• Advanced Excel or Google Sheets (e.g. XLOOKUP, SUMIFS, pivot tables, data validation), and experience with finance and payments software (e.g. Intacct, Tipalti, Emburse, QuickBooks, online banking platforms).
• You use AI tools (e.g. Claude, ChatGPT) every day to work faster and better, for example to analyse data, draft procedures or investigate exceptions. You check AI output carefully and handle sensitive data responsibly.
• You learn quickly and do well in a fast‑paced, high‑volume environment where priorities and processes change often.
• Fluent English. Working knowledge of French or Portuguese is an advantage.

Compensation

At GiveDirectly, we strive to pay our employees generously and equitably. We use an accredited third-party salary aggregator to calculate what we believe to be competitive pay based on role, location, and cost of living. We also have a no-negotiation policy to ensure we are paying staff equitably across roles.

The compensation for this role across the various locations is as shown below:

Bonus at Target Performance: 10%

Bonus at Target Performance: 10%

Uganda:

Bonus at Target Performance: 10%

Why work at GiveDirectly?

At GiveDirectly, we work to ensure that you have everything you need to excel in your role and on your team, including:

• A supportive team that works hard and cares hard
• A robust health benefits plan (exact details will vary by country)
• Flexible paid time off that staff is encouraged to take
• Allowances for desk set-up and learning and development

Working at GiveDirectly

GiveDirectly is an Equal Opportunity Employer. All qualified applicants are considered for employment without regard to the person’s race, color, religion, national origin, sex, sexual orientation, age, marital status, veteran status, disability, or any other characteristic protected by applicable law.

Flagging for US applicants: We invite you to \" Know Your Rights \" as an applicant.

Commitment to Safeguarding

As a global organization working with communities to eliminate extreme poverty, GiveDirectly takes the safeguarding of its recipients, staff, and partners seriously. To that end, GiveDirectly is a member of Misconduct Disclosure Scheme , and will systematically check with previous employers about any abuse or misconduct related matters involving potential new hires. We may also employ other robust pre‑hire screens, including in‑depth reference checks, criminal background checks, and sanctions screens.

These efforts help us continue to build and maintain trust with the communities we work with, and prevent abuse to our recipients and staff.

**GD is committed to observing all local, national and international laws that protect people and basic human rights of all. GD is committed to a policy of “zero tolerance when it comes to preventing, reporting, or responding to any form of abuse or exploitation.” and expects anyone who works for GD to uphold the protection and safeguarding of our recipients as a priority.**

Reasonable Accommodations

We are committed to fostering an inclusive and accessible work environment. If