Credit Risk Stress Testing Analyst - Hybrid CCAR

SMBC; New York (NY); Hybrid; USD 69,000 - 85,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

SMBC is seeking a highly motivated Associate/Analyst to join the stress testing function within the Credit Portfolio Risk team. The role supports CCAR, credit stress testing, and project management in a fast-paced environment.

The candidate will combine analytical skills, knowledge of credit stress testing, and project management to deliver high-quality results, with collaboration across risk, finance, and business units in a hybrid work setup.

Qualifications

• Bachelor’s degree in Finance, Economics, Statistics, or related field. A Master’s degree or relevant professional certifications (e.g., CFA, FRM, ESG) are a plus.
• 0–3 years of experience in a financial institution.
• Strong Excel and PowerPoint with data organization, transformation, and presentation skills.
• Experience or familiarity with credit risk concepts and stress testing methods (CCAR, CECL, loss estimation).

Responsibilities

• Support design, execution, and enhancement of credit stress testing frameworks including scenario analysis and loss forecasting per CCAR.
• Assist CRE bottom-up modeling and integrate results into portfolio analytics.
• Collaborate with Enterprise Risk, Finance, Model Developers, Credit Officers, and Business Units to run stress testing exercises.
• Prepare documentation and regulatory submissions with precision and clarity.
• Lead and coordinate credit stress testing projects, tracking milestones and communicating with stakeholders.
• Ensure governance and regulatory compliance throughout project lifecycles.

Skills

Excel

PowerPoint

SAS

Python

R

SQL

Alteryx

PowerBI

Education

Bachelor’s degree in Finance, Economics, Statistics, or related field

Master’s degree or professional certifications (CFA, FRM, ESG) a plus

Job description

SMBC is seeking a highly motivated Associate/Analyst to join the stress testing function within the Credit Portfolio Risk team. The role supports CCAR, credit stress testing, and project management in a fast-paced environment.

The candidate will combine analytical skills, knowledge of credit stress testing, and project management to deliver high-quality results, with collaboration across risk, finance, and business units in a hybrid work setup.