Experienced Auto PD Claims Representative

Plymouth Rock Assurance; Boston (MA); On-site; USD 50,000 - 80,000; Full time

Benefits offered by this job

4 weeks paid time off + 9 holidays

Free onsite gym in Boston location

Tuition Reimbursement

Health insurance from Day 1

401(k) with employer contribution

Paid family leave

Pre-Tax commuter benefits

Job summary

Plymouth Rock Assurance in Boston, MA is seeking an Experienced Auto PD Claims Representative to manage auto property damage claims with a focus on service quality and professionalism.

You will investigate coverage and liability, negotiate settlements within authority, and coordinate with vendors and insureds while maintaining privacy guidelines and strong follow-up on files. The role requires handling high-volume phone interactions in a fast-paced environment.

Qualifications

• Minimum 2 years of Auto PD claim experience.
• Proficient in Microsoft Office Suite.
• Excellent communication, organizational, and customer service skills.

Responsibilities

• Investigate and interpret policy provisions to determine coverage for auto property claims.
• Evaluate and adjust reserves as necessary and negotiate settlements within authority.
• Act as intermediary between company, vendors, and customers to resolve disputes.
• Maintain follow-up on pending files and advise insureds, claimants, and brokers on status.

Skills

Customer service

Verbal & written communication

Organizational skills

Microsoft Office

Tools

Microsoft Office Suite

Job description

The Experienced Auto PD Claims Representative is responsible for managing Auto Property Damage claims within our “Auto PD Claim Unit.” This role demands a high level of customer service, patience, and professionalism while working in a fast-paced environment with significant phone interaction. Strong customer service, organizational, verbal, and written communication skills are essential. The ability to navigate adversarial situations with professionalism is critical. Comparative negligence claim handling experience is a requirement for the role.

Essential Functions and Responsibilities:

• Policy Analysis:
• Investigate and interpret policy provisions, endorsements, and conditions to determine coverage for automobile property claims.
• Identify and investigate contested coverage claims that may require a roundtable discussion.
• Investigate auto accidents to assess liability by interviewing first- and third-party claimants, witnesses, investigating officers, and other relevant parties.
• Secure and analyze pertinent records, documentation, and loss scene information to determine proximate cause, negligence, and damages.
• Claims Management:
• Evaluate and adjust reserves as necessary.
• Prepare dispatch instructions for field personnel to inspect vehicles.
• Negotiate and settle claims within individual authority limits and seek supervisor approval for claims exceeding authority or requiring additional guidance.
• Maintain effective follow-up systems on pending files, advising insureds, claimants, and brokers on claim status.
• Act as an intermediary between the company, preferred vendors, and customers to resolve disputes.
• Ensure adherence to privacy guidelines, laws, and regulations in claims handling.
• Backup for handling Commercial Auto Claims
• Subrogation and Legal Handling:
• Investigate and initiate subrogation processes when applicable.
• Handle and respond to special civil part lawsuits or intercompany arbitrations related to auto property damage claims.
• Administrative Duties:
• Manage a customer-focused phone environment by answering calls, returning voicemails, and responding to emails and text correspondence promptly.
• Process incoming and outgoing mail timely and in accordance with state guidelines.
• Complete other duties as assigned.

Qualifications and Education:

• Licensed in CT, NH, RI & other foreign states is preferred.
• A minimum of 2 years of related PD claim experience is required
• Proficiency in personal computer skills, including Microsoft Office Suite.
• Ability to prioritize and manage multiple tasks effectively.
• Excellent communication, organizational, and customer service skills.

Perks and Benefits:

• 4 weeks accrued paid time off + 9 paid national holidays per year
• Free onsite gym at our Boston Location
• Tuition Reimbursement
• Low cost and excellent coverage health insurance options that start on Day 1 (medical, dental, vision)
• Robust health and wellness program and fitness reimbursements
• Auto and home insurance discounts
• Matching gift opportunities
• Annual 401(k) Employer Contribution (up to 7.5% of your base salary)
• Various Paid Family leave options including Paid Parental Leave
• Resources to promote Professional Development (LinkedIn Learning and licensure assistance
• Convenient location directly across from South Station and Pre-Tax Commuter Benefits

Salary Range - $50,000 - $80,000 a year. Actual compensation will vary based on multiple factors, including employee knowledge and experience, role scope, business needs, geographical location, and internal equity.

About the Company

The Plymouth Rock Company and its affiliated group of companies write and manage over $2 billion in personal and commercial auto and homeowner’s insurance throughout the Northeast and mid-Atlantic, where we have built an unparalleled reputation for service. We continuously invest in technology, our employees thrive in our empowering environment, and our customers are among the most loyal in the industry. The Plymouth Rock group of companies employs more than 1,900 people and is headquartered in Boston, Massachusetts. Plymouth Rock Assurance Corporation holds an A.M. Best rating of “A-/Excellent”.