Director-Credit and Asset Management

Trimont; Charlotte (NC); On-site; USD 120,000 - 180,000; Full time

Job summary

Trimont, a leading CRE loan services provider, seeks a Director of Credit and Asset Management to oversee a diverse portfolio of CRE debt investments across major U.S. markets.

You will manage loan administration, interest billing, cash waterfalls, draw administration, covenant compliance, asset performance analysis, and client reporting. You will guide loan-related workflows, supervise analysts, and collaborate with lenders, borrowers, and internal teams to optimize cash flows and portfolio

Qualifications

• Bachelor’s degree in finance, accounting, real estate, or related field.
• 7+ years of asset-based finance or structured credit experience.
• Strong analytical and quantitative evaluation skills.
• Excellent verbal and written communication.
• Ability to manage competing deadlines in a collaborative environment.
• Advanced Excel skills.

Responsibilities

• Analyze complex loan documents to ensure asset-level terms are accurately implemented.
• Partner with internal teams to support accurate asset servicing and timely actions.
• Oversee draw administration for construction, leasing, and capital expenditures.
• Manage funding processes with lenders, syndicates, co-lenders, and other parties.
• Use technology platforms to monitor property, borrower, asset, and portfolio performance.
• Review borrower financial statements and required monthly reporting.
• Review annual operating and capital budgets.
• Assess operating property performance via rent rolls and statements.
• Prepare and review CLO reporting, including operating statement analyses and watchlists.
• Verify cash management distributions align with waterfall structures.
• Monitor covenant compliance (debt yield, LTV, DSCR).
• Maintain monthly asset reports and quarterly performance analyses.
• Coordinate with tax and insurance teams to manage coverage and escrow obligations.
• Mentor financial analysts and support professional development.

Skills

Analytical skills

Communication

Deadline management

Attention to detail

Curiosity & continuous improvement

Education

Bachelor's degree in finance / accounting / real estate

Tools

Excel

Job description

Overview

Founded in 1988, Trimont (www.trimont.com) is a specialized global commercial real estate loan services provider and partner for lenders and investors seeking the infrastructure and capabilities needed to help them scale their business and make informed, effective decisions related to the deployment, management and administration of commercial real estate secured credit. As the largest master servicer of commercial real estate loans in the United States, Trimont manages securitizations with meticulous oversight and coordination—protecting cash flows, mitigating risk, and ensuring portfolio performance.

Overview

We do this with a team of 1100+ extraordinary team members who serve a global client base from offices in Atlanta (headquarters), Bengaluru, Charlotte, Dallas, Hyderabad, Kansas City, London, New York and Sydney. We empower our people with advanced technology, industry-leading knowledge, and a culture centered on our core values. This approach enables our teams to deliver exceptional client service, build lasting relationships and take pride in the high-quality work they perform.

Trimont is an innovative firm where visionary professionals come to learn, grow, and thrive with colleagues driven by curiosity and collaboration.

Learn: We believe ongoing learning is critical and are focused on providing a work environment where all team members can take ownership of their careers.

Grow: We work alongside the largest institutional lenders in the world, overseeing the most significant projects in the industry. This unique opportunity allows us to broaden our skillset and develop our abilities by tackling some of the industry's most challenging and exciting endeavors.

Thrive: Our firm is a place where ethics and excellence meet to create an experience that matches our capabilities. There are no limits to what we as team members and as an organization, can achieve together.

Where people, purpose, and progress come together every day.

Job Summary

The Director of Credit and Asset Management will oversee a growing portfolio of complex commercial real estate debt investments, including construction, renovation, capital improvement, leasing, and transitional/value-add assets across major U.S. markets. This client-facing role manages loan administration, interest billing and collections, cash waterfalls, draw administration, covenant compliance, asset performance analysis, and client reporting.

Responsibilities

• Analyze complex loan documents to ensure accurate implementation of asset-level terms.


• Partner with internal teams to support accurate asset servicing and timely


• Oversee draw administration for construction, leasing, and capital expenditures in accordance with credit documents.


• Manage funding processes with lenders, syndicates, co-lenders, and other financial parties.


• Use technology platforms to monitor property, borrower, asset, and portfolio performance.


• Review borrower financial statements and required monthly reporting.


• Review annual operating and capital budgets.


• Assess operating property performance through rent rolls, operating statements, and collections


• Prepare and review CLO reporting, including operating statement analyses and watchlists.


• Verify cash management distributions align with approved waterfall structures.


• Monitor covenant compliance, including debt yield, loan-to-value, and debt service coverage requirements.


• Maintain monthly asset reports and quarterly performance analyses.


• Coordinate with tax and insurance teams to manage coverage, payments, and escrow obligations.


• Mentor financial analysts and support professional development.

Required Qualifications

• Bachelor’s degree in finance, accounting, real estate, or a related


• 7+ years of experience in asset-based finance or structured credit with an asset management firm, private equity firm, lender, owner/operator, servicer, rating agency, investment bank, or broker preferred


• Strong analytical skills, including experience evaluating quantitative and qualitative information


• Ability to clearly and effectively communicate and engage with


• Able to manage competing deadlines in a collaborative, dynamic environment


• Strong attention to detail


• Curious and committed to continuous improvement


• Advanced Excel skills.

Trimont is an equal opportunity employer, and we’re proud to support and celebrate diversity in the workplace. If you have a disability and need an accommodation or assistance with the application process and/or using our website, please contact us. We are proud to maintain a drug-free policy, ensuring that our community is a secure and productive space for all our team members.