Executive Underwriter, Environmental

Liberty Mutual Insurance; Orange (AL); On-site; USD 110,000 - 180,000; Full time

Job summary

Liberty Mutual Insurance seeks an experienced underwriter to autonomously manage a portfolio of brokers, agents, and clients. You will underwrite policies within authority, price risk, and make data-driven decisions on accept/reject while handling complex cases with oversight.

You will collaborate across claims, actuarial, and underwriting leadership to drive process excellence, mentor peers, and contribute to business planning with portfolio analytics.

Qualifications

• Degree in Business or equivalent typically required.
• A minimum of 7 years expected, typically 10 years or more, of progressive underwriting experience.
• CPCU or professional insurance designation preferred.
• Proven analytical ability to evaluate underwriting risks within scope of responsibility.
• Demonstrated ability to communicate complex analyses clearly to stakeholders.
• Strong interpersonal and communication skills with internal and external partners.
• Capable of defining and implementing underwriting workflows for complex issues.
• Proven track record of developing and underwriting profitable business.

Responsibilities

• Manages portfolio of brokers/agents & clients; develops and underwrites profitable business.
• Represents Liberty Mutual with senior brokers and key agents; strengthens relationships.
• Articulates coverage differences with a high degree of detail.
• Provides input into business and marketing planning using data-driven insights.
• Collaborates across departments to drive underwriting and process excellence.
• Mentors, coaches, and trains other underwriters and internal partners.

Skills

Analytical thinking

Negotiation

Stakeholder communication

Portfolio management

Education

Degree in Business or equivalent

CPCU or professional insurance designation

Job description

Description

Works independently and autonomously on all but the most complex accounts/cases (subject to required process oversight). Underwrites policies within underwriting authority. Makes decisions on whether to accept business by making analytical, data-driven decisions based on data and information provided, including pricing the risk. In parts of North America more likely to underwrite complex/unusual policies - or those of high individual line size - policies assessed will focus on those of high complexity and/or larger size.

Responsibilities

Manages portfolio of brokers/agents & clients. Leverages market presence and expertise to develop and underwrite profitable business, acting as a representative for Liberty. Has relationships with senior/market-leading brokers and/or key agents. Maintains a strong market presence, including established relationships with agents and brokers. Looks to strengthen these relationships and develop new ones. Articulates key coverage differences with a high degree of detail. Provides significant input into the business and marketing planning process, including advanced data-driven insights from portfolio analysis. Participates in projects across departments designed to drive underwriting and process excellence (e.g., member of a working team). Models effective collaboration across teams, stakeholders and partners (e.g., UW Support, Claims, Actuarial, Directors of Underwriting in North America). Has strong knowledge of key legal cases, legislation and regulation impacting area(s) of underwriting expertise. Shares knowledge based on technical expertise, including providing external thought-leadership. Mentors, coaches, and trains other underwriters and internal partners.

Qualifications

• Degree in Business or equivalent typically required


• A minimum of 7 years expected, typically 10 years or more, of progressive underwriting experience and/or other related business experience


• CPCU or professional insurance designation preferred


• Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility


• Demonstrated ability to communicate complex analyses and information in understandable written and/or oral directives to other persons in the organization for underwriting or training purposes


• Demonstrated effective communication and interpersonal skills in dealing with internal and external stakeholders


• Must demonstrate comprehension of most complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues


• Proven track record of developing and underwriting profitable business

About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefitsLiberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.Fair Chance Notices

• California


• Los Angeles Incorporated


• Los Angeles Unincorporated


• Philadelphia


• San Francisco