Divisional Sr. Financial & Actuarial Consultant

Gallagher; Walnut Creek (CA); On-site; Confidential; Full time

Job summary

Gallagher Benefit Services seeks a Sr. Financial & Actuarial Consultant to lead a team delivering actuarial and underwriting guidance for health and benefits clients. The role includes mentoring, client-facing support, and enhancement of tools and templates to drive quality and ROI.

You will partner with regional leadership, oversee capacity and deliverables, and represent the FAC group in client meetings, ensuring alignment with Gallagher standards and industry best practices.

Qualifications

• Bachelor's degree and 7 years of experience in Health and Benefits with Broker or Carrier focus.
• Strong communication and analytical skills for client reporting.
• Comfort with underwriting tools, financial projections, and actuarial concepts.
• Experience with Gallagher tools, templates, and data reporting platforms.

Responsibilities

• Lead a team of financial and actuarial professionals to deliver high-quality client work.
• Mentor analysts and consultants; develop structured training resources.
• Represent FAC in client or prospect meetings; drive best-practice adoption across regions.
• Manage tools, templates, and workflows for accuracy and efficiency.

Skills

Leadership

Mentoring

Communication

Underwriting knowledge

Education

Bachelor's degree

Tools

Power BI

AMP reporting

Templates

Job description

Introduction

At Gallagher Benefit Services, you’re a trusted partner to organizations navigating some of their most important people decisions. We help clients build better workplaces, where people feel supported, empowered, and inspired to thrive. Whether it’s shaping benefit strategies, designing wellbeing programs, or advising on workforce challenges, the work you do here creates meaningful change for businesses and the people who power them. We’re a community of bold explorers, trusted experts, and compassionate partners; working side by side to solve problems, and shape the future of work. Here, curiosity is encouraged, collaboration is second nature, and your ideas have room to grow. If you’re looking for a place where your contribution matters and where you can help build a better world of work; think of Gallagher.

At Gallagher Benefit Services, you’re a trusted partner to organizations navigating some of their most important people decisions. We help clients build better workplaces, where people feel supported, empowered, and inspired to thrive. Whether it’s shaping benefit strategies, designing wellbeing programs, or advising on workforce challenges, the work you do here creates meaningful change for businesses and the people who power them. We’re a community of bold explorers, trusted experts, and compassionate partners; working side by side to solve problems, and shape the future of work. Here, curiosity is encouraged, collaboration is second nature, and your ideas have room to grow. If you’re looking for a place where your contribution matters and where you can help build a better world of work; think of Gallagher.

Overview

The GBS Divisional Sr. Financial & Actuarial Consultant is a key leadership role within the Health and Benefits division, responsible for providing support and oversight to Financial and Actuarial Consulting (FAC) managers and consultants. This role includes delivering actuarial and underwriting guidance, assisting client teams, and ensuring the effective use of tools, templates, and training resources. The consultant will also manage capacity, track deliverables, and outline career growth opportunities for team members.

In addition to internal responsibilities, the role involves participating in client or prospect meetings to represent the Financial and Actuarial Consulting team, mentoring team members, and driving the adoption of best practices across regions. The ideal candidate will serve as a trusted resource for branch office staff, ensuring the delivery of high-quality services and measurable ROI for clients.

How You’ll Make An Impact

In this role, you’ll lead and manage a team of financial and actuarial professionals, ensuring the delivery of high-quality services to clients and internal teams. You’ll provide resources, tools and training to the team for underwriting analysis, developing financial projections, calculation of reserves, plan design modeling and overall financial analysis of US employer benefit plans.

You’ll act as a mentor and coach, supporting the professional growth of analysts and consultants. By developing structured training programs and resources, you’ll enhance technical skills and client-facing capabilities across the team. You’ll also oversee the management of tools, templates, and workflows, ensuring accuracy, efficiency, and alignment with industry best practices. Additionally, you’ll represent the Financial and Actuarial Consulting team in client or prospect meetings, as needed, building trust and credibility through actionable insights, and build relationships with Area Presidents and Regional Presidents to ensure FAC is represented within leadership.

Additional responsibilities include:

• Conducting team meetings, distributing communications, and driving collaboration across branches within the region.
• Leading training programs for staff and client teams to ensure consistent adoption of best practices.
• Acting as a liaison between the Financial and Actuarial Consulting teams and Gallagher’s Center of Excellence.
• Assisting in the sales prospecting as needed.
• Maintain deep understanding of Gallagher’s proprietary tools and templates used for financial and actuarial calculations, ensuring accuracy and efficiency in their application.
• Review and enhance client deliverables, ensuring they are visually appealing, easy to understand, and aligned with Gallagher’s standards.
• Provide guidance and support to FAC managers in tracking team capacity and workload distribution.
• Act as a flexible resource to provide overflow support to regions facing high workloads or complex client projects.
• Serve as a go‑to resource for branch office staff, providing expertise on actuarial and financial consulting topics.
• Take ownership of escalated service issues, working closely with internal teams and clients to resolve them effectively.

About You

Required

• Bachelor's degree and 7 years experience with Broker or Carrier side with focus on Health and Benefits.
• Working knowledge of Microsoft Windows applications and Microsoft Office.
• High degree of understanding of employee benefits funding mechanisms.
• Must be familiar with carrier reporting systems.
• Be able to effectively articulate the format, content, and logic of all underwriting tools and client reports.

Preferred

• Expertise in financial and actuarial consulting, with a strong understanding of underwriting principles.
• Proven ability to mentor and develop team members, fostering a collaborative and inclusive environment.
• Proficiency in using tools like Power Bi dashboards, AMP reporting, and Gallagher’s proprietary templates.
• Exceptional communication skills, with the ability to explain complex issues in simple terms to clients and stakeholders.
• Effective negotiation skills.
• Knowledgeable in using various analytical approaches to problem solving.
• Advanced knowledge of underwriting principles and of the employee benefits field.

Behaviors

• A strategic mindset, with the ability to identify opportunities for innovation and process improvement.
• Commitment to compliance, regulatory requirements, and industry best practices.
• A passion for building relationships and delivering measurable ROI for clients.
• Must have strong interpersonal skills; excellent communication skills (both orally and in writing) and ability to build meaningful professional relationships in order to be successful with required client facing activity.
• Must demonstrate ability to effectively manage and mentor individuals as well as a team.
• Must be amiable when encountering difficult situations with clients, vendors, co-workers and direct reports

Compensation And Benefits

At Gallagher, we believe supporting our colleagues goes far beyond the role itself. For more information, visit our Benefits page.

• Competitive compensation
• Comprehensive benefits programs designed to support your well-being
• Career development opportunities and ongoing learning
• A collaborative, people-first culture with accessible leadership
• The opportunity to do meaningful work with global reach and local impact

At Gallagher, we are dedicated to building an inclusive and authentic workplace. If your past experience doesn’t align perfectly, we encourage you to join our Talent Community to stay connected to additional career opportunities. At times, we will consider transferable skills from previous roles.

Gallagher is an affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)