Credit Underwriter OE - B10 - Telecommuter

Citi; Sacramento (CA); Remote; USD 60,000 - 80,000; Full time

Job summary

A major financial institution is seeking a Credit Underwriter to work remotely. This role involves reviewing loan submissions, assessing creditworthiness, and ensuring compliance with applicable laws. The ideal candidate should have a bachelor's degree and strong analytical skills. This is a full-time position with a need for effective risk assessment and communication.

Qualifications

• 0-2 years related experience.
• Strong analytical and problem-solving skills.

Responsibilities

• Review loan submissions for credit judgment and creditworthiness.
• Handle resubmissions on amended loan requests.
• Approve subordination agreements.
• Assess risk when making business decisions.

Skills

Analytical skills

Problem-solving skills

Education

Bachelor’s/University degree or equivalent experience

Job description

Join to apply for the Credit Underwriter OE - B10 - Telecommuter role at Citi

The Credit Underwriter OE is a developing professional role. This role identifies policy and applies specialty knowledge in monitoring and assessing processes and data. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Must be able to exchange information in a concise and logical way as well as be sensitive to audience diversity. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team.

Responsibilities

• Reviews loan submissions for credit judgment and credit worthiness, documentation, ability to pay calculations, loan to value calculations and other functions relating to the credit decision process of the field network.
• Handles resubmissions on amended loan request, respond to phone inquires regarding decisions made, policy questions and aid in training various visitors that come to Home Office Credit.
• Approves subordination agreements
• Other duties as assigned
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications

• 0-2 years related experience
• excellent analytical and problem solving skills

Education

• Bachelor’s/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

This position is required to work until 5:00pm PST.

Anticipated Posting Close Date: Sep 19, 2025

Equal Opportunity: Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.

Seniority level: Not Applicable

Employment type: Full-time

Job function: Finance and Sales

Industries: Banking, Financial Services, and Investment Banking