Executive Director - Principal Architect | eComm Payments

ENGINEERINGUK; Plano (TX); On-site; USD 190,000 - 272,000; Full time

Job summary

JPMorganChase is seeking an Executive Director - Principal Architect to lead cloud-native architecture for global eCommerce payments platforms. You will guide design decisions, roadmaps, and security governance across merchant acquiring and API ecosystems.

Partner with business and tech leaders to transform checkout experiences, payment gateways, and developer APIs while ensuring scalable, compliant, and high-availability systems.

Qualifications

• 10+ years of applied experience in architecture roles.
• Experience delivering eCommerce/merchant acquiring platforms.
• Strong knowledge of cloud, AI/ML, and mobile architectures in payments.
• Ability to communicate complex architecture concepts to senior leaders.
• Experience leading product ownership or management.

Responsibilities

• Advise cross-functional business and technology stakeholders on design approaches and target state architecture for global eCommerce merchant payment platforms.
• Develop multi-year roadmaps aligned with eCommerce payment strategy, including online checkout optimization and gateway modernization.
• Apply enterprise-authorized AI capabilities to accelerate architecture analysis and roadmap development with governance and data sensitivity.
• Define strategy and delivery roadmaps for eCommerce product go-to-market, translating requirements into scalable cloud-native decisions.
• Establish reusable, AI-enabled engineering patterns and governance across the SDLC and toolchain practices.
• Participate in architecture governance bodies and provide feedback on business needs to accelerate time to market.
• Lead evaluation sessions with vendors and internal teams to assess architectural designs and credentials.
• Identify opportunities to modernize platform capabilities and automate remediation for stability.
• Present and communicate architecture strategies and roadmaps to senior leaders.

Skills

Architecture design

Cloud-native

API design

Payments domain

AI in architecture

Education

10+ years industry experience

Tools

RESTful APIs

IAM

Enterprise architecture

Job description

Executive Director - Principal Architect | eComm Payments

Sector Construction and Building Services Role Executive Contract Type Permanent Hours Full Time

Step into the role of a Principal Architect at JPMorganChase and become a driving force behind the development and adoption of cutting-edge, cloud-based eCommerce payment technologies. As a Principal Architect at JPMorganChase within the Commercial & Investment Bank(Payments Technology), you provide deep domain expertise to design and evolve architecture platforms that power global eCommerce payment solutions. You will partner with business and technology leaders to shape the digital transformation of merchant acquiring capabilities - spanning online checkout experiences, payment gateway architecture, partner integrations, and developer-facing APIs. Leverage your advanced architecture capabilities and collaborate with colleagues across the organization to drive best-in-class outcomes for merchants and clients worldwide.

Job responsibilities

• Advise cross-functional business and technology stakeholders on design approaches, technology selection, and target state architecture to meet the evolving demands of global eCommerce merchant payment platforms
• Develop multi-year roadmaps aligned with eCommerce payment strategy, including online checkout optimization, payment gateway modernization, digital onboarding, client self-service, and developer experience
• Apply enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human-in-the-loop validation and appropriate handling of sensitive data
• Define strategy and technical delivery roadmaps for eCommerce product go-to-market, translating complex merchant acquiring requirements into scalable, cloud-native architecture decisions
• Establish reuse-first, AI-enabled engineering patterns and governance across the software development lifecycle and toolchain practices, ensuring traceability, auditability, resiliency, and security controls
• Participate in architecture governance bodies, evaluating recommendations and providing feedback on eCommerce business needs and options to accelerate time to market
• Lead evaluation sessions with external vendors, payment technology startups, and internal teams to assess architectural designs, technical credentials, and applicability within the eCommerce payments ecosystem
• Identify opportunities to modernize eCommerce platform capabilities, eliminate recurring issues, and automate remediation to improve overall operational stability and merchant experience
• Present and communicate eCommerce architecture strategies, decisions, and roadmaps effectively to senior leaders and executives

Required qualifications, capabilities, and skills

• Formal training or certification on architecture concepts and 10+ years applied experience
• Hands-on practical experience delivering system design, application development, testing, and operational stability within eCommerce or merchant acquiring payment environments
• Deep knowledge of eCommerce payment flows, including online checkout, payment gateway architecture, tokenization, fraud prevention, and merchant integration patterns
• Strong experience with web developer frameworks, web architecture, mobile frameworks, and API standards - including RESTful and event-driven design - specific to eCommerce payment platforms
• Strong experience with identity and access management, including secure partner integration via APIs and web-based authentication frameworks within payment ecosystems
• Demonstrated experience applying enterprise-authorized AI capabilities within architecture and engineering workflows, with strong validation habits and awareness of data sensitivity
• Experience leading a product as a product owner or product manager, including defining eCommerce business capabilities, feature taxonomies, and technical delivery roadmaps
• Deep knowledge of software, applications, and architecture disciplines including cloud, artificial intelligence, machine learning, and mobile within a payments context
• Ability to present and effectively communicate complex eCommerce architecture concepts to senior leaders and executives

Preferred qualifications, capabilities, and skills

• Strong experience delivering ecommerce merchant payments and value added solutions within acquiring space.
• Strong understanding of various eCommerce clients such as submitters, aggregators, payment facilitators and marketplaces.
• Strategic mindset in acquiring payments business -includes value added services for optimizing payments, risk, vault, token for Ecommerce use cases.
• Experience with in-store or omnichannel payment architectures that complement eCommerce platforms and partner integration patterns.
• Familiarity with payment industry standards and compliance frameworks relevant to eCommerce (e.g., PCI-DSS, 3DS, encryption, Open Banking)

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Base Pay/Salary

Chicago,IL $175,750.00 - $260,000.00 / year; Seattle,WA $204,250.00 - $285,000.00 / year

Company

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