Data Science Senior Advisor (Pricing & Underwriting) - Remote

Cigna Health and Life Insurance Company; Connecticut; Hybrid; USD 131,000 - 219,000; Full time

Benefits offered by this job

Health benefits

401(k)

Life insurance

Tuition reimbursement

Paid time off

Holidays

Job summary

Cigna Health and Life Insurance Company is seeking an experienced Data Scientist to build, validate, and deploy models that enhance pricing and underwriting. You will engineer features from medical, prescription, utilization, and third-party data, collaborating with leadership, data scientists, and engineers to deliver robust, well-documented deliverables that strengthen competitive position.

Responsibilities include developing analytics, leading pilot tests, and presenting findings to business

Qualifications

• 5+ years of direct Data Science experience in healthcare.
• Strong background in statistics, ML, and model development.
• Experience deploying ML models to production/cloud.
• Proficient in Python, SQL, Git, Keras and TensorFlow.
• Knowledge of claims, EHR, and laboratory data.
• Excellent code quality and documentation practices.
• Ability to lead projects end-to-end.

Responsibilities

• Develop analytics for pricing and underwriting excellence.
• Execute specials projects to improve commercial underwriting.
• Create actionable insights for business leaders to advance objectives.
• Regularly communicate with stakeholders and leadership.
• Stay updated on analytic tools and modernize pricing/UW.
• Design and measure pilot tests for new solutions.
• Develop models aligning business problems to solutions like GLMs, ML, clustering, or LLMs.

Skills

Data Science experience

Statistics & ML

Python

SQL

Git

Keras/TensorFlow

Healthcare data

End-to-end project delivery

Presentation skills

Education

MS or PhD in STEM

Tools

Git

Keras

TensorFlow

Job description

Using your knowledge of statistics, healthcare, and ML / AI you will build models to help identify opportunities for our pricing and underwriting partners. You will perform feature engineering, model development, and model monitoring / maintenance using a broad range of medical, prescription drug, utilization management, and third-party data. In this role you will work closely with leadership, data scientists, business stakeholders and engineering partners to deliver robust well-documented deliverables that will enhance our competitive position in the marketplace.

Responsibilities

• Contribute to the development of comprehensive analytics that facilitate best in class pricing and underwriting
• Execute special projects that can improve Commercial Healthcare underwriting
• Utilize data science and advanced analytics to create actionable insights and recommendations for business leaders to advance Cigna's strategic objectives
• Regularly communicate work with business stakeholders and senior leadership
• Stay up to date on latest analytic tools and techniques and strategize how to leverage these tools to modernize our pricing/UW organizations
• Ensure solutions drive long term value while also ensuring they can integrate with current processes
• Test & Learn Pilots: collaborate with business leaders to design, launch and measure robust pilots to test new solutions
• Develop models that foster underwriting and actuarial advancement by aligning business problems to a potential solution like GLMs, Machine Learning, Clustering, LLMs or other advanced techniques

Qualifications

• 5+ years direct Data Science experience in a healthcare related environment
• Strong background in stats, ML and model development
• Experience deploying ML/predictive models to prod/cloud env't
• Strong skills with Python, SQL, Git, Keras and TensorFlow
• Knowledge of common health care data e.g., claims, EHR, laboratory data
• Experience with best programming practices and writes clean, documented, and well-structured code
• Ability to peer review
• Champions a culture of documentation and logging
• Ability to own a project end-to-end e.g., scoping, ideation, dev, prod
• Ability to independently deliver clear and well developed presentations for both technical and business audiences
• Ability to create DS-specific project goals associated within high level project deliverables
• Ability to articulate timeline changes, rationale, and goals to meet deadlines moving forward
• Prefer MS or PhD in STEM related fields

If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.

For this position, we anticipate offering an annual salary of 131,200 - 218,600 USD / yearly, depending on relevant factors, including experience and geographic location.

This role is also anticipated to be eligible to participate in an annual bonus plan.

Benefits

• Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs.
• We also offer 401(k), company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year, paid holidays, and leaves of absence.

About The Cigna Group

Doing something meaningful starts with a simple decision, a commitment to changing lives.

At The Cigna Group, we’re dedicated to improving the health and vitality of those we serve.

Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients.

Join us in driving growth and improving lives.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible.

Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment.

These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.

Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.

Doing something meaningful starts with a simple decision, a commitment to changing lives.

At The Cigna Group, we’re dedicated to improving the health and vitality of those we serve.

Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients.

Join us in driving growth and improving lives.