Executive Director Real Estate Credit Risk, Mortgage & Structured Finance

Madison-Davis; New York (NY); Hybrid; USD 220,000 - 260,000; Full time

Benefits offered by this job

Hybrid work model

Competitive bonus

Job summary

Madison-Davis, LLC in New York, NY is seeking an Executive Director to lead the Real Estate Credit Risk, Mortgage & Structured Finance team. This senior role provides strategic risk oversight across a broad real estate and mortgage portfolio, with credit authority to shape risk appetite and deal terms.

The ideal candidate has 12+ years of risk experience, executive presence, and mentoring ability, with proven collaboration with origination, auditors, and senior management across global offices.

Qualifications

• 12+ years of risk experience.
• Executive presence with mentoring ability.
• Senior leadership of Real Estate Credit Risk team in the Americas.

Responsibilities

• Provide strategic direction and oversight for Real Estate Finance Credit Risk team in the Americas.
• Engage with front office deal teams as independent credit authority on structuring, transaction design, and terms across a diverse real estate and mortgage portfolio.
• Evaluate counterparties, mortgage and real estate collateral, securitizations, and new products across commercial and residential mortgage sectors.
• Take ownership of analyzing and assigning internal credit ratings.
• Conduct ongoing monitoring of portfolio collateral performance and counterparty financial performance.
• Oversee limit framework design, implementation, and enforcement.
• Guide development of risk analytics and reporting frameworks.
• Oversee regulatory reporting including preparation and presentation of portfolio trends to risk seniors and regulatory teams.
• Track developments in the regulatory environment and market trends in securitization.
• Build and maintain strategic relationships with origination and structuring teams.
• Act as primary intermediary between clients, business units, auditors, and department heads.

Skills

Real estate credit risk

Executive leadership

Stakeholder management

Credit analytics

Portfolio oversight

Job description

Title: Executive Director Real Estate Credit Risk, Mortgage & Structured Finance Office Status: Hybrid New York, NY Base Salary: $220k $260k + Bonus

ABOUT THE ROLE

This Executive Director-level opportunity sits within the Credit Risk Management function of a leading global financial services group, offering senior leadership of the Real Estate Finance Credit Risk team in the Americas. The role carries genuine credit authority and team ownership providing strategic direction and independent credit oversight across a broad real estate and mortgage portfolio spanning commercial real estate, business-purpose residential mortgage products, securitizations, and warehouse lending. The ideal candidate combines deep mortgage and real estate underwriting expertise with the stakeholder management skills to serve as the primary credit intermediary between clients, origination teams, auditors, and senior management, and the leadership presence to mentor and develop a team of credit risk professionals. With 12+ years of relevant risk experience required, this is the right seat for a seasoned real estate credit risk leader who brings both technical rigor and the executive presence to drive risk appetite decisions and influence key stakeholders across a globally integrated organization.

RESPONSIBILITIES

• Provide strategic direction and oversight for Nomura s Real Estate Finance Credit Risk team in the Americas
• engage directly with front office deal teams as an independent credit authority on deal structuring, transaction design, and commercial terms across a diverse real estate and mortgage portfolioEvaluate counterparties, mortgage and real estate collateral, securitization structures, and new products across both commercial and residential mortgage sectors including Conduit Loans, Balance Sheet Loans, SASB/Large Loan securitizations, warehouse lending, Residential Transitional Loans (RTL), DSCR/Investor Loans, Single-Family Rental (SFR), Built-to-Rent (B2R), and Small-Balance Commercial (SBC) LoansTake ownership of analyzing and assigning internal credit ratings
• evaluate key risks and mitigants across novel transactions and prepare internal memorandums documenting decision rationaleConduct ongoing monitoring of portfolio collateral performance and counterparty financial performance
• conduct on-site due diligence with counterparties to assess financial, operational, and managerial capabilitiesOversee limit framework design, implementation, and enforcement
• guide development of risk analytics and reporting frameworks
• Oversee regulatory reporting including preparation and presentation of key portfolio trends to risk seniors and regulatory reporting teams
• track developments in the regulatory and industry-specific operating environment including key trends in securitization marketsMonitor counterparty credit and changes in external ratings
• ensure proactive socialization and escalation of material developments as neededBuild and maintain strategic relationships with origination and structuring teams
• act as the primary intermediary between clients, business units, auditors, and department headsPresent risk assessments and strategic recommendations to senior management and executive committees
• provide clear, impactful communication of risk issues to senior leadershipPartner with global teams across different jurisdictions and time zones
• influence key decision makers on risk appetite and portfolio strategyProvide technical guidance and mentorship to junior staff
• foster collaboration across risk and control functions
• drive performance management and career development