Development Lead

Citi; New York (NY); On-site; USD 108,000 - 163,000; Full time

Benefits offered by this job

Hybrid work model (up to 2 days home)

Competitive base salary with benefits

Job summary

Citi Dublin seeks a Development Lead to drive techno-functional leadership and architecture for a fraud detection and payments platform. You will guide cross-functional teams, design end-to-end payment workflows, and ensure compliance with ISO 20022 and legacy formats.

The role demands strong Java/Spring Boot expertise, real-time messaging, and a track record in payments risk management. This is a full-time on-site position with hybrid options and a competitive salary range.

Qualifications

• Bachelor’s or Master’s degree in computer science, information systems, finance technology, or related field.
• 10+ years in Payments Domain with at least 6+ years in techno-functional leadership.

Responsibilities

• Lead techno-functional discussions, architect end-to-end payment flows and mentor a Dev team.
• Design end-to-end payment processing workflows for fraud detection and payments platforms.
• Drive architecture reviews, ensure standards alignment (ISO 20022, SWIFT).
• Oversee integration of payment engines with fraud risk scoring platforms.
• Guide delivery, agile execution, and non-functional requirements like performance and availability.

Skills

Java

Spring Boot

Microservices

MongoDB

Oracle

Kafka

IBM MQ

Payments

Leadership

Architecture

Education

Bachelor's or Master’s degree in Computer Science

Tools

Confluent Kafka

IBM MQ

ISO 20022

Job description

Development Lead

Job Req Id:

26990285

Location(s):

Dublin, Leinster, Ireland

Job Type:

On-Site/Resident

Posted:

Sep. 01, 2026

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

We are seeking a highly accomplished and dynamic Development Lead with Techno-Functional skills to join our Global Payments Technology team to build Fraud Detection & Analytical Platform across Payments. Requires knowledge in Java, Spring boot framework, Restful microservices, MongoDB/Oracle, real-time messaging systems like Confluent/Apache Kafka, IBM MQ, combined with a solid understanding of Payments systems and financial risk management.

This role is designed for a senior technical leader who possesses a blend of deep engineering capabilities and payments expertise.

What you’ll do

1. Techno-Functional Leadership & Solution Architecture

• Lead critical techno-functional discussions, architect end-to-end payment flows, and drive a high-performing development team to build, modernize, and maintain our core payment processing engines.
• Facilitate and lead architectural, design, and functional walkthroughs with enterprise architects, product owners, operations, and external clearing networks.

• Payment Flow Design: Design end-to-end payment processing workflows for Fraud Detection, covering Orchestration, routing, clearing, settlement, and exception handling.
• Standards Alignment: Ensure all payment solutions align with global messaging standards, specifically ISO 20022 (pain, pacs, camt) and legacy SWIFT MT formats.

2. Team Driving & Delivery Management

• Drive Development: Lead, mentor, and provide technical direction to a distributed team of software engineers and developers throughout the PDLC.
• Agile Execution: Drive sprint planning, backlog grooming, and daily stand-ups, ensuring the development team remains focused, unblocked, and aligned with delivery timelines.
• Code & Design Reviews: Conduct rigorous code and design reviews to ensure adherence to enterprise standards, security protocols, and performance benchmarks.
• Hands-on Contribution: Actively participate in high-level design, prototyping, and solving complex technical bottlenecks when required.

3. Payment Systems Engineering

• Integration Rails: Oversee the integration of payment engines with fraud detection platforms and Internal/External Fraud Risk scoring platforms
• Performance Tuning: Ensure processing systems meet strict non-functional requirements (NFRs) for high throughput, low latency, and 24/7 high availability.

What we’ll need from you

Education & Experience

• Bachelor’s or master’s degree in computer science, Information Systems, Finance Technology, or a related field.
• 10+ years of experience in Payments Domain and deep knowledge of Payments development with at least 6+ years in a techno-functional lead or lead analyst capacity.

Domain & Soft Skills

• Payments Knowledge: Strong understanding of payment processing rails (e.g., ACH, Wire, SWIFT, Real-Time Payments).
• Fraud & Risk Domain: Prior experience building fraud detection, AML (Anti-Money Laundering), or risk‑scoring systems in a banking or fintech environment.
• Analytical Mindset: Experience deploying machine learning models or analytical scoring engines into real‑time production environments.
• Leadership: Exceptional communication, stakeholder management, and team-building capabilities.

What we can offer you

By joining Citi Dublin, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well. Discover more here.

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

Job Family Group:

Technology

Job Family:

Applications Development

Time Type:

Full time

Primary Location Full Time Salary Range:

93 280,00 € - 139 920,00 €

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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