Credit & Securitization Analyst, Global Markets

BMO; Chicago (IL); On-site; USD 95,000 - 110,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO Capital Markets is seeking an Analyst to support Credit Risk, Financial Analyses, and Portfolio Management within the Global Markets Corporate Banking Securitization team in Chicago, IL. The role involves credit analysis, due diligence, and deal-structure recommendations for securitization transactions across multiple asset classes.

The Analyst will prepare memoranda, analyze cash flows, monitor portfolio performance, and assist in client interactions and presentations, contributing to risk

Qualifications

• Undergraduate degree with outstanding academic achievement in finance, economics, or accounting.
• 0–3 years of relevant experience (credit, structured finance, capital markets, or related analytical roles); formal credit training preferred.
• Analysts typically remain in this role for 1–3 years before advancing to the next level.
• Credit analysis experience and understanding are preferred; Global Markets–specific training will be provided.
• Knowledge of capital markets, investment banking products and applicable regulations.
• Excellent analytical skills to include business, financial, and credit analysis areas.
• Strong interpersonal skills used within a collaborative and demanding team environment.
• Proficiency in financial computer applications and database management tools including MS Excel, Moody’s, Capital IQ and Bloomberg.

Responsibilities

• Prepare concise, accurate and well-reasoned credit applications and memoranda for new and existing transactions.
• Conduct credit risk analysis of securitization transactions using servicer reports, cash flow models, financial statements, and legal documents.
• Determine estimated capital for securitization transactions using bank capital models.
• Conduct due diligence including on-site visits, business model analysis, and industry/regulatory review.
• Analyze transactions for structural strengths/weaknesses and structure to mitigate weaknesses.
• Research and analyze financial and operating information relating to companies and industries.
• Assess financial soundness of counterparties and securitization assets; review debt levels and repayment capabilities.
• Perform financial statement analysis including spreading (MRA).
• Review documentation for conformity with Credit terms and conditions.
• Keep abreast of industry trends and regulatory developments.
• Assist Account Managers in managing a diverse portfolio and performing annual credit reviews.
• Provide analytical findings and input on credit risks and mitigants.
• Maintain current financial performance information for timely reviews and covenants.
• Assist in portfolio presentations and ad-hoc updates for credit partners.
• Support portfolio management needs and participate in deal teams.

Skills

Credit analysis

Financial modeling

Cash flow analysis

Analytical skills

Written and oral communication

Interpersonal skills

Education

Undergraduate degree in finance, economics, or accounting

Tools

Excel

Moody’s

Capital IQ

Bloomberg

Job description

BMO Capital Markets is seeking an Analyst to support Credit Risk, Financial Analyses, and Portfolio Management within the Global Markets Corporate Banking Securitization team in Chicago, IL. The role involves credit analysis, due diligence, and deal-structure recommendations for securitization transactions across multiple asset classes.

The Analyst will prepare memoranda, analyze cash flows, monitor portfolio performance, and assist in client interactions and presentations, contributing to risk