Equipment Finance Structuring Director (Or VP or Associate)

Truist; Cockeysville (MD); On-site; USD 110,000 - 180,000; Full time

Benefits offered by this job

Health, dental, vision insurance

Vacation and sick days

Pension plan

401k plan

Stock-based compensation

Job summary

Truist Wealth seeks a senior Equipment Finance Structuring professional to structure, underwrite and close equipment finance lease and loan transactions. You will mentor junior talent and collaborate with originations, portfolio management, legal and risk partners to ensure seamless execution.

The role requires in depth quantitative and qualitative analysis, strong communication, and a proven track record in risk mitigation and deal structuring for complex clients.

Qualifications

• BA/BS degree and 11–15 years of related work experience.
• Solid subject matter expertise including knowledge of industry drivers, product positioning, structuring and risk mitigation.
• Ability to collaborate across functional areas to resolve complex issues.
• Strong interpersonal and communication skills.

Responsibilities

• Structure, underwrite, negotiate and close EF transactions.
• Mentor, coach and develop junior talent.
• Demonstrate in depth quantitative and qualitative analysis culminating in structures that balance client needs with risk appetite; identify, quantify, prioritize and mitigate transaction risk.
• Negotiate legal documents.
• Comply with risk policies and procedures.
• Work with originations, portfolio management, legal, compliance and risk partners to facilitate seamless execution.
• Demonstrate Truist culture and values.

Skills

Interpersonal skills

Collaboration across functions

Negotiation

Communication

Education

BA/BS degree

MBA in Finance

Job description

Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America)

The Equipment Finance Structuring team structures, prices, underwrites and closes equipment finance lease, and loan transactions. Requires in depth quantitative and qualitative analysis to obtain Truist's balance sheet commitment as well as supporting distribution risk decisions.

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. Structure, underwrite, negotiate and close EF transactions
2. Mentor, coach and develop junior talent.
3. Demonstrate in depth qualitative and quantitative analysis culminating in structures that balance client needs with risk appetite; identify, quantify, prioritize and mitigate transaction risk.
4. Negotiate legal documents.
5. Comply with risk policies and procedures.
6. Work with originations, portfolio management, legal, compliance and risk partners to facilitate seamless execution.
7. Demonstrate Truist culture and values

Required Qualifications

• BA/BS degree
• 11-15 years of related work experience
• Solid subject matter expertise including knowledge of industry drivers, product positioning, structuring and risk mitigation.
• Demonstrated ability to collaborate across functional areas to resolve complex issues
• Strong interpersonal skills which foster teamwork, trust, creativity/innovation and accountability
• Ability to communicate clearly, concisely and insightfully

Preferred Qualifications

• MBA degree, with a Finance focus
• Capital markets or other product structuring/underwriting experience

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation

• Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates.
• Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.
• Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.
• As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law.

Truist is a Drug Free Workplace.

EEO is the Law E-Verify IER Right to Work About Truist

Salary

The annual base salary for this position is $175,000 (Director)

The annual base salary for this position is $125,000 (VP)

The annual base salary for this position is $95,000 - $105,000 (Associate)

Additional incentive pay is available for this position.

About Truist

Truist is a purpose-driven financial services company, formed by the historic merger of equals of BB&T and SunTrust.

We serve clients in a number of high-growth markets in the country, offering a wide range of financial services.

At Truist, our purpose is to inspire and build better lives and communities. That happens through real care to make things better. To meet client needs, to empower teammates, and to lift up communities.

Learn more about Truist on truist.com.