Data Scientist - Model Governance

TransUnion LLC; Crum Lynne (PA); Hybrid; USD 79,000 - 131,000; Full time

Benefits offered by this job

Medical coverage

Dental/vision

Life Insurance

Disability

401(k) match

ESPP

Tuition reimbursement

Paid time off

Job summary

TransUnion LLC in the United States seeks a Consultant in Data Science and Analytics to support model risk management policies, maintain documentation, and collaborate across Legal, Compliance, and stakeholders. You'll design data extraction and analytical programs using R, SQL, Python, Hive, and Spark on cloud or server environments, and develop the annual validation plan while training stakeholders.

The role blends client engagements and research, with hybrid work and opportunities to

Qualifications

• Bachelor's degree with quantitative focus.
• 4+ years in financial services or credit analytics.
• Strong written and verbal communication.
• Ability to manage multiple projects and deadlines.
• Experience communicating governance topics to stakeholders.

Responsibilities

• Support policy creation and maintenance for model risk management.
• Prepare and organize model documentation for validation.
• Respond to documentation requests from clients and regulators.
• Collaborate with Legal, Compliance, and stakeholders on governance templates.
• Maintain enterprise model inventory and improve governance.
• Develop and manage the annual model validation plan.
• Create and present model risk training materials.
• Design data extraction and analysis programs using R, Python, SQL, Hive, Spark.
• Support analytics solutions through consulting and research.

Skills

Analytical thinking

Communication

Project management

Data analysis

Problem solving

Education

Bachelor's degree in statistics or quantitative field

Master's degree in statistics or quantitative field

Tools

R

SQL

Python

Hive

Spark

Job description

Team Overview

The Financial Services Analytics team develops credit risk management and business intelligence solutions through client consulting engagements and research. The team operates in a collaborative, innovation-focused environment using modern big data, cloud computing, statistical, and machine learning technologies and reports to VP of Data Science and Analytics.This is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week.

Role Overview and Core Responsibilities

• Support the creation and maintenance of model risk management policies, procedures, standards, and guidance that reinforce the organization's model risk management framework.
• Collect, review, organize, and maintain model documentation provided by model developers in preparation for independent validation.
• Respond to model documentation requests from clients, regulators, and internal auditors while balancing transparency requirements with the protection of TransUnion's intellectual property.
• Partner with model developers, Legal, Compliance, and other stakeholders to streamline model governance processes and create standardized templates and documentation language.
• Maintain the enterprise model inventory and recommend and implement enhancements to improve its accuracy, usability, and governance.
• Develop and manage the annual model validation plan, track validation activities, and support timely completion of scheduled validations.
• Create, maintain, and present model risk management training materials to model developers and other key stakeholders.
• Design and write programs for data extraction, segmentation, and statistical analysis of large population datasets using R, Python, SQL, Hive, and Spark across server-based and cloud computing environments.
• Support the development of credit risk management and business intelligence analytical solutions through consulting engagements and research for TransUnion clients.

Required Knowledge and Experiences

• Bachelor's degree in statistics, applied mathematics, financial mathematics, engineering, operations research, or another highly quantitative field.
• At least four years of professional analytical experience within financial services, consumer credit, or a related industry, including experience solving complex business and risk-related problems using data.
• Strong analytical, critical-thinking, and creative problem-solving skills with the ability to interpret information, identify risks, and develop practical solutions.
• Strong written and verbal communication skills with the ability to communicate technical and governance-related information to stakeholders at multiple levels within and outside the organization.
• Strong project management skills with the ability to independently manage multiple assignments, priorities, documentation requests, and validation activities.

Required Technical Skills

• Advanced programming skills with proficiency in a statistical programming language such as R.
• Experience using SQL (Structured Query Language) for data extraction, manipulation, segmentation, and analysis of large datasets.
• Experience developing analytical programs using data manipulation and programming technologies such as Python, Hive, Pig, or similar tools.
• Ability to perform statistical analysis on large population datasets using server-based or cloud computing platforms.
• High level of proficiency with Microsoft Office tools for documentation, analysis, presentations, project tracking, and stakeholder communication.

