Deputy Chief Underwriting Officer – Underwriting Excellence

Kalepa; New York (NY); Hybrid; USD 275,000 - 360,000; Full time

Benefits offered by this job

Healthcare and Retirement Benefits

401(k) with generous employer match

Wellness incentive program

Life and accidental death and dismount

Flexible spending programs

Paid time off program

Paid parental leave

Tuition reimbursement program

Job summary

MSIG USA in New York, NY, is seeking a Deputy Chief Underwriting Officer – Underwriting Excellence in a hybrid, full-time capacity. You will lead enterprise underwriting standards and governance, translating risk appetite into practical guidelines and strengthening underwriting education across the organization.

The role requires 15+ years in Commercial P&C underwriting, with a proven ability to drive governance, performance, and cross-functional collaboration.

Qualifications

• 15+ years of progressive specialty or Commercial P&C underwriting experience.
• Experience establishing enterprise underwriting standards, authority frameworks, technical governance, quality assurance, and related functions.
• Strong executive communication, influence, decision-making, and change-leadership skills.
• Experience translating enterprise risk appetite into practical underwriting guidelines, authorities, controls, referral processes, and escalation protocols.

Responsibilities

• Lead enterprise underwriting standards, policies, guidelines and technical governance.
• Own underwriting authority, referral, exception and escalation frameworks, in partnership with the CUO and business underwriting leaders.
• Lead implementation of enterprise risk appetite into practical underwriting standards and controls.
• Provide executive leadership to Underwriting Quality & Assurance, including thematic reviews, quality trends, root-cause analysis, remediation and continuous improvement.
• Create a closed-loop process in which quality findings inform underwriting standards, authorities, training, product governance and business action.
• Lead underwriting education, technical capability development... and sharing of best practices across the underwriting community.
• Partner with product leaders on new-product and material-product-change governance from an underwriting standards, authority and controls perspective.
• Establish minimum delegated underwriting standards and control requirements, including authority expectations and underwriting-quality requirements.
• Chair or support enterprise underwriting governance forums and ensure remediation tracking.
• Partner with Actuarial, Reinsurance, Risk Engineering, Legal/Compliance, and senior leadership to convert enterprise insights into underwriting action.

Skills

Executive leadership

Underwriting governance

Stakeholder collaboration

Communication

Education

Bachelor’s degree in business, finance, risk management, insurance, or a related field

Job description

## Deputy Chief Underwriting Officer – Underwriting ExcellenceApply: Hybrid: NY-NYC (Ave of Americas): Full time: Posted Today: JR-001093MSIG USA continues to grow!**Company Overview:**MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.**Summary / Job Purpose:**The Deputy CUO, Underwriting Excellence is the senior enterprise leader responsible for strengthening underwriting discipline, technical quality and consistency across the organization. This role establishes the underwriting operating framework that enables profitable growth while ensuring that risk appetite, standards, authorities and quality expectations are translated consistently into underwriting practice. **Essential Functions:*** Lead enterprise underwriting standards, policies, guidelines and technical governance.* Own underwriting authority, referral, exception and escalation frameworks, in partnership with the CUO and business underwriting leaders.* Lead implementation of enterprise risk appetite into practical underwriting standards and controls.* Provide executive leadership to Underwriting Quality & Assurance, including thematic reviews, quality trends, root-cause analysis, remediation and continuous improvement.* Create a closed-loop process in which quality findings inform underwriting standards, authorities, training, product governance and business action.* Lead underwriting education, technical capability development and sharing of best practices across the underwriting community.* Partner with product leaders on new-product and material-product-change governance from an underwriting standards, authority and controls perspective.* Establish minimum delegated underwriting standards and control requirements, including authority expectations and underwriting-quality requirements, while portfolio ownership and commercial performance of delegated business sit with the Deputy CUO, Portfolio Strategy & Management.* Chair or support enterprise underwriting governance forums and ensure clear escalation and remediation tracking.* Partner closely with Actuarial, Reinsurance, Risk Engineering, Legal/Compliance, the Deputy CUO, Portfolio Strategy & Management, the MSIG international CUO and senior leadership to convert enterprise insights into underwriting action. **Qualifications:** To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. **Education and Experience Required:*** Bachelor’s degree in business, finance, risk management, insurance, or a related field.* 15+ years of progressive specialty or Commercial P&C underwriting experience, including significant enterprise or senior leadership responsibility.* Broad technical underwriting credibility across specialty or Commercial P&C products, with the judgment to operate across multiple products and business units.* Demonstrated experience establishing and leading enterprise underwriting standards, authority frameworks, technical governance, quality assurance, and related technical underwriting functions.* Experience translating enterprise risk appetite into practical underwriting guidelines, authorities, controls, referral processes, and escalation protocols.* Strong understanding of underwriting quality, portfolio learning, root-cause analysis, remediation, and continuous improvement.* Experience leading enterprise-wide underwriting initiatives, organizational change, and technical underwriting, governance, or quality-assurance teams.* Proven ability to partner across Actuarial, Reinsurance, Risk Engineering, and product leadership; constructively challenge senior leaders; and balance enterprise consistency with business and P&L accountability.* Strong executive communication, influence, decision-making, and change-leadership skills.Salary: The base pay range is $275,000.00 - $360,000.00 per year. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location.Additional Benefits: Healthcare and Retirement BenefitsComprehensive medical, dental, and vision coverage401(k) with a generous employer match and profit-sharing contributionWellness incentive programLife and accidental death and dismemberment (AD&D) insuranceFlexible spending programsShort-term and long-term disability plansAdditional Benefit ProgramsPaid time off programPaid charitable leavePaid parental leaveTuition reimbursement programPersonal insurance (auto/homeowners) discountsIt's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.