Dynamic Loan Officer: Grow Client Relationships

FREEDOM BANK OF SOUTHERN MISSOURI; Willard (MO); On-site; USD 65,000 - 90,000; Full time

Job summary

Freedom Bank of Southern Missouri seeks a Loan Officer who is friendly, self-motivated, and knowledgeable in lending and management practices. You will work with customers to identify financial needs and assist in selecting loan and depository products.

Primary duties include meeting with customers to assess creditworthiness, analyzing applications, managing a loan portfolio, processing documentation, and staying current with regulations. Strong communication and organization are essential.

Qualifications

• 3-5 years of banking experience required, or bachelor's degree in related field.
• Ability to maintain an official NMLS license.
• Excellent communication skills including comfort in building relationships with customers.
• Ability to handle multiple projects simultaneously.
• Self-starter who is organized, efficient, and has great time management skills.
• Excellent oral and written communication skills.
• Ability to communicate in English.
• Excellent work habits, attendance, and ability to follow policies and procedures.

Responsibilities

• Meet with current and potential loan customers to determine needs and creditworthiness.
• Review credit applications and perform credit analysis with assistance from credit department.
• Manage and build a diverse loan portfolio including correcting credit issues, maintaining collateral insurance, and collecting past due payments.
• Maintain loan renewals and modifications.
• Participate in continuing education on banking and lending regulations, trends, and expectations.
• Collaborate with Loan Assistant to ensure accurate loan documentation per Freedom Bank policy and regulations.
• Engage in community activities and customer events.
• Other duties as assigned.

Skills

Communication

Banking experience

NMLS license

Multitasking

Time management

English language

Education

High school diploma

Bachelor's degree preferred

Job description

Freedom Bank of Southern Missouri seeks a Loan Officer who is friendly, self-motivated, and knowledgeable in lending and management practices. You will work with customers to identify financial needs and assist in selecting loan and depository products.

Primary duties include meeting with customers to assess creditworthiness, analyzing applications, managing a loan portfolio, processing documentation, and staying current with regulations. Strong communication and organization are essential.