Employee Benefits Financial Analyst

World Insurance As; United States; Remote; USD 75.000 - 80.000; Vollzeit

Zusammenfassung

World Insurance Associates is seeking an experienced Employee Benefits Financial Analyst to join our Underwriting & Analytics team. This role focuses on financial analysis, reporting, and data-driven insights to support employee benefits clients and internal stakeholders.

The Financial Analyst will prepare financial deliverables, analyze claims and cost drivers, and support renewal and strategic decision-making.

Qualifikationen

• 1-3+ years of experience in employee benefits, insurance, finance, or a related field.
• College degree or CEBS designation preferred.
• Life & Health insurance license preferred, not required.
• Ability to work in a fast-paced environment with some oversight and a high degree of accuracy and attention to detail.
• Strong proficiency in Microsoft Excel (formulas, modeling, formatting) and strong skills in Word and other MS Office tools such as PowerBI.
• Strong analytical, problem-solving, and critical thinking abilities, with the ability to work with complex data and variables.
• Excellent written, oral, and interpersonal communication skills.
• Team-oriented, client-focused, and able to build effective working relationships with colleagues, carriers, and clients.
• Commitment to staying current on industry trends, regulations, and emerging products.

Aufgaben

• Manage and prioritize analytical workflow to ensure accurate, timely deliverables.
• Prepare and maintain financial dashboards for a book of business (clients typically 100–5,000 employees). Client funding arrangements may range from fully insured, level funded, and self-funded.
• Support core financial analyses, including:
• Market review analysis
• Claims utilization review
• Contribution modeling
• Benchmarking studies
• Assist in developing financial models and alternative plan scenarios using established tools and templates
• Compile and organize data for underwriting and renewal processes
• Support the preparation of client deliverables, including reports, exhibits, and presentations
• Partner with underwriting team members to understand financial assumptions, methodologies, and outcomes
• Collaborate with internal teams (e.g., service, population health, and account management) to support client strategy
• Maintain data integrity across systems such as BenefitPoint, Excel models, and reporting tools
• Participate in peer review processes to ensure quality and accuracy
• Assist with prospect analyses and ad hoc financial requests
• Continuously develop knowledge of underwriting concepts, funding arrangements, and industry trends

Kenntnisse

Attention to detail

Analytical thinking

Communication skills

MS Excel proficiency

Ausbildung

CEBS designation preferred

Life & Health license preferred

Tools

Microsoft Excel

Word

Power BI

Jobbeschreibung

Description

World Insurance Associates ("World") is a unique financial services organization with a global network of brokers and specialists who empower people to make informed decisions to improve their risk management outcomes, modernize their benefits programs, and help them achieve their long-term financial goals.

Founded in 2011, World is one of the fastest-growing, Top 25 insurance brokers in the U.S. with nearly 3,000 employees in more than 300 offices across North America and the U.K. World specializes in personal and commercial insurance, surety and fidelity bonding, employee and executive benefits, investment advisory and retirement plan services, and payroll & HR solutions.

Position Summary

World Insurance is seeking an experienced Employee Benefits Financial Analyst to join our Underwriting & Analytics team. This role focuses on financial analysis, reporting, and data-driven insights to support employee benefits clients and internal stakeholders.

The Financial Analyst will be responsible for preparing financial deliverables, analyzing claims and cost drivers, and supporting renewal and strategic decision-making processes. While this role does not include underwriting responsibilities, it is designed as a development path toward future underwriting capabilities through hands-on exposure, training, and mentorship.

This is an ideal opportunity for a detail-oriented, analytically driven professional looking to build a long-term career in employee benefits underwriting and analytics.

Primary Responsibilities

• Manage and prioritize analytical workflow to ensure accurate, timely deliverables.


• Prepare and maintain financial dashboards for a book of business (clients typically 100–5,000 employees). Client funding arrangements may range from fully insured, level funded, and self-funded.


• Support core financial analyses, including:
  
  
  
  • Market review analysis
  
  
  • Claims utilization review
  
  
  • Contribution modeling
  
  
  • Benchmarking studies
  
  
  
  


• Assist in developing financial models and alternative plan scenarios using established tools and templates


• Compile and organize data for underwriting and renewal processes


• Support the preparation of client deliverables, including reports, exhibits, and presentations


• Partner with underwriting team members to understand financial assumptions, methodologies, and outcomes


• Collaborate with internal teams (e.g., service, population health, and account management) to support client strategy


• Maintain data integrity across systems such as BenefitPoint, Excel models, and reporting tools


• Participate in peer review processes to ensure quality and accuracy


• Assist with prospect analyses and ad hoc financial requests


• Continuously develop knowledge of underwriting concepts, funding arrangements, and industry trends

Qualifications

• 1-3+ years of experience in employee benefits, insurance, finance, or a related field.


• College degree or CEBS designation preferred.


• Life & Health insurance license preferred, not required.


• Ability to work in a fast-paced environment with some oversight and a high degree of accuracy and attention to detail.


• Strong proficiency in Microsoft Excel (formulas, modeling, formatting) and strong skills in Word and other MS Office tools such as PowerBI.


• Strong analytical, problem-solving, and critical thinking abilities, with the ability to work with complex data and variables.


• Excellent written, oral, and interpersonal communication skills.


• Team-oriented, client-focused, and able to build effective working relationships with colleagues, carriers, and clients.


• Commitment to staying current on industry trends, regulations, and emerging products.

Compensation

This a remote position. The base salary for this position at the time of this posting may range from $75,000 to $80,000. Individual compensation varies based on job-related factors, including business needs, experience, level of responsibility, and qualifications. We offer a competitive benefits package and variable pay programs, please visit https://www.worldinsurance.com/careers for more details.

Physical Demands

Office work involves working at a desk most of the time, using a stand-up/sit-down adjustable desk. Exerting up to 10 pounds of force occasionally and/or negligible amount of forcefrequentlyto lift, carry, push, pull, or otherwise move objects. Typing, grasping, and repetitive motion typically isrequiredevery day, and walking and standing arerequiredoccasionally.

Equal Employment Opportunity

At World Insurance Associates (WIA), we celebrate and support our differences. We know employing a team rich in diverse thoughts, experiences, and opinions allows our employees, our products, and our community to flourish. WIA is honored to be an equalopportunityworkplace. We are dedicated to equal employment opportunities regardless of race, color, ancestry, religion, sex, national orientation, age, citizenship, marital status, disability, gender identity, sexual orientation, or Veteran status. In addition, WIA makes reasonable accommodationsto knownphysical or mental limitations of an otherwise qualified applicant or employee with a disability, unless the accommodationwould imposean undue hardship on the operation of our business.

To Executive Search Firms and Staffing Agencies

World does not accept unsolicited resumes from any agencies that have not signed a mutual service agreement. All unsolicited resumes will be considered World’s property, and World will not be obligated to pay a referral fee. This includes resumes submitted directly to Hiring Managers without contacting World’s Human Resources Talent Department.

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We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.