Customer Care Specialist

Citizens Bank - Indiana; Mooresville (IN); On-site; USD 32,000 - 42,000; Full time

Job summary

Citizens Bank - Indiana is seeking a Customer Care Specialist to provide courteous, accurate service. You will process daily banking transactions, assist customers remotely and in-branch, and help deepen customer relationships through cross-selling.

A strong focus on compliance with Bank Secrecy and AML regulations is required. The role emphasizes timely problem resolution, attention to detail, and professional communication, with a schedule that may include flexible hours to support customer

Qualifications

• Minimum of 3 years of customer service experience.
• High school diploma required; banking experience helpful.

Responsibilities

• Process checking and savings transactions and loan payments.
• Assist customers via phone, video, email, and chat systems.
• Cross-sell bank services and explain account types and certificates.
• Ensure accuracy of transactions and comply with banking regulations.

Skills

Customer service

Communication

Attention to detail

Education

High school diploma

Job description

Summary Of Job Responsibilities

Under general supervision, and in line with established policies and procedures, provides a variety of service functions, including processing checking and savings accounts, loan payments, cashing checks and cross selling via video support. Responsible for balancing each day's transactions. Accountable for complying with all Bank Secrecy and Anti Money Laundering regulations, bank policies and procedures. A Customer Care Specialist provides excellent customer service by resolving customer inquiries or needs. A Customer Care Specialist must understand the benefits and features of products and services in order to assist our customers in buying decisions and problem resolutions.

• Is accountable for representing the bank to the customer in a courteous, professional manner, and for providing prompt, efficient, and accurate service in processing transactions.
• Processes check and other negotiable instruments with a keen eye for fraudulent activity as well as other risks including but not limited to inconsistent amounts, endorsements or alterations. Determines negotiability and makes funds available per regulations. Process all other bank-related transactions in accordance with deepening the customer relationship.
• Performs various operational tasks which include but not limited to: verifying account balances, processing account transfers, stop payment, change of address, providing online and mobile banking support, handling ACH and debit card disputes, lost or stolen account information, providing support for ATM/Visa debit card, accepting loan payments, and processing digital transactions.
• Assist customers remotely through the telephone, ITM, online banking, e-mail, and chat system.
• Cross-sells bank services, explaining such matters as various types of accounts and certificates. Suggests the use of safe deposit boxes, ATM, automatic loan payments, etc.
• Receives payments for loan accounts, ensuring the payments equal the amount due and all late charges, if applicable, are collected.
• Operates in a team environment assisting in the completion of tasks necessary to either secure company assets or provide excellent customer service.
• Answers the phone via a multi-line phone system and actively listens to, communicates, troubleshoots and quickly resolves Customer issues. Performs any follow-up with the Customer in a timely manner.

Summary Of Job Responsibilities

Under general supervision, and in line with established policies and procedures, provides a variety of service functions, including processing checking and savings accounts, loan payments, cashing checks and cross selling via video support. Responsible for balancing each day's transactions. Accountable for complying with all Bank Secrecy and Anti Money Laundering regulations, bank policies and procedures. A Customer Care Specialist provides excellent customer service by resolving customer inquiries or needs. A Customer Care Specialist must understand the benefits and features of products and services in order to assist our customers in buying decisions and problem resolutions.

• Is accountable for representing the bank to the customer in a courteous, professional manner, and for providing prompt, efficient, and accurate service in processing transactions.
• Processes check and other negotiable instruments with a keen eye for fraudulent activity as well as other risks including but not limited to inconsistent amounts, endorsements or alterations. Determines negotiability and makes funds available per regulations. Process all other bank-related transactions in accordance with deepening the customer relationship.
• Performs various operational tasks which include but not limited to: verifying account balances, processing account transfers, stop payment, change of address, providing online and mobile banking support, handling ACH and debit card disputes, lost or stolen account information, providing support for ATM/Visa debit card, accepting loan payments, and processing digital transactions.
• Assist customers remotely through the telephone, ITM, online banking, e-mail, and chat system.
• Cross-sells bank services, explaining such matters as various types of accounts and certificates. Suggests the use of safe deposit boxes, ATM, automatic loan payments, etc.
• Receives payments for loan accounts, ensuring the payments equal the amount due and all late charges, if applicable, are collected.
• Operates in a team environment assisting in the completion of tasks necessary to either secure company assets or provide excellent customer service.
• Answers the phone via a multi-line phone system and actively listens to, communicates, troubleshoots and quickly resolves Customer issues. Performs any follow-up with the Customer in a timely manner.

Essential Duties

• Is accountable for representing the bank to the customer in a courteous, professional manner, and for providing prompt, efficient, and accurate service in processing transactions.
• Processes check and other negotiable instruments with a keen eye for fraudulent activity as well as other risks including but not limited to inconsistent amounts, endorsements or alterations. Determines negotiability and makes funds available per regulations. Process all other bank-related transactions in accordance with deepening the customer relationship.
• Performs various operational tasks which include but not limited to: verifying account balances, processing account transfers, stop payment, change of address, providing online and mobile banking support, handling ACH and debit card disputes, lost or stolen account information, providing support for ATM/Visa debit card, accepting loan payments, and processing digital transactions.
• Assist customers remotely through the telephone, ITM, online banking, e-mail, and chat system.
• Cross-sells bank services, explaining such matters as various types of accounts and certificates. Suggests the use of safe deposit boxes, ATM, automatic loan payments, etc.
• Receives payments for loan accounts, ensuring the payments equal the amount due and all late charges, if applicable, are collected.
• Operates in a team environment assisting in the completion of tasks necessary to either secure company assets or provide excellent customer service.
• Answers the phone via a multi-line phone system and actively listens to, communicates, troubleshoots and quickly resolves Customer issues. Performs any follow-up with the Customer in a timely manner.

Skills And Abilities Required

• The ability to communicate, speak clearly, and demonstrates a high level of interpersonal skills necessary to represent the bank in dealing with customers.
• The ability to read, write, and speak English; and to perform simple arithmetic calculations. Fluency in multiple languages is a plus.
• Mental/visual skills effectively and efficiently verify customer transactions.
• Strong computer skills with both desktop and handheld platforms. Demonstrative effectiveness at using apps from financial institutions.
• Flexible schedule Monday-Friday and Saturday morning availability.

Minimum Requirements

• A high school diploma or equivalent.
• Successful completion of pre-employment test, drug screen, background check, and credit check.
• Three years of previous customer service experience, with preferred banking experience.
• Flexible schedule Monday-Friday and Saturday morning availability.

Working Conditions

• Minimum discomfort from noise, heat, dust, and other causes.
• Call center environment that can get noisy due to volume of calls received.
• Exposed to upset Customers.