Entry-Level Commercial Credit Analyst - Cash Flows

TowneBank; Suffolk (VA); On-site; USD 50,000 - 63,000; Full time

Job summary

TowneBank is seeking a detail-oriented credit analyst to evaluate the financial condition of individuals and businesses applying for credit. You will support lenders and management with in-depth financial analysis and cash flow modeling.

Ideal candidates have strong communication skills, proficiency in Excel/Word/Access, and a Bachelor’s in Accounting or Finance or equivalent experience. This on-site role emphasizes accuracy, deadlines, and compliance with AML/BSA regulations.

Qualifications

• High school graduate with strong analytical mindset and desire to learn.
• Bachelor's degree in Accounting or Finance or compensating work experience in credit/financial institution.
• Proficiency in Excel, Word, and Access; strong written and oral communication skills.

Responsibilities

• Evaluate financial condition of individuals and businesses applying for credit.
• Support Commercial Lenders, Private Bankers, Branch Managers and Senior Bank Management with financial/credit analysis.
• Prepare Credit Analysis Products: Personal Cash Flows, combined cash flows, business spreads, builder cash flow model, Financial Analysis Summary.

Skills

Strong organizational skills

Excellent written and oral comunicação

Willingness to learn

Education

High school graduate

Bachelor's degree in Accounting or Finance

Tools

Excel

Word

Access

Job description

TowneBank is seeking a detail-oriented credit analyst to evaluate the financial condition of individuals and businesses applying for credit. You will support lenders and management with in-depth financial analysis and cash flow modeling.

Ideal candidates have strong communication skills, proficiency in Excel/Word/Access, and a Bachelor’s in Accounting or Finance or equivalent experience. This on-site role emphasizes accuracy, deadlines, and compliance with AML/BSA regulations.