Director Mortgage Lending - Credit Union

Financial Staffing Resources, Ltd.; Garland (TX); On-site; USD 100,000 - 140,000; Full time

Benefits offered by this job

Base salary + incentives

Benefits package

Job summary

Financial Staffing Resources, Ltd. seeks an experienced Director of Mortgage Lending to guide strategy, growth, and performance of a credit union’s Real Estate Lending Department.

Based in Garland, TX, the role reports to the Chief Lending Officer and leads mortgage production, profitability, risk management, and regulatory compliance. The position focuses on strategy, development of partnerships, secondary market activities, and leadership of the mortgage team to deliver exceptional member

Qualifications

• 8+ years of similar or related experience.
• Knowledge of the secondary mortgage market and first/second mortgage lending.
• Working knowledge of mortgage lending regulations.
• Strong communication and management skills.

Responsibilities

• Own the strategy and performance of the real estate lending portfolio with production goals and growth initiatives.
• Evaluate mortgage products and procedures and ensure regulatory compliance and risk management.
• Develop business development strategies to increase mortgage volume and build partnerships in the market.
• Lead and develop the mortgage lending team and provide timely service to members.

Skills

Mortgage lending

Regulatory compliance

Leadership

Communication

Education

Bachelor's degree

Job description

Director Mortgage Lending - Credit Union

• Full-time

FSR is a leading provider of premier talent for credit unions (Direct -Hire) specifically recruiting for the credit union industry. Our experienced placement professionals have an unparalleled understanding of our client’s business culture and candidate expectations. We expertly match our candidates talent to our clients need for any all staff levels within the credit union organization, from teller to CEO we can make it happen for you.

We are seeking an experienced real estate lending leader to guide the strategy, growth, and overall performance of a credit union’s Real Estate Lending Department. Reporting to the Chief Lending Officer, this position leads mortgage production, profitability, operational excellence, and risk management while aligning the department’s work with the credit union’s broader strategic objectives.

What You’ll Do

• Own the strategy and performance of the real estate lending portfolio, including production goals, profitability, secondary market strategy, and long term growth initiatives. Report results, trends, and recommendations to executive leadership.
• Evaluate existing mortgage products and procedures and implement changes as needed. Ensure regulatory compliance and sound risk management, including adherence to federal and state mortgage regulations.
• Develop and execute business development strategies to increase mortgage volume. Build partnerships with real estate agents, builders, and community organizations, and represent the credit union in the market as the face of real estate lending.
• Serve as the secondary mortgage underwriter, providing support and continuity during increased loan volume, employee absences, or other periods of high demand.
• Lead and develop the mortgage lending team, ensuring staff remain knowledgeable about the credit union’s mortgage products and rates as well as those in the broader industry.
• Maintain professional, timely, personalized service to members and associates, including responding to messages and correspondence within two hours.
• Keep management informed of key departmental operational issues and ensure mortgage lending activities follow established policies, procedures, rules, and regulations.
• Observe employee performance, exchange feedback within five working days following each quarter, and complete performance reviews within prescribed timeframes.

What You Bring

• 8+ years of similar or related experience.
• A bachelor’s degree or equivalent experience.
• Knowledge of the secondary mortgage market and experience with first and second mortgage residential real estate lending.
• Working knowledge of regulations affecting mortgage lending.
• Strong communication and management skills.
• Ability to build relationships, resolve initial conflicts, gain cooperation, and handle confidential discussions with discretion, diplomacy, and tact.

Department: Mortgage | Reports to: Chief Lending Officer | Department of 5

Compensation & Benefits:

• $100K base + Incentives ($40K potential)
• robust benefits package and much more!