Data Scientist II-1

Mastercard; Helena (MT); On-site; USD 110,000 - 165,000; Full time

Job summary

Mastercard is seeking a Data Scientist II-1 to join our AI team. You will define business problems, develop AI/ML applications, and deploy solutions across divisions, leveraging industry-leading tools and large-scale data. Your work will impact fraud risk management, customer experience, and core product value.

Ideal candidates have hands-on experience with Python, R, SQL, and modern DL frameworks, plus the ability to collaborate across teams and geographies to drive scalable results.

Qualifications

• Experience applying AI/ML to business problems.
• Exposure to large-scale data processing and deep learning.
• Ability to translate business challenges into AI solutions.

Responsibilities

• Gather information to define the business problem.
• Develop AI/ML applications leveraging the latest industry and academic advancements.
• Work cross-functionally across borders to execute the AI agenda.
• Collaborate with teams to deploy AI solutions into production.

Skills

AI methodologies

Cross-functional collaboration

Problem formulation

Creative thinking

Education

Concentration in Computer Science

Tools

Python

R

SQL

Hadoop

Spark

TensorFlow

Keras

PyTorch

Job description

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Data Scientist II-1We are the global technology company behind the world’s fastest payments processing network. We are a vehicle for commerce, a connection to financial systems for the previously excluded, a technology innovation lab, and the home of Priceless®. We ensure every employee has the opportunity to be a part of something bigger and to change lives. We believe as our company grows, so should you. We believe in connecting everyone to endless, priceless possibilities.Mastercard has over 2 billion payment cards issued by 25,000+ banks across 190+ countries and territories, amassing over 10 petabytes of data. Millions of transactions are flowing to Mastercard in real-time providing an ideal environment to apply and leverage AI at scale. The AI team is responsible for building and deploying innovative AI solutions for all divisions within Mastercard securing a competitive advantage. Our objectives include achieving operational efficiency, improving customer experience, and ensuring robust value propositions of our core products (Credit, Debit, Prepaid) and services (recommendation engine, anti-money laundering, fraud risk management, cybersecurity).

Role

• Gather relevant information to define the business problem
• Creative thinker capable of linking AI methodologies to identified business challenges
• Develop AI/ML applications leveraging the latest industry and academic advancements
• Ability to work cross-functionally, and across borders drawing on a broader team of colleagues to effectively execute the AI agenda

All About You:

Demonstrated passion for AI competing in sponsored challenges such as Kaggle

Previous experience with or exposure to:

• Deep Learning algorithm techniques, open source tools and technologies, statistical tools, and programming environments such as Python, R, and SQL
• Big Data platforms such as Hadoop, Hive, Spark, GPU Clusters for deep learning
• Classical Machine Learning Algorithms like Logistic Regression, Decision trees, Clustering (K-means, Hierarchical and Self-organizing Maps), TSNE, PCA, Bayesian models, Time Series ARIMA/ARMA
• Recommender Systems - Collaborative Filtering, FPMC, FISM, Fossil
• Deep Learning algorithm techniques like Random Forest, GBM, KNN, SVM, Bayesian, Text Mining techniques, Multilayer Perceptron, Neural Networks - Feedforward, CNN, LSTM’s GRU’s is a plus.
• Optimization techniques - Activity regularization (L1 and L2), Adam, Adagrad, Adadelta concepts; Cost Functions in Neural Nets - Contrastive Loss, Hinge Loss, Binary Cross entropy, Categorical Cross entropy; developed applications in KRR, NLP, Speech and Image processing
• Deep Learning frameworks for Production Systems like Tensorflow, Keras (for RPD and neural net architecture evaluation), PyTorch and Xgboost, Caffe, and Theono is a plus
• Concentration in Computer Science

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.