Customer Care Representative I - Remote within 50 miles of Charleston, SC

SSB002 SOUTHSTATE BANK, NATIONAL ASSOCIATION; United States; Remote; USD 34,000 - 50,000; Full time

Job summary

SouthState Bank, National Association is seeking a Customer Care Representative to deliver superior service to external and internal customers. You will resolve inquiries, build rapport, and act as a subject matter expert while adhering to bank policies and protecting customer information.

The role emphasizes first-call resolution, digital banking assistance, and debit card support, with responsibilities that include handling transfers, check orders, and troubleshooting across multiple systems.

Qualifications

• High School Diploma or equivalent required.
• Experience in financial services or inbound call center preferred.
• Strong customer service, communication and problem-solving skills.

Responsibilities

• Identify and resolve customer inquiries using active listening, critical thinking, and probing skills for first call resolution.
• Answer inbound phone inquiries timely, accurately, and professionally with a personalized experience.
• Handle general account inquiries including balances, transactions, transfers, stop payments, and card services.
• Provide tier one digital banking support (MFA, Online Banking, password reset).
• Assist customers with debit card support: research, blocking, reissues, and Reg-E disputes.
• Adhere to policies, protect customer data, and maintain security of information.
• Promote virtual banking solutions and meet productivity goals.
• Maintain professionalism and courteous communication in all interactions.

Skills

Banking procedures

Patience

Multitasking

Problem solving

Active listening

Interpersonal skills

Feedback receptiveness

Education

High School Diploma or equivalent

Tools

CRM systems

Job description

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! Must reside within 50 miles of Charleston, SC Hours: 11am - 8pm EST with rotational Saturday shifts.

SUMMARY/OBJECTIVE

Provide superior customer service to external and internal customers by delivering a seamless experience to the customer regardless of the product, application, or service need. Must build and maintain rapport with the customer by quickly earning trust and establishing themselves as subject matter experts. The CCR is able to identify the customer’s problem, effectively communicate the resolution and use judgment to elevate issues and report trends to management as needed. Actively seeks to retain customer relationships. Ensures compliance with South State Bank Code of Business Conduct and Ethics and other operating procedures while still maintaining the essential customer experience.

ESSENTIAL FUNCTIONS

• Identify and resolve customer inquiries using active listening, critical thinking, and probing skills for first call resolution.
• Answers inbound phone inquiries timely, accurately, and professionally with a personalized rewarding experience for the customer.
• Able to successfully respond to general inquiries regarding accounts to include but not limited to balance inquiries, transaction history, transfers, stop payments, loan inquiries, phone banking PIN resets, customer maintenance updates, product assistance and check orders.
• Provide tier one digital banking support to include Multi-Factor Authentication unlock or delete, unlock customer’s Online Banking profile, and assist customer with self-service password tool.
• Assist customers with debit card support to include inquiries, research, blocking, reissuing/reordering cards, and Reg-E disputes.
• Process customers inquiries accurately and efficiently to build customer confidence and trust, based on established policies and procedures.
• Promote our virtual branch solutions to our customers by ensuring we met or exceeded their expectations.
• Meet or exceed the Customer Care Representative quality and productivity goals assigned by management.
• Ensure the security of customer information and assist with minimizing bank loss by performing customer authentication on each call received.
• Use all available systems and resources to review and interpret customer information.
• Maintain a working knowledge of PC skills including the ability to troubleshoot common problems and navigate the internet, intranet and between multiple systems.
• Provide support by performing additional duties and tasks as needed or assigned.
• Maintain a positive, empathetic, and professional demeanor with customers at all times regardless of the circumstances, or stress level of the call center.
• Keep customers aware of changes in bank services, practices and other factors affecting their account relationship.
• Follow established processes and guidelines in daily activities to do what is right for the customer and the bank, adhering to all company and department policies.
• Successfully complete additional skills training as required/requested.

COMPETENCIES

• Strong knowledge of banking procedures.
• Patience, ability to remain calm even when the customers are stressed or upset.
• Strong multi-tasking and problem solving skills to handle and respond to inquiries timely.
• Attentiveness, ability to listen to customers concerns, identify the issues and find a resolution.
• Accepts other duties as assigned.

Qualifications, Education, and Certification Requirements

Education: High School Diploma or equivalent Experience: Previous customer service (Inbound Call Center) experience, Experience in financial services, Strong computer skills and ability to navigate systems for quick resolution Certifications/Specific Knowledge: Must have excellent customer service skills including verbal, listening, and problem solving. Must be enthusiastic and highly motivated with a strong work ethic and intense focus on results. Ability to work with confidential information, both internally and externally, in a professional manner. Ability to have flexible hours when necessary. Receptive to coaching and feedback. Demonstrate the desire to meet/exceed goals and solve problems while working in a fast-paced environment. Interpersonal skills to create a positive and effective work environment.

TRAINING REQUIREMENTS/CLASSES

Annual Regulatory Compliance Training Successfully complete Customer Care New Hire Training

PHYSICAL DEMANDS/WORK ENVIRONMENT

Must be able to effectively access and interpret information on computer screens, documents, reports, and identify customers. This position requires a large amount of time in front of a computer. SouthState reserves the right to modify its Remote Work Standards and Eligibility requirements at any time. SouthState reserves the right to suspend Remote Work privileges at any time.

TELECOMMUTING REQUIREMENTS

Required to have a dedicated work area established that is separated from other living areas and provides information privacy. Ability to keep all company sensitive documents secure (if applicable) You agree that you will not provide child or adult care during hours of scheduled work.

TELECOMMUTING TECHNICAL REQUIREMENTS

A minimum of 10 mbps download and 5 mbps upload speed from a reliable internet provider (Cable, DSL or Fiber Optic/FiOS providers only). Must be able to directly connect to router/modem via Ethernet cable. Check your download speed using a speed test. To test your home internet from your personal computer at home, type www.speedtest.net into the web browser of your personal computer. SouthState reserves the right to request proof of internet provider, speed and service package from the employee. Requirements are subject to change, as new systems and technology are delivered.

TRAVEL

Must be available to travel when necessary.

Benefits | SouthState Careers

In accordance with Colorado and Virginia law. Pay for this position is anticipated to be between $33,664.00 - $50,496.00 , actual offers to be determined based on applicant’s skills, experience and education. Benefits | SouthState Careers Equal Opportunity Employer, including disabled/veterans. Our business model supports the unique character of the communities we serve and encourages decision making by the banker that is closest to the customer. We think and act like owners and measure success over entire economic cycles. We prioritize soundness before short-term profitability and growth.