Director, Credit Strategy & Innovation

Varo Bank; Dallas (TX); Hybrid; USD 140,000 - 200,000; Full time

Job summary

A digital national bank is seeking a creative and data-driven Credit Strategy Director to lead the development of consumer lending products. This strategic role involves leading credit strategy, conducting data analyses, and optimizing policies to enhance user experience. Ideal candidates will have extensive experience in credit risk management, expertise in data analysis with SQL/Python, and an educational background in quantitative fields. Join a forward-thinking team in revolutionizing consumer banking.

Qualifications

• 8+ years of experience in credit strategy or consumer credit risk management.
• Strong understanding of the consumer credit lifecycle including underwriting and collections.
• Experience with advanced statistical techniques and relational databases.

Responsibilities

• Lead Credit Strategy for new products from ideation to post-launch monitoring.
• Conduct deep-dive analyses of KPIs to optimize risk-adjusted returns.
• Design and execute A/B tests to enhance credit policies and user experience.
• Collaborate cross-functionally to deliver compliant credit offerings.

Skills

Consumer credit risk management

Data analysis with SQL or Python

Statistical techniques

Problem-solving

Education

Bachelor's or Master's in a quantitative field

Tools

Tableau

Looker

Job description

A digital national bank is seeking a creative and data-driven Credit Strategy Director to lead the development of consumer lending products. This strategic role involves leading credit strategy, conducting data analyses, and optimizing policies to enhance user experience. Ideal candidates will have extensive experience in credit risk management, expertise in data analysis with SQL/Python, and an educational background in quantitative fields. Join a forward-thinking team in revolutionizing consumer banking.