Data Scientist I — AI-Driven Credit Trainee

Mulligan-Funding,-LL; San Diego (CA); Hybrid; USD 83,000 - 90,000; Full time

Job summary

Mulligan Funding, headquartered in San Diego, is seeking a Data Scientist I Management Trainee to support credit strategies and portfolio analytics. You will perform SQL queries, conduct quantitative analyses, and collaborate with Risk, Operations, and data vendors to push data boundaries.

The role emphasizes analytical rigor, coding in SQL and Python, and contributing to AI-driven decisioning in a fast-growing, customer-focused environment.

Qualifications

• Bachelor's degree in Mathematics, Statistics, or a related Quantitative field (top 10% of graduating class).
• Strong proficiency in SQL and Python for data aggregation and analysis.
• Analytical reasoning with a solid quantitative background.
• Location: San Diego, CA (On-site / Hybrid collaboration near business headquarters).

Responsibilities

• Perform SQL queries and complex data aggregations to support credit strategies and portfolio monitoring.
• Conduct deep-dive quantitative analyses to evaluate credit policy changes and lending performance.
• Collaborate with Risk and Operations to present analytical findings and influence stakeholders with data-backed strategies.
• Work with data vendors in pushing data boundaries.

Skills

SQL

Python

Education

Bachelor's degree in Mathematics, Statistics, or a related Quantitative field

Job description

Mulligan Funding, headquartered in San Diego, is seeking a Data Scientist I Management Trainee to support credit strategies and portfolio analytics. You will perform SQL queries, conduct quantitative analyses, and collaborate with Risk, Operations, and data vendors to push data boundaries.

The role emphasizes analytical rigor, coding in SQL and Python, and contributing to AI-driven decisioning in a fast-growing, customer-focused environment.