Director, Assistant General Counsel - Global Payment Network, Network Participant Risk

Capital One; Deerfield (IL); Hybrid; USD 210,000 - 239,000; Full time

Benefits offered by this job

Performance-based incentives

Comprehensive benefits

Job summary

Capital One is seeking an experienced legal leader to guide the Global Payment Network Legal team. You will advise on legal risks across issuers, acquirers, and alliances, translating complex regulations into practical risk controls and partner terms.

Responsibilities include cross‑functional collaboration, coordinating external counsel, and communicating risk to executives and regulators. This hybrid role requires strong judgment and a growth mindset.

Qualifications

• Juris Doctor from an accredited law school and active bar status
• 8+ years as attorney in law firm, government, military JAG, or in-house
• Preferred: 10+ years in law firm/government/in-house and 5+ years in financial services
• 3+ years experience in the payments industry, including AML/fraud risk

Responsibilities

• Provide strategic legal advice on network participant risk, including fraud and brand risk
• Translate laws into actionable guidance and develop participant rules to mitigate risk
• Advise on product rollouts, processes, and business priorities
• Manage external counsel and collaborate with Legal, business partners, and stakeholders
• Coordinate presentations on network participant risks for executives and regulators
• Engage with risk and business teams across Capital One

Skills

Analytical skills

Communication skills

Ownership mentality

Time management

Ability to translate complex topics

Judgment and risk reasoning

Collaborative mindset

Education

Juris Doctor

Active state bar admission

Job description

The Capital One Legal Department is an outstanding team at a Fortune 100 Company that is consistently voted one of the best places to work in the U.S. You will find that the Legal Department is not a “check the box” function, but instead an important voice and strategic partner in all aspects of the business. You will be a part of a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation and intellectual curiosity.

We are looking for an experienced and collaborative legal leader to join our growing Global Payment Network Legal team. In this role, you will advise on the various legal risks inherent in the Global Payment Network’s relationships with its network participants, including issuers, acquirers, and network alliances.

About the Role:

The attorney will be responsible for collaborating with various stakeholders on Global Payment Network business and risk teams and other second line of defense teams to identify and assess legal risks and problem-solve complex issues. The ideal candidate should have expertise in financial services and risk management.

This position will have responsibility for:

• Providing strategic, clear, and conceptualized legal advice on a variety of complex issues and topics in the network participant risk space, including fraud, high brand risk, and network participant oversight.
• Translating applicable laws, regulations, and legal requirements into actionable advice.
• Developing and maintaining participant-facing rules and commercial terms to best mitigate risk in a fluid legal and regulatory environment.
• Advising on the rollout of products, communications, processes and procedures necessary to support the well‑managed execution of business priorities.
• Managing external counsel as necessary, and building relationships and collaborating with Legal Department subject matter experts, senior business partners, and stakeholders across Capital One.
• Coordinating legal presentations and strategic communications regarding network participant risks for senior audiences including legal and business executives, regulators, and policymakers.

The successful candidate will have the following:

• Top tier smarts and analytical skills
• Ability to understand complex topics quickly with depth that allows for concise and simple advice
• Problem solving mentality rather than thinking only like a legal technician
• Excellent judgment with the ability to predict long‑term consequences
• Growth mindset with an openness to new ideas, diverse perspectives, and unconventional solutions
• Strong people skills - we’re looking for someone who can build collegial and effective relationships with colleagues and clients
• Ownership mentality, thinking like an owner vs. an employee
• Solid time management skills with the ability to prioritize a significant volume of work and to manage multiple deadlines
• Excellent communication skills with the ability to influence others and write concisely

Basic Qualifications:

• Juris Doctor from an accredited law school
• Active member in good standing of at least one state bar
• At least 8 years of experience as an attorney in a law firm environment, at a government agency, as a military judge advocate, or as in‑house counsel

Preferred Qualifications:

• 10+ years of experience in a law firm environment, at a government agency, as a military judge advocate, or as in‑house counsel
• 5+ years experience in financial services
• 3+ years experience in the payments industry
• Prior experience with fraud, AML, and/or the risks posed by highly‑regulated industries operating within the financial ecosystem

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

This role is hybrid, meaning associates spend 3 days per week in‑person at one of our offices listed on this job posting.

The minimum and maximum full‑time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part‑time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Chicago, IL: $209,500 - $239,100 for Director, Asst General Counsel

McLean, VA: $230,400 - $263,000 for Director, Asst General Counsel

New York, NY: $251,400 - $286,900 for Director, Asst General Counsel

Richmond, VA: $209,500 - $239,100 for Director, Asst General Counsel

Riverwoods, IL: $209,500 - $239,100 for Director, Asst General Counsel

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

Benefits:

• This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
• Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Learn more at the Capital One Careers website. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [e-mail]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One’s recruiting process, please send an email to [e-mail]

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).