Credit Underwriter - Vice President

SMBC Group; New York (NY); Hybrid; USD 145,000 - 155,000; Full time

Job summary

An established industry player is seeking a Credit Underwriter - Vice President to join their dynamic team. This role involves underwriting commercial vehicle, construction, and machine tool transactions while managing credit risk and implementing effective credit policies. With a hybrid work model, candidates will enjoy flexibility while contributing to a prestigious financial group with a rich history. If you have a strong background in equipment finance and excellent analytical skills, this is a fantastic opportunity to advance your career in a supportive environment.

Qualifications

• 5+ years of relevant equipment finance underwriting experience.
• Undergraduate degree in finance or related field required.

Responsibilities

• Manage credit risk and implement credit policies.
• Provide ongoing portfolio analysis.

Skills

Financial Analysis

Regulatory Knowledge

Excellent Communication

MS Office Proficiency

Power BI

Salesforce

Aspire Systems

Education

Undergraduate Degree in Finance

Tools

Salesforce

Power BI

Aspire Systems

Job description

Join to apply for the Credit Underwriter - Vice President role at SMBC Group.

SMBC Group is a top-tier global financial group headquartered in Tokyo, with a 400-year history. It offers diverse financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has over 130 offices and 80,000 employees worldwide across nearly 40 countries. It is part of Sumitomo Mitsui Financial Group (SMFG), one of the three largest banking groups in Japan.

The role is based in the U.S., with a salary range of $145,000 to $155,000, potentially supplemented by discretionary incentives and benefits. The Credit Underwriter will be part of the Credit group within Sumitomo Finance & Leasing (SMFL), focusing on underwriting commercial vehicle, construction, and machine tool transactions. Key responsibilities include managing credit risk, implementing credit policies, and providing ongoing portfolio analysis.

Qualifications include an undergraduate degree in finance or related field, with five or more years of relevant equipment finance underwriting experience. Preferred skills involve financial analysis, regulatory knowledge, excellent communication, and proficiency in MS Office, Power BI, Salesforce, and Aspire systems. Experience in underwriting aviation or project finance is a plus.

This role offers a hybrid work model, requiring candidates to live within commuting distance of the office, with specific schedules to be discussed during interviews. SMBC provides accommodations for applicants with disabilities and adheres to applicable laws.