Distinguished Engineer - Card

Capital One; Chicago (IL); On-site; USD 244,700 - 279,200; Full time

Benefits offered by this job

Health benefits

Competitive salary

Inclusive work environment

Job summary

Capital One seeks a Distinguished Engineer in Chicago to drive innovation in banking technology. The role requires expertise in software engineering, including Back End and Web technologies, and leadership in creating scalable platforms. You will promote engineering excellence and mentor upcoming talent. The position includes a competitive salary range of $244,700 - $279,200.

Join a diverse team committed to creating next-generation financial solutions and enhancing technology in the banking industry. Capital One offers comprehensive benefits to support your well-being.

Qualifications

• 7+ years of experience in software engineering, including system design and regular code contributions.
• Experience using generative AI coding tools to enhance software development practices.
• Experience designing scalable microservice architectures.

Responsibilities

• Architect software and systems powering loyalty rewards and benefits capabilities.
• Ensure quality and engineering excellence across systems.
• Lead and mentor engineering teams, acting as a trusted advisor.

Skills

Software engineering

Back End technologies (Go, Java, Python)

Web technologies (JavaScript, TypeScript)

Cloud computing (e.g., AWS)

Microservice architectures

Generative AI coding tools

Education

Bachelor's Degree

Master's Degree in Computer Science or related field

Job description

Distinguished Engineer - Card

As a Distinguished Engineer at Capital One, you will be part of a community of technical experts working to define the future of banking in the cloud. You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Distinguished Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions.

At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence, and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next‑generation talent for Capital One Tech, mentoring internal talent and actively recruiting to keep building our community.

Distinguished Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.

In this role, you will work with our Loyalty Division and contribute to the engineering culture across Card Tech+ and all Capital One.

If you are ready to provide thought leadership and build engineering excellence across Capital One's engineering teams, come join us in our mission to change banking for good.

Key responsibilities

• Architect software and systems powering loyalty rewards and benefits capabilities.
• Ensure quality and engineering excellence across systems that process hundreds of thousands of orders per day.
• Lead by example by spending a significant portion of time writing code and directly contributing to code bases with our engineers.
• Leverage modern AI coding tools such as Windsurf and Claude Code to augment software product delivery.
• Work closely with business partners on scoping, defining, and building features for customers, including new product launches.
• Articulate and evangelize a bold technical vision for your domain.
• Decompose complex problems into practical and operational solutions.
• Ensure the quality of technical design and implementation.
• Serve as an authoritative expert on non‑functional system characteristics, such as performance, scalability, observability, and operability.
• Continue learning and injecting advanced technical knowledge into our community.
• Handle several projects simultaneously, balancing time to maximize impact.
• Act as a role model and mentor within the tech community, coaching and strengthening the technical expertise of our engineering and product teams.
• Influence senior stakeholders and partners to allocate resources to the most important technical initiatives.

Basic Qualifications

• Bachelor’s Degree.
• At least 7 years of experience in software engineering, including system design and regular code contributions.
• At least 1 year of experience using generative AI coding tools to enhance software development practices.
• At least 7 years of experience in Back End technologies (Go, Java, Python, database design, etc.).
• At least 7 years of experience in Web technologies (JavaScript, TypeScript, SPA frameworks).
• At least 7 years of experience creating and enforcing standards to ensure standardization and simplification of the overall platform.
• At least 7 years of experience leveraging modern cloud computing platforms effectively and efficiently (e.g., AWS).
• At least 7 years of experience designing scalable microservice architectures that operate at scale in a complex environment.

Preferred Qualifications

• Bachelor's or Master's Degree in Computer Science or a related field.
• At least 2 years of experience using generative AI coding tools to enhance software development practices.
• 10+ years of professional experience coding in commonly used languages like Java, Python, Go, JavaScript/TypeScript, etc.
• 8+ years of professional experience in the full lifecycle of system development, from conception through architecture, implementation, testing, deployment, and production support.
• 3+ years of experience with public or private cloud technologies.
• 8+ years of experience with networking (BGP, Wi‑Fi, SD‑WAN, cloud networking and data center networking).

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

Chicago, IL: $244,700 - $279,200 for Distinguished Engineer

McLean, VA: $269,100 - $307,200 for Distinguished Engineer

New York, NY: $293,600 - $335,100 for Distinguished Engineer

Richmond, VA: $244,700 - $279,200 for Distinguished Engineer

Capital One offers a comprehensive, competitive, and inclusive set of health, financial, and other benefits that support your total well‑being. Learn more at the Capital One Careers website (https://www.capitalonecareers.com/benefits).

Capital One is an equal‑opportunity employer (EOE, including disability/veteran). We are committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. We will consider qualified applicants with a criminal history in a manner consistent with applicable laws and regulations.