Field Property Claims Adjuster: Sumter, Florence, Camden, SC Territory

SC Works Trident; Sumter (SC); On-site; USD 52,000 - 75,000; Full time

Benefits offered by this job

401(k)

Medical

Dental

Vision

Paid Time Off

Tuition Assistance

Bonus Opportunity

Job summary

Farmers Insurance is seeking a Field Property Adjuster to support the Sumter–Florence–Camden, SC area. This field role requires traveling to policyholder homes and performing on-site investigations to assess property damage and negotiate settlements.

Ideal candidates have a high school diploma, strong customer service, great communication skills, and comfort with MS Word/Excel/Outlook. Valid driver’s license and a cooperative outlook are essential.

Qualifications

• High School diploma or equivalent required.
• Excellent customer service experience, preferably in a retail environment.
• Construction or insurance experience is highly desirable and preferred.
• Excellent communication skills – both oral and written.
• Computer literate: MS Word, Excel, Outlook.
• Proficiency with smartphones and applications.
• Eagerness to learn about insurance policies and property damage from the inside out to identify how coverage applies to a particular loss.
• Outgoing personality that would enjoy interacting with a wide variety of people including policyholders, claimants, agents, witnesses, and fraud investigators.
• Valid driver’s license and bondable.

Responsibilities

• Conduct both virtual and on-site investigations by visiting policyholders’ residences to assess property damage, determine liability, evaluate the extent of loss, and negotiate fair settlements.
• Use claims handling software, a company car, and a laptop to determine claims-related damage and write estimates in a paperless environment.
• Evaluate and report on potential subrogation opportunities.
• Report incidents involving theft, fraud, or arson to appropriate state and industry agencies.
• Perform duties independently, with work directly impacting management outcomes.
• Act as a company representative in public interactions, maintaining a professional demeanor consistent with management standards.
• Engage regularly with a variety of stakeholders, including policyholders, claimants, agents, witnesses, contractors, law enforcement, fraud and arson investigators, attorneys, medical professionals, and other relevant parties.
• Use strong customer service skills to negotiate with policyholders to settle the claim.
• Perform additional duties as assigned.
• Promote safety at all times and comply with safety/ergonomic standards as outlined in relevant company-published manuals.

Skills

Customer service

Communication

Interpersonal skills

Education

High School Diploma or equivalent

Tools

MS Word

Excel

Outlook

Smartphone apps

Job description

Field Property Claims Adjuster: Sumter, Florence, Camden, SC Territory

Farmers Insurance

Occupation: Claims Adjusters, Examiners, and Investigators Location: Sumter, SC - 29150 Job Type: Full Time (30 Hours or More) Posted: 08/28/2026

Positions available: 1 Source: Farmers Insurance Web Site: www.farmers.com Onsite / Remote: Work at home all of the time

Job #: 35835

We are Farmers - where ambition meets opportunity. At Farmers, we’re not just known for unforgettable jingle - we’re a team with a passion for purpose and making a real difference in people’s lives. We deliver peace of mind when it matters most. Our results-driven, high-performance culture thrives on creativity, accountability and bold solutions. Here, growth isn’t just a goal - it’s a way of life for both the organization and every individual on our team. We tackle challenges head-on, learn from every experience and measure our impact on the customers who trust us. Join an award-winning, equal opportunity employer, where you’ll find more than a job - you’ll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do.

Workplace: Remote (#LI-Remote) - This is a field role requiring travel to and from policyholder homes. Candidates must reside in the greater Sumter, Florence, or Camden, SC area to be considered for this role.

Benefits and Compensation

• Paid training through the award-winning and industry-leading University of Farmers.
• Flexibility and independence to work outside the confines of a desk job.
• Total Rewards Benefits Package: 401K and a competitive starting salary.
• Rapid growth potential and management opportunities for success-orientated people through education, mentorship programs, and inspirational leadership at a company you can be proud of.
• Bonus Opportunity (based on Company and Individual Performance)
• 401(k)
• Medical
• Dental
• Vision
• Health Savings and Flexible Spending Accounts
• Life Insurance
• Paid Time Off
• Paid Parental Leave
• Tuition Assistance

A Day in the Life of a Field Property Adjuster

• Conduct both virtual and on-site investigations by visiting policyholders’ residences to assess property damage, determine liability, evaluate the extent of loss, and negotiate fair settlements.
• Use claims handling software, a company car, and a laptop to determine claims-related damage and write estimates in a paperless environment.
• Evaluate and report on potential subrogation opportunities.
• Report incidents involving theft, fraud, or arson to appropriate state and industry agencies.
• Perform duties independently, with work directly impacting management outcomes.
• Act as a company representative in public interactions, maintaining a professional demeanor consistent with management standards.
• Engage regularly with a variety of stakeholders, including policyholders, claimants, agents, witnesses, contractors, law enforcement, fraud and arson investigators, attorneys, medical professionals, and other relevant parties.
• Use strong customer service skills to negotiate with policyholders to settle the claim.
• Perform additional duties as assigned.
• Promote safety at all times and comply with safety/ergonomic standards as outlined in relevant company-published manuals.

If You Have the Following

• High School diploma or equivalent required.
• Excellent customer service experience, preferably in a retail environment.
• Construction or insurance experience is highly desirable and preferred.
• Excellent communication skills – both oral and written.
• Computer literate: MS Word, Excel, Outlook.
• Proficiency with smartphones and applications.
• Eagerness to learn about insurance policies and property damage from the inside out to identify how coverage applies to a particular loss.
• Outgoing personality that would enjoy interacting with a wide variety of people including policyholders, claimants, agents, witnesses, and fraud investigators.
• Valid driver’s license and bondable.

Candidates Must Be Willing & Able To

• Climb ladders to inspect roofs, and be comfortable working on rooftops, multiple times per day.
• Work in small, confined spaces that have been damaged; such as attics and crawlspaces.
• Achieve a minimum passing score on all claims training exams.

Physical Actions & Environment

• Bending, kneeling, pulling, pushing, sorting, carrying up to 50 lbs., climbing, reaching, standing, walking, seeing.
• Speaking (English), reading (English), writing (English), & key entering.
• Job duties are performed in the field and an in-home office environment.
• Exposure to some or all of the following environments when in the field: Uncontrolled outside environmental conditions, excessive noise levels, chemicals, chemical/biological conditions, moving mechanical parts, areas considered dangerous, conditions which could affect the respiratory system or skin such as fumes, odors, dust, mists, gases, oils, smoke, soot, or poor ventilation.

Job Location(s): US - SC - Sumter, US - SC - Florence. This is a field-based role, and candidates must reside within the assigned territory.

Farmers offers a competitive salary commensurate with experience, qualifications and location.

Farmers will consider for employment all qualified applicants, including those with criminal histories, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance or other applicable law. Pursuant to 18 U.S.C. Section 1033, Farmers is prohibited from employing any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust without prior written consent from the state Department of Insurance. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. Farmers is an Equal Opportunity Employer and does not discriminate in any employer/employee relations based on race, color, religion, gender, sexual orientation, gender expression, genetic information, national origin, age, disability, marital status, military and veteran's status, or any other basis protected by applicable discrimination laws.