Executive, Portfolio Manager

Fifth Third Bank; Guin (AL); Teletrabalho; USD 82 000 - 173 000; Tempo integral

Resumo da oferta

Fifth Third Bank is seeking a Portfolio Manager II to oversee a commercial loan portfolio and underwriting transactions. You will review financial statements, monitor risk, and partner with Relationship Managers and Credit Risk to drive sound credit recommendations.

The role requires a minimum of 6 years in portfolio management or related banking fields, with strong accounting, underwriting, and risk analysis skills.

Qualificações

• Minimum of 6 years of experience in portfolio management, commercial banking, or related discipline.
• Strong understanding of accounting, credit analysis, portfolio management, underwriting, and legal documentation.
• Strong interpersonal and communication skills with the ability to collaborate effectively with business and risk partners.
• Expertise in financial and risk analysis, including financial modeling.
• Proficient in technology and ability to learn new applications.

Responsabilidades

• Manage underwriting, approval and documentation process for transactions which may include new money, loan extensions, amendments, waivers and ancillary products, including treasury management, FX, interest rate derivatives, and commodity exposure.
• Review and recommend credit decisions; perform final risk rating analysis; provide business partners with credit lending policy interpretation.
• Create and deliver comprehensive portfolio performance reports and presentations for senior management, offering strategic insights and high-level recommendations.
• Ensure compliance with internal policies and regulatory guidelines.
• Actively involved in the recruiting, training, and mentoring of junior team members to enhance their skills and performance.
• Role may be responsible for providing other employees timely, candid and constructive performance feedback; developing the appropriate talent pool to ensure adequate bench strength and succession planning.

Conhecimentos

Portfolio management

Credit analysis

Financial modeling

Underwriting

Risk management

Interpersonal communication

Cross-functional collaboration

Formação académica

Bachelor’s degree in Finance, Business Administration, or related field

Descrição da oferta de emprego

Make banking a Fifth Third better. Discover a career in banking at Fifth Third Bank. The Portfolio Manager II is responsible for managing a portfolio of commercial loans and underwriting transactions. This position is accountable for the ongoing review and analysis of financial statements and proactive portfolio monitoring to ensure a comprehensive understanding of borrower performance and risk profile. The Portfolio Manager II partners closely with Relationship Managers and Credit Risk throughout the deal lifecycle. Responsibilities include covenant structuring and analysis, collateral evaluation, risk rating assessment, and the preparation of sound, well-supported credit recommendations. The Portfolio Manager II is expected to be anticipatory, forward-focused, independent, transparent, and collaborative in the identification, communication, and management of risk.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

Maintain an independent current and forward-looking view on the creditworthiness of each client and communicate this view to business and risk partners.

• Perform monitoring actions; Work closely with Credit Risk and Relationship Managers to actively manage the bank's exposure to the clients in the portfolio.
• Analyze historical financials and projections to ensure accurate risk ratings, early identification of emerging credit problems, and articulation of industry trends.
• Manage underwriting, approval and documentation process for transactions which may include new money, loan extensions, amendments, waivers and ancillary products, including treasury management, FX, interest rate derivatives, and commodity exposure.
• Review and recommend credit decisions; perform final risk rating analysis; provide business partners with credit lending policy interpretation.
• Ensure compliance with internal policies and regulatory guidelines.
• Actively involved in the recruiting, training, and mentoring of junior team members to enhance their skills and performance.
• Create and deliver comprehensive portfolio performance reports and presentations for senior management, offering strategic insights and high-level recommendations.
• Ensure the highest standards of accuracy and integrity in system records and electronic files, supporting advanced compliance and data governance initiatives.
• Role may be responsible for providing other employees, typically credit analysts, timely, candid and constructive performance feedback. developing the appropriate talent pool to ensure adequate bench strength and succession planning; Bachelor’s degree in Finance, Business Administration, or related field.
• Minimum of 6 years of experience in portfolio management, commercial banking, or related discipline.
• Strong understanding of accounting, credit analysis, portfolio management, structuring, underwriting, and legal documentation
• Strong interpersonal and communication skills with the ability to collaborate effectively with business and risk partners
• Expertise in financial and risk analysis, including financial modeling.
• Proficient in technology and ability to learn new applications.
• Ability to manage multiple projects and meet deadlines.

Portfolio Manager Total Base Pay Range 82,100.00 - 172,500.00 USD Annual. At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.

LOCATION -- Virtual, Alabama 00000

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.