Digital Lending Specialist

Capital Credit Union; Kimberly (WI); Hybrid; USD 32,000 - 42,000; Full time

Job summary

Capital Credit Union in Green Bay, WI is seeking a Member Services Specialist who processes online loan and deposit applications, and conducts video or phone onboarding while promoting digital banking options. You will assist with new accounts, answer member questions, cross-sell products, and maintain accurate records, always focusing on member advocacy and delivering enthusiastic, quality service.

This role emphasizes building relationships, professional communication, and the ability to

Qualifications

• Ability to read, write, and comprehend detailed instructions and memos.
• Basic math and data entry skills; high attention to detail.
• Knowledge of banking products and services; on-the-job training provided.

Responsibilities

• Assists members in consumer lending by phone, video, or online applications and closes loans.
• Assists with new accounts by phone, video meetings, or online applications and services.
• Educates members about digital options and products and promotes services.
• Cross-sells products and handles member inquiries to provide accurate information.
• Maintains knowledge of online banking and processes and ensures data accuracy.

Skills

Customer service

Communication

Sales skills

Detail oriented

Education

High school diploma

Tools

Velocity

Microsoft Office

E-Mail systems

Job description

Morris Ave Corp
825 Morris Ave
Green Bay, WI 54304, USA

Position Purpose

Upholds the Credit Union’s mission of “We do the right thing one member, one employee, and one experience at a time to strengthen the communities we serve” by assisting digital members who prefer digital channels over in-branch visits. This position focuses on processing and onboarding deposit and loan applications submitted online, via video or phone appointments, and through follow-up activities. This position needs to actively promote the member advocacy philosophy, as well as placing an emphasis on enthusiastic quality service while concentrating on building member relationships.

Essential Responsibilities

• Assists members in the area of consumer lending by phone, video or online applications. This may include, but is not limited to, taking and closing loan applications and answering member questions.
• Assists members in the area of new accounts by phone, video meetings or online applications. This may include, but is not limited to, opening new accounts, answering member questions, and selling and servicing the products and services offered by the Credit Union.
• Educates members about digital options and other products Capital Credit Union has to offer. Promotes applicable Credit Union products and services to new and existing members, presenting necessary information suited to members’ needs, including but not limited to all types of consumer loans, debt protection, GAP, share drafts, share certificates, credit cards, home banking, debit cards, and direct deposit. Occasionally talking to members about online banking.
• Corresponds with the membership on eligibility requirements for accounts and loans.
• Discusses special promotions and makes member referrals to Mortgage Lenders and Capital Investment Group, including arranging member appointments.
• May perform miscellaneous duties, including, but not limited to, compiling data for rate surveys, closed account surveys, and outbound members surveys.
• Maintains working knowledge of the online banking system
• Concentrates on building financial relationships with members, using a member advocacy approach.
• Maintains an effective working knowledge, including the technical aspects, of the Credit Union’s products and services.
• Responsible for the accuracy, follow up, and maintenance of all types of accounts on the computer system.
• Interprets key documents and makes decisions based on our policies and member data.
• Cross-sells applicable Credit Union products and services to new and existing members, presenting necessary information suited to members’ needs.
• Assists in preparing procedures and documentation for the position.
• May assist in training new employees.
• Maintains a strong understanding of the general functions of Credit Union departments and workflows in order to achieve first-call resolution whenever possible.

Necessary Experience and Qualifications

• Ability to read, write, and comprehend detailed and technical instructions, short correspondence, and memos; the ability to add, subtract, multiply, and divide using whole numbers, common fractions, and decimals as normally acquired through completion of a high school education.
• Ability to operate an on-line computer terminal (including a good working knowledge of Microsoft Office software such as Word and Excel, the core computer system, Velocity & E-Mail), and adding machine as normally acquired through a basic course or one to three months of on-the-job experience.
• Comprehensive knowledge of the products, services, and procedures needed to process transactions as normally acquired through three to six months of on-the-job experience.
• Ability to concentrate on and pay close attention to detail for over 75% of work time. Must be able to closely examine documentation. Requires a high degree of accuracy.
• Analytical ability necessary to research and resolve member problems and determine the appropriate course of action.
• Interpersonal skills necessary to deal effectively and efficiently with a diverse group of members in various degrees of stressful situations. Requires strong communication/listening skills to deal diplomatically and effectively with sensitive situations. Demonstrates strong motivation and sales skills.
• Ability to exercise a high degree of independent judgment when addressing member concerns. Must be supportive of the overall business objectives.
• Ability to stay in one place or work in a confined area for extended periods of time and to move about for up to ten percent of work time in order to distribute correspondence.

Work Environment and Physical Requirements

• Office environment with moderate level of noise
• Frequent use of telephone, copier, computer, fax machine and other office machines
• Prolonged sitting or standing
• Frequent mental and visual concentration

NOTE: This job has the potential to periodically work remotely contingent upon supervisor approval but is not a work from home eligible position. When working remotely it is necessary to follow our Remote Work / Work from Home Policy.

Capital Credit Union is an Equal Opportunity Employer. We participate in E-Verify.

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.