We're also looking for the preferred skills below. Whether you are proficient or could use some brushing up, we're happy to support your career development and growth in:

• Master's degree in statistics, applied mathematics, financial mathematics, engineering, operations research, or another highly quantitative field, along with at least two years of advanced analytical experience in financial services, consumer credit, or a related industry.
• Familiarity with credit bureau data, consumer credit risk, and credit bureau business practices.
• Experience with model risk management, model governance, model validation, regulatory documentation, or the interest and capability to develop expertise in model risk governance and controls.
• Experience serving as a model governance subject matter expert or providing project-based leadership to cross-functional stakeholders.
• Experience working in a global organization and with modern big data technologies such as Hadoop, Spark, and cloud computing platforms.

Benefits that support every part of your life

For Your Health

Enjoyday-one eligibilityfor medical, dental, and vision coverage, plus supplemental plan options. Spousal, domestic partner, and other eligible dependent coverage is available on select plans. Choose taxadvantagedHSAandFSAaccounts to make everyday care more affordable.

For Your Protection

We've got your back withcompanypaid basic life and AD&D, optionalvoluntary life and AD&Dfor you and your family, andshort and longterm disability. You can also opt into alegal plan,pet insurance, andtravel accident coverage.

For Your Family

Fromadoption assistance and fertility planning coveragetocaregiver support, we're here for every chapter. AccessDependent Care FSA for possibility of an employer match, a complimentaryCare@Workmembership, andup to 12 weeks of paid parental leavewith eligibility for a thoughtful, gradual return.

For Your Future

Build toward what's next with our401(k) with employer matchandEmployee Stock Purchase Plan (ESPP). Tapfinancial wellness resources,career coaching, and optionallongterm care insuranceto plan confidently.

For You

Grow and recharge withtuition reimbursement,flexible time off for exempt employees or paid time off for nonexempt employees, up to 12 paid holidays per year, commuter benefits, employeediscounts,charitable gift matching, andpaid volunteer time off, plus corporate volunteer events that make it easy to give back.

For Your Wellness

Access24/7 supportincluding professionaltherapy,coaching, and emotional wellbeing programs alongside guided meditation and resources that supportphysical, mental, social, and financial wellness.

We are committed to being a place where diversity is not only present, it is embraced. As an equal opportunity employer, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability status, veteran status, genetic information, marital status, citizenship status, sexual orientation, gender identity or any other characteristic protected by law. Additionally, in accordance with Section 503 of the Rehabilitation Act of 1973 and the Vietnam Era Veterans' Readjustment Assistance Act of 1974, TransUnion takes affirmative action to employ and advance in employment qualified individuals with a disability and protected veterans in all levels of employment and develops annual affirmative action plans. Components of TransUnion's Affidavit Action Program for individuals with disabilities and protected veterans are available for review to any associate or applicant for employment upon request by contacting [e-mail].

Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable law, including the Los Angeles County Fair Chance Ordinance for Employers, the San Francisco Fair Chance Ordinance, Fair Chance Initiative for Hiring Ordinance, and the California Fair Chance Act.

Adherence to Company policies, sound judgment and trustworthiness, working safely, communicating respectfully, and safeguarding business operations, confidential and proprietary information, and the Company's reputation are also essential expectations of this position.

Pay Scale Information

The U.S. base salary range for this position is $78,750.00 - $131,250 annually. *The salary range for this position reflects a reasonable estimate of the range of compensation for this job. At TransUnion, actual compensation is based on careful consideration of additional factors such as (but not limited to) an individual's education, training, work experience, job-related skill set, location, and industry knowledge, as well as the scope and responsibilities of the position and market considerations. Regular, fulltime non-sales positions may be eligible to participate in TransUnion's annual bonus plan. Certain positions may be also eligible for long-term incentives and other payments based on applicable company guidance and plan documents.

TransUnion Overview

At TransUnion, we encourage and are committed to creating a real, positive impact and shared sense of purpose within our Workforce for Good, which empowers our people to grow, innovate and contribute to a better future for our communities and customers. We strive to build an environment where our associates are in the driver's seat of their professional development- while having access to help along the way. We recognize that success comes when our associates thrive both professionally and personally; that's why we prioritize work/life flexibility and offer resources for our teams across the globe to collaborate and drive excellence.

Be a part of our Workforce for Good - you'll work with great people, pioneering products and cutting-edge technology.

TransUnion's Internal Job Title

Consultant, Data Science and Analytics

Company

TransUnion LLC