Data Scientist, Growth Product San Francisco, CA, USA

Chime; San Francisco (CA); On-site; USD 109,000 - 150,000; Full time

Benefits offered by this job

Competitive salary

401k match

Generous vacation policy

Annual wellness stipend

Paid parental leave

In-office perks

Job summary

Chime in San Francisco is seeking a Growth Product Scientist to partner with product and engineering teams to enhance the member journey. Responsibilities include analyzing data and designing A/B tests to optimize acquisition, conversion, and retention.

The ideal candidate will have 3-5 years of analytics experience, exceptional SQL and Python skills, and a strong ability to communicate insights to non-technical stakeholders. Full-time employees enjoy competitive salaries, bonuses, and comprehensive benefits.

Qualifications

• 3-5 years of experience in product or business analytics, preferably in FinTech.
• Strong bias towards proactive problem discovery and data exploration.
• Ability to translate technical concepts to non-technical stakeholders.

Responsibilities

• Partner with cross-functional teams to drive growth initiatives.
• Design, run, and analyze A/B tests for product improvements.
• Build and maintain dashboards and KPIs for funnel health.

Skills

Expert-level SQL

Proficiency in Python

A/B testing experience

Statistical analysis

Business intuition

Strong communication skills

Tools

dbt

Airflow

AI coding tools

Job description

We're looking for a Growth Product Scientist to partner with our Growth Product and Engineering teams to drive measurable impact across the member journey — from acquisition to conversion through long-term retention. You'll turn data into the decisions that shape how millions of members discover, direct deposit, and get value from Chime.

This role sits at the intersection of product, data, and experimentation. You'll own funnels end-to-end, design and analyze A/B tests, and translate ambiguous business questions into clear, prioritized recommendations that ship.

In this role, you will work closely with product managers, design, engineers, product & lifecycle marketing, and operational stakeholders to foster a data-driven product development culture, advise our product roadmaps, and build a deep understanding of member behavior.

The base salary offered for this role and level of experience will begin at $109,000 and go up to $150,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Partner with Product Managers, Engineers, Designers, and Marketers on growth initiatives spanning acquisition, onboarding, activation, and retention
• Design, run, and analyze A/B tests to improve member product experiences, including metric creation, experiment design, power analysis, and analysis of experiment results; develop frameworks to prioritize the highest-leverage experiments
• Drive data-informed decision making within Growth org by equipping PMs and engineers with self-service analytics tools, and conducting ad hoc analyses and causal studies for the team.
• Use advanced statistical methods for causal inference, as well as time-series and other forecasting techniques, to solve product questions for the team. Occasionally apply machine learning methods for problems such as customer segmentation.
• Build and maintain dashboards, KPIs, and self-serve tooling that give the team a clear view of funnel health
• Help the team establish high-quality eventing to allow the tracking of detailed user behaviors along customer journeys through Chime’s mobile app.
• Translate complex analyses into clear narratives and recommendations for product and executive audiences
• Collaborate with Data Engineering to improve the quality, accessibility, and trustworthiness of growth datasets

To thrive in this role, you have

• 3-5 years of relevant hands-on experience in product or business analytics roles (FinTech a plus).
• Expert-level SQL ability and proficiency in Python.
• Hands-on experience designing and analyzing A/B tests; solid grasp of statistical concepts (significance, power, sample size, common pitfalls)
• Demonstrated experience acting as a trusted advisor to senior cross-functional partners — influencing decisions through both data and judgment.
• A strong bias toward proactive problem discovery. You don’t wait for tickets — you explore data, spot patterns, and bring forward opportunities that meaningfully change product direction.
• Strong business intuition and judgment, and experience applying prioritization frameworks to your work (e.g., RICE, Eisenhower matrix).
• Strong written and verbal communication; able to translate technical concepts to non-technical stakeholders
• Familiarity with building data pipelines using tools like dbt or Airflow.
• Familiarity with AI coding tools (such as Claude Code and Cursor).
• Located within commuting distance from our downtown San Francisco headquarters, and able to work in-office with our team 4 days per week.

What we offer for our full-time, regular employees

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
• In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
• Competitive salary based on experience
• 401k match plus great medical, dental, vision, life, and disability benefits
• Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
• In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: [e-mail].