Credit Strategy - Chase Auto - Vice President

Aumni; Plano (TX); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Comprehensive health care coverage

Retirement savings plan

Tuition reimbursement

Mental health support

Job summary

JPMorgan Chase is looking for a Vice President to lead the Credit Strategy for Chase Auto. This role involves overseeing consumer credit strategy and managing high-value risk exposures. The ideal candidate has deep experience in credit risk management and portfolio oversight.

The position requires a strong analytical background, strategic leadership abilities, and proven people management skills. Comprehensive benefits and a competitive compensation package are offered.

Qualifications

• Minimum 7 years of experience in consumer lending or credit strategy.
• Demonstrated expertise in managing credit risk.
• Proven ability to synthesize quantitative analysis with market data.

Responsibilities

• Lead evaluation of complex consumer credit exposures.
• Monitor portfolio performance and emerging risk trends.
• Develop credit policies and underwriting guidelines.

Skills

Credit risk management

Analytical skills

Strategic leadership

People leadership

Executive communication

Education

Bachelor’s degree in finance, business, economics, or related field

Job description

Bring your expertise to JPMorganChase and serve as a senior thought partner in shaping consumer credit strategy, overseeing high-value credit exposures and influencing credit policy across the portfolio.

As the Credit Strategy - Chase Auto - Vice President, you will report to the Credit Strategy Officer - Executive Director within the Chase Auto Credit Decisioning Unit. You will lead complex credit analyses, develop forward‑looking risk management strategies, and help define underwriting and policy frameworks aligned with the firm’s risk appetite and financial objectives. Partnering closely with Risk, Underwriting, Finance, Legal, and senior leadership, you will balance growth and profitability while ensuring strong governance, controls, and regulatory compliance at JPMorgan Chase.

Job Responsibilities

• Lead evaluation of complex and high‑value consumer credit exposures, ensuring alignment with established risk appetite, policies, and underwriting standards.
• Monitor portfolio performance and emerging risk trends across the credit lifecycle; develop and recommend mitigation strategies to protect asset quality and returns.
• Shape and evolve credit policies, underwriting guidelines, and risk management frameworks in support of sustainable growth.
• Serve as a trusted advisor on complex or non‑standard credit transactions, providing sound, well‑reasoned recommendations to senior stakeholders.
• Collaborate cross‑functionally with Risk, Underwriting, Legal, Finance, and Business partners to align credit strategy with the firm’s objectives.
• Lead, develop and mentor a team, fostering strong technical capability, sound credit judgment and a culture of accountability and talent development.

Required Qualifications, Capabilities, and Skills

• Bachelor’s degree in finance, business, economics, or a related field.
• Minimum 7 years of progressive experience in consumer lending, credit strategy, underwriting, or portfolio risk management within a large, complex financial institution.
• Demonstrated expertise in evaluating and managing credit risk, including strong independent judgment on complex credit decisions.
• Advanced Analytical & Financial Skills: Proven ability to synthesize quantitative analysis, qualitative insights, and market data to drive informed decision‑making.
• Strategic Leadership: Ability to translate strategy into execution, identify opportunities for innovation, and influence outcomes in a matrixed organization.
• People Leadership: Track record of developing high‑performing teams through coaching, mentorship, and talent stewardship.
• Executive Communication & Influence: Experience delivering clear, compelling insights to senior leadership and influencing decisions at the executive level.
• Initiative & Entrepreneurial Drive: High personal initiative, goal‑setting, and entrepreneurial leadership to achieve challenging objectives.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans