Customer Service Representative

PenFed Credit Union; San Antonio (TX); On-site; USD 26,000 - 30,000; Full time

Job summary

PenFed Credit Union in San Antonio, TX is hiring a Customer Service Representative to work onsite at our San Antonio Service Center. The role focuses on best-in-class member service by answering incoming calls, providing basic account and product information, and executing account transactions.

You will educate members on products and services, navigate multiple banking platforms, and meet performance metrics in a high-volume call center.

Qualifications

• Associate degree or 1 year of college-level education or a combination of education and experience that provides the necessary skills and knowledge.
• Minimum of one year customer service experience in a call center or financial setting preferred.
• Excellent verbal and written communication skills required.
• Exceptional time management skills required.
• Ability to work in a fast-paced, phone queue/call center environment.
• Experience using AI tools preferred.

Responsibilities

• Answer persistent inbound member calls and accurately complete transactions on deposits, credit cards, and loans.
• Provide a best-in-class member experience in all interactions.
• Answer inquiries via chat and outbound calls.
• Research and resolve member questions or issues, de-escalating when needed.
• Update member records and document calls; liaise between members and departments.
• Educate members on PenFed products and services to support financial goals.

Skills

Customer service

Communication

Time management

Call center

Education

Associate degree / 1 year college

Tools

Windows-based software

Job description

PenFed is hiring a Customer Service Representative to work onsite at our San Antonio, Texas Service Center. The primary purpose of this position is to provide best-in-class member service by answering incoming calls, providing basic account and product information while performing account transactions and maintenance. This position will also be responsible for educating members on a wide variety of products and services and making recommendations for the member’s financial needs. This is a fast-paced call center environment which requires the incumbent to take a high volume of calls daily. The incumbent must successfully complete the member service training program including on-the-job training and call monitoring.

The expected start date for this position is October 12th, 2026.

Equivalent combination of education and experience is considered.

• Associate’s degree or 1 year of college-level education or a combination of education and experience that provides the necessary skills and knowledge to satisfactorily perform the essential job functions.
• A minimum of one (1) year customer service experience in a call center, service-oriented environment, or financial setting preferred.
• Excellent verbal and written communication skills required.
• Exceptional time management skills required.
• Ability to work in a fast-paced, phone queue/call center environment.
• Demonstrated proficiency in standard business computer operations, internet applications, web browsers, e-mail, and various Windows-based software applications.
• Ability to work in multiple systems to obtain account data and complete research and requests for members and applicants in a timely manner.
• Ability to present a consistently positive and professional presence over the phone.
• Ability to adapt and embrace changes in organization, processes and systems as needed.
• Experience using A.I. tools preferred.

Competency Requirements

• Service Level 1
  • Obtain the essential understanding of PenFed’s products & services.
  • Complete Member Service training and pass the Service Level I assessment test.
  • Complete the minimum required compliance training for Service Level I role.
  • Meet the score card requirements in Quality and Efficency.
  • Understand how the job contributes to departmental goals.
  • Describe the core products or services of the organization.
  • Comply with policy, rules, and regulations.
  • Set goals to improve personal performance.
  • Keep track of one’s work schedule and attend meetings as scheduled and on-time.
• Service Level 2
  • Demonstrate thorough understanding of PenFed’s products & services.
  • Complete the second level of Member Service training and pass the Service Level II assessment test within the first 6-months of employment.
  • Complete remaining compliance training requirements for the Member Service role within the first 6-months of employment.
  • Meet or exceed the score card requirements in Quality and Efficency.
  • Set goals to improve personal performance.
  • Keep track of one’s work schedule and attend meetings as scheduled and on-time.

Supervisory Responsibility

The role will not supervise employees.

Licenses and Certifications

There are no additional certifications required.

Work Environment

While performing the duties of this job, the employee is regularly exposed to an indoor office setting with moderate noise.

*Most roles require working in an office setting with moderate noise and the ability to lift 25 pounds.*

Travel

Ability to travel to various worksites may be required.

Pay Transparency

The anticipated startinghourly range for this role is $19.00-$22.00This position is eligible for an organizational performance based annual bonus, subject to board discretion and approval.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This is not intended to be an all-inclusive list of job duties and the position will perform other duties as assigned.

• Answer persistent inbound member calls and accurately complete requested transactions regarding PenFed deposit, credit cards, and loan products.
• Provide a Best-in-Class member experience in all member interactions.
• Answer member inquiries via chat functionality and outbound calls.
• Calmly research, resolve, and de-escalate member questions or issues.
• Resolve problems that are within authority to resolve. Refer problems that are beyond authority to resolution team, along with recommendations for resolution.
• Update member records and document member calls.
• Act as a liaison between members and various departments.
• Maintain working knowledge of PenFed deposit, credit cards, and loan products.
• Participate in team meetings to ensure objectives are being met.
• Meet cross-selling and productivity metrics each month.
• Successfully complete different phases of training consisting of different call topics.
• Educate members on PenFed products and services to best support their financial goals.
• Efficiently navigate multiple banking platforms via internet browsers and other software.
• Perform other related duties as assigned.