Credit Support Analyst

Testing Site - JPMC; Columbus (OH); On-site; USD 65,000 - 90,000; Full time

Job summary

JPMorganChase's Wholesale Lending Services (WLS) in Columbus, OH, seeks a Credit Monitoring Analyst to assess compliance with credit covenants in syndicated and bilateral loans. You will interpret terms to determine compliance, perform cash flow calculations, and collaborate with Risk, Credit, and Operations to resolve discrepancies.

Strong MS Excel skills and clear written and verbal communication are essential. A Bachelor’s degree and 3+ years of relevant experience are required.

Qualifications

• Bachelor’s degree in business or accounting is preferred.
• Three+ years in Credit Monitoring or related fields.
• Experience interpreting Credit Agreements.
• Knowledge of Revolvers and Term Loans.
• Strong attention to detail and risk awareness.

Responsibilities

• Set up reporting requirements and covenants in the bank system.
• Translate terms into monitoring requirements.
• Monitor financial covenants and collateral for compliance.
• Interpret credit agreements to identify co-borrowers and guarantors.
• Compare agreements to terms and report discrepancies.
• Collaborate with Risk, Credit and Operations teams.
• Perform cash flow and leverage calculations per agreements.

Skills

Attention to detail

Written and verbal communication

MS Excel proficiency

Independent worker

Education

Bachelor's degree in business/accounting

Tools

MS Excel

Job description

Job Information

• Job Identification 210663299
• Job Category Lending Services
• Business Unit Commercial & Investment Bank
• Posting Date 02/25/2026, 09:39 PM
• Locations 1111 Polaris Pkwy, Columbus, OH, 43240, US 8181 Communications Pkwy Bldg B, Plano, TX, 75024, US
• Job Schedule Full time

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Job Description

Wholesale Lending Services (WLS) supports several lines of businesses that include Business Banking, Commercial Bank, Global Wealth Management, and Investment Bank. Credit Monitoring sits within the WLS and provides Credit Compliance Monitoring for the combined Commercial and Investment Bank Loan Portfolio.

As a Credit Monitoring Analyst, you will be responsible for assessing compliance with credit agreement terms. In this role, you will interpret financial and other covenants included in credit agreements to determine whether borrowers are meeting the terms of the credit agreements or are in default. The credit agreements cover syndicated loans and bilateral agreements.

Job Responsibilities

• Complete set up of reporting requirements and financial covenants in a wide variety of new credit agreements and other executed documents in the bank system, including Syndicated Credit Agreements and other externally prepared agreements
• Translate legal and structural terms into operational and monitoring requirements for ongoing compliance
• Conduct periodic reviews and continuous monitoring of the borrower’s financial covenants and collateral based on the credit agreement requirements
• Interpret complex attorney/externally prepared credit agreements and other legal documents to determine which co-borrowers, guarantors, and other parties to the agreements require set up in bank’s system of record for future covenant compliance evaluation
• Review documentation and monitor ongoing compliance with financial covenants with bilateral agreements and syndicated loans from different lending institutions
• Independently calculate cash flow, leverage ratios, and required covenant values in accordance with specific terms laid out in credit agreements
• Perform detailed Borrowing Base calculations and reconciliations for Secured Lending cases
• Validate collateral documentation such as AR aging, inventory listings, and ineligible summaries
• Compare executed Credit Agreements to the corresponding Credit Approval and term sheets to verify alignment and report discrepancies
• Adhere to the quality control standards that have been set for the process and to service level agreements WLS has with its internal business partners
• Partner with Risk, Credit, and Operations teams to resolve discrepancies or clarifications within loan documentation and operation

Required Qualifications, Capabilities, and Skills

• Bachelor’s degree in business/accounting preferred
• Three or more years of experience in Credit Monitoring, Credit Administration, Credit Review, or Loan Operations in Commercial, Business, or Investment Banking
• Proven experience reviewing and interpreting Credit Agreements and Syndicated Loan Structures
• Maintain strong knowledge of various facility types, including Revolvers, Term Loans, LCs, Bridge Loans, and Asset-Based structures
• Working knowledge of various facilities structures including Asset Based Lending, Real Estate Banking and Security Valuation
• Understanding of loan products, including documentation, for revolving lines of credit, term loans, borrowing bases, etc.
• Strong understanding of facility structures and their downstream operational effects.
• Excellent attention to detail, accuracy, and risk discipline
• Strong verbal and written communication to effectively communicate with various stakeholders and across levels
• Ability to work independently with minimum supervision including demonstration of good time management
• High proficiency in using MS Office tools including MS Excel

About the Team

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.