Data Scientist

contfinco; Wilmington (DE); Hybrid; USD 110,000 - 160,000; Full time

Benefits offered by this job

Hybrid work schedule

Competitive compensation & benefits

Job summary

Continental Finance Company is seeking a Data Scientist to join our growing fintech team in Wilmington, DE. You will develop models, risk-focused strategies, and operational guidelines for credit card products while analyzing and reporting key risk metrics.

The role requires advanced ML knowledge, Python data modeling, and strong SQL/Tableau visualization skills to support decision making across risk, marketing, and product teams.

Qualifications

• Master's degree required in Data Science, Statistics, Applied Mathematics, or related field.
• Expert knowledge of classical statistical techniques (linear regression, MLE).
• Expert knowledge of ML/AI methods (CART, Random Forests, XGBoost).
• Experience creating complex data models using Python; creating visualizations with Tableau and SQL.

Responsibilities

• Develop and design best in class models.
• Develop and design best in class market intelligence applications that support decision making.
• Collaborate with Risk Management to resolve issues and support documentation.
• Test new statistical tools and packages.

Skills

Python

Statistical modelling

Machine learning

Tableau

SQL

Communication skills

Risk analysis

Education

Master's Degree in Data Science or related field

Tools

Tableau

SQL

Job description

Come join a growing financial technology company that’s leading the marketplace in both the marketing and servicing of credit cards! Continental Finance Company specializes in credit card options for those consumers with less than perfect credit. We are seeking a Data Scientist to support our Data Science team.

The Data Scientist is responsible for the development of models, strategies, and operational guidelines for the organization's various credit card products as they relate to the analysis, tracking, and reporting of various risk metrics.

Essential Functions:

• Develop and design best in class models.
• Develop and design best in class market intelligence applications that support decision making.
• Collaboration with Risk Management to resolve outstanding issues and support documentation quickly and efficiently as required.
• Test new statistical tools and packages.

The ideal candidate will have the following:

• Master's Degree in Data Science, Statistics, Applied Mathematics, or related field required.
• Expert knowledge of classical statistical techniques such as linear regression and maximum likelihood regression.
• Expert knowledge of machine learning and AI methods including CART, Random Forests and XGBoost.
• Experience in creating complex data models using Python is required.
• Experience in creating complex data visualizations and queries using Tableau and SQL.
• Experience writing SQL queries for data aggregation and analysis.
• Excellent communication skills, written and verbal, with the ability to clearly communicate to all levels of management.

Why Continental Finance?

Continental Finance Company (the "CFC") is one of America's leading marketers and servicers of credit cards for consumers with less-than-perfect credit. Since our founding in 2005, we have prided ourselves on corporate responsibility to customers in terms of a strong customer support program and fair treatment. With our success, we have also grown into an innovative financial tech company! With a state-of-the-art consumer marketing and servicing platform, we provide a variety of services to consumers when other financial institutions will not accommodate them. With more than 2.6 million credit cards managed and serviced since our founding, we pride ourselves on putting the customer first. We are not a chartered banking financial institution, nor are we a debt originator or a credit card issuer.

CFC is an equal opportunity employer that is committed to inclusion and diversity. Our company provides equal employment opportunity (EEO) regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or veteran status.

CFC is seeking bright, energetic individuals that will help us grow and develop together! We uphold a promise to treat our employees with the same care and concern as we do our customers. We offer all employees competitive compensation and benefits in an exciting, fast-paced business casual environment.

CFC offers a hybrid work schedule which includes three (3) core days in the office (Tuesday, Wednesday, and Thursday) and two (2) remote workdays (Monday and Friday)

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