Disclosure Services Manager

First National Bank of America; East Lansing (MI); On-site; USD 85,000 - 110,000; Full time

Benefits offered by this job

Medical plans

Dental plan

Vision plan

Childcare discount

Pet insurance

Paid Time Off

401k with employer match

Sit-stand desks

Job summary

First National Bank of America in East Lansing is seeking a detail-oriented Disclosure Services Manager to oversee the accurate and timely preparation and delivery of Loan Estimate and Closing Disclosure documents in compliance with TRID regulations. The role requires reviewing loan files for accuracy and collaborating with legal, compliance, and risk teams.

The position involves managing the disclosure process, handling related mortgage services, ensuring regulatory compliance, and training

Qualifications

• Minimum of 3 years of experience in mortgage lending and TRID disclosure management.
• Strong communication and organizational skills.
• Ability to work independently and prioritize tasks in a fast-paced environment.
• 2+ years managing a team.
• Proficiency with mortgage origination software and MS Office.

Responsibilities

• Manage the end-to-end disclosure process, including gathering information, drafting, reviewing, and distributing disclosure documents.
• Manage loan services process for accurate and timely ordering of flood certifications, appraisals, and CIP/OFAC processing.
• Ensure compliance with banking regulations, privacy laws, and consumer protection laws.
• Provide training and guidance to internal stakeholders on disclosure requirements and best practices.
• Maintain accurate records and documentation of all disclosure activities.

Skills

Attention to detail

Communication

Organizational skills

Team management

TRID knowledge

Mortgage software proficiency

Tools

Mortgage loan origination software

Microsoft Office

Job description

First National Bank of America is seeking a detail-oriented and experiencedDisclosure Services Manager to join our team. This role will be responsible for overseeing the accurate and timely preparation and delivery of Loan Estimate and Closing Disclosure documents in compliance with TRID regulations. In this role, attention to detail is paramount, as the role will be responsible for reviewing Review loan files periodically to ensure accuracy of loan terms, fees, and disclosures. The Disclosure Services Manager will collaborate with internal teams, including legal, compliance, and risk management, to gather necessary information for disclosure requirements. Additionally, this role will stay up to date with regulatory changes and industry best practices to ensure the organization's disclosure practices remain in compliance.

Responsibilities

• Manage the end-to-end disclosure process, including gathering information, drafting, reviewing, and distributing disclosure documents.
• Manage loan services process for the accurate and timely ordering of flood certifications, appraisals, and completion of CIP and OFAC processing.
• Ensure compliance with all relevant regulatory requirements, such as banking regulations, privacy laws, and consumer protection laws.
• Provide training and guidance to internal stakeholders on disclosure requirements and best practices.
• Maintain accurate records and documentation of all disclosure activities

Qualifications

• Minimum of 3 years of experience in mortgage lending and TRID disclosure management with a strong knowledge of TRID regulations and requirements
• Excellent communication and organizational skills
• Ability to work independently and prioritize tasks effectively in a fast-paced environment
• Proficiency in mortgage loan origination software and Microsoft Office applications
• 2+ years managing a team

Employee benefits

• Medical – Multiple plans to choose from including HSA and traditional. Premiums as low as $0.00
• Dental – Premiums as low as $0.00
• Vision – Low premium Plan
• Discounted childcare
• Pet Insurance
• Paid Time Off (PTO)
• 401k with employer match
• Adjustable desks that can be raised or lowered to sit or stand

At First National Bank of America, we are looking for exceptional individuals with a "servant's heart" or a natural humility that recognizes the importance of prioritizing others' needs. We celebrate and acknowledge efforts that exceed expectations, whether it's delivering added value to customers or supporting colleagues. Just as interest compounds over time, the little things we do can make a substantial difference.

First National Bank of America recognizes that the quality of our people is the foundation for our success. Attracting exceptional individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.

Note: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties, and skills required for this job.

First National Bank of America uses E-Verify to confirm employment eligibility as per E-Verify guidelines.

First National Bank of America is an Equal Opportunity Employer.