Entry Level Remote Sales Agent Life Insurance

Meron Financial Agency; St. Louis (MO); Hybrid; USD 50,000 - 300,000; Full time

Job summary

Meron Financial Agency is seeking driven sales professionals to specialize in mortgage protection over phone or Zoom. You’ll educate homeowners about coverage options designed to keep their mortgage protected, then guide them toward appropriate policies.

The onboarding focuses on mortgage protection products, licensed or willing to obtain a Life & Health license, and a fast-paced, commission-driven environment with daily or weekly pay. Remote opportunities available nationwide.

Qualifications

• Must be U.S.-based and eligible for a background check.
• Licensed or willing to obtain a Life & Health insurance license.

Responsibilities

• Explain mortgage protection coverage to homeowners by phone or Zoom.
• Help clients understand coverage and tailor suitable policies.
• Close effectively in a commission-based environment.

Skills

Sales

Communication

Customer needs analysis

Job description

Mortgage protection is a slightly different conversation than standard life insurance, but the underlying model here is the same one across all our roles: every client already asked for information, so you're never starting a conversation cold.

What Mortgage Protection Sales Actually Involves

You'll help homeowners understand mortgage protection coverage — policies designed to ensure a mortgage stays covered if something happens to the homeowner — over phone or Zoom conversations. This is a specific and genuinely valuable niche within life insurance, and it comes with its own training track.

Support and Training

Full onboarding covers the fundamentals of mortgage protection products specifically, how to have a conversation about this particular type of coverage, and how to close effectively. You'll have mentorship as you build confidence, and access to more than 60 carrier partners so you can find genuinely appropriate coverage for each homeowner's specific mortgage situation.

Earning Structure

Commission-only, uncapped, averaging $800 to $1,200 per policy. Based on consistent production:

• Part-time: $50,000+ in year one
• Full-time: $80,000 to $300,000+ in year one

Pay is issued daily/weekly, with performance-based incentives available on top for agents hitting certain benchmarks.

Requirements

• Must be U.S.-based
• Background-check eligible
• Licensed or willing to obtain a Life & Health insurance license

A Specific, Valuable Niche

If the idea of specializing in mortgage protection specifically — rather than general life insurance — interests you, and we'll walk you through the specialized training track.