Director Underwriting Capabilities and Tools - Auto and Dwelling

usaa; United States; Hybrid; USD 180,000 - 240,000; Full time

Job summary

USAA is seeking a Director Underwriting Capabilities and Tools for Auto and Dwelling. This remote-eligible role in the continental U.S. requires on-site work four days a week within 60 miles of a USAA office.

You will lead initiatives to reinvent underwriting through modern technology and data-driven decision engines. Ideal candidates will bring 8+ years in actuary/underwriting or related fields, and hold a Bachelor's degree or equivalent experience in business, marketing, supply chain, or

Qualifications

• Bachelor's degree in Business, Marketing, Supply Chain, or Statistics; OR 4 years of relevant education and/or experience.
• 8 years relevant industry experience in Actuary, Underwriting, Marketing, or Operations to include direct product management experience.

Responsibilities

• Underwriting is shifting to a dynamic ecosystem powered by predictive models, automated decision engines, and data integration.
• Leads a team to design modular, cross-product solutions and manages multimillion-dollar IT budgets.
• Collaborates with legal, compliance, and risk management to ensure offerings are compliant.

Education

Bachelor's degree in Business, Marketing, Supply Chain, or Statistics; OR 4 years of relevant education and/or experience.

Job description

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.

We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

The Opportunity

We are seeking a dedicated Director Underwriting Capabilities and Tools - Auto and Dwelling .

These roles are remote eligible in the continental U.S. with occasional business travel. However, individuals residing within a 60-mile radius of a USAA office will be expected to work on-site four days per week.

What you'll do:

Underwriting is shifting from a static to a dynamic ecosystem powered by predictive models, advanced data integration, and automated decision engines. Our Underwriting Strategy and Capabilities team serves as the engine room for technological change for our personal lines of business. Whether you are leading tech-savvy teams to design modular, cross-product solutions, managing the execution flow and multimillion dollar IT budget of our portfolio, or architecting our long-term strategic roadmaps, your mission is the same: reinvent how we underwrite through modern technology. We are looking for self-directed, analytically minded business subject matter experts who can bridge the gap between underwriting problems and complex systems engineering to deliver unprecedented speed, precision, and market responsiveness so we can serve more military members and their families.

• Responsible for development of digital first products supporting the needs and risks of USAA Members.


• Oversees the development and of launch new innovative product offerings as well as auxiliary/enhanced features/services for existing products.


• Develops and finalizes recommendations to launch new products and the evaluation and decision to buy/build or ally for the line of business.


• Develops and launches new innovative product offerings as well as auxiliary/enhanced features/services for existing products.


• Generates creative product and coverage solutions for member needs to ensure a dynamic product development pipeline exists.


• Responsible for maintaining thorough level of knowledge of business and underwriting performance for products in scope (e.g. trends, results, etc.).


• Responsible for post-launch maintenance and underwriting of 'new in market' products based on product performance, member needs and competitive changes in the market including but not limited to product rules, rates, and forms.


• Leverages cross functional resources to gather data and member information to support formulation of product strategy and acquire competitive intelligence.


• Leads a team to analyze internal and external data and member information to support formulation of product strategy and enhance competitive intelligence.


• Develops and communicates the new product value proposition for the line of business across teams and levels of leadership.


• Ensures product development team delivers sales support to all distribution channels (e.g., .com, mobile, contact center) so that the new product is properly positioned to members.


• Directs the analysis and evaluation across multiple new product performance metrics to adapt offerings, if necessary, prior to full launch.


• Coordinates with relevant control partners (to include Legal, Compliance, and Risk Management) to ensure product offerings are designed and implemented in compliance with all applicable laws and regulations.


• Coaches and develops employees belonging to the product development team, on an ongoing and real-time basis, to drive maximum performance and engagement levels to achieve desired business results.


• Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

Bachelor's degree in Business, Marketing, Supply Chain, or Statistics; OR 4 years of relevant education and/or experience.

8 years relevant industry experience in Actuary, Underwriting, Marketing, or Operations to include direct product management experience.

3 years of