Credit Risk SME

Treliant; United States; A distancia; USD 214.906.000 - 429.811.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Health benefits

401k plan

Incentive pay

Descripción de la vacante

Treliant is seeking experienced commercial credit professionals to perform loan and modification reviews, assess credit risk, and provide actionable recommendations to clients.

You will analyze financial statements, cash flows, collateral, and underwriting decisions, communicating findings in formal reports while working remotely for US clients.

Formación

• Minimum of four (4) years’ experience in a credit analyst, commercial lending, loan officer or credit review related position.
• Knowledge of current commercial and consumer banking laws and regulations, required loan documentation, and bank lending policies.
• Strong interpersonal and written communication skills to influence clients and management.
• Ability to work independently and as part of a broader team under an engagement lead.
• Proficiency with Windows-based applications (Excel, PowerPoint, Word).
• Bachelor’s degree in Finance, Economics, or related field; MBA preferred; relevant certifications preferred.

Responsabilidades

• Perform comprehensive reviews of sampled loans or modifications to identify credit risk weaknesses and policy violations.
• Conduct credit analyses including financial statements, cash flows, collateral, and underwriting decisions.
• Ensure transactions are underwritten and priced in line with client policies.
• Produce trend analyses and prepare clear client-facing reports with recommendations.
• Communicate exceptions and conclusions in defined reporting formats to clients.

Conocimientos

Credit analysis

Client communication

Regulatory knowledge

Team collaboration

Financial statement analysis

Educación

Bachelor’s degree in Finance or Economics

MBA preferred

Certification: CPA/CRC/BAI

Herramientas

Excel

PowerPoint

Word

Descripción del empleo

Overview Treliant is an essential consulting firm serving banks, mortgage originators and servicers, fintechs, and other companies providing financial services globally. We are led by practitioners from the industry and the regulatory community who bring deep domain knowledge to help our clients drive business change and address the most pressing compliance, regulatory, and operational challenges. We provide data-driven, technology-enabled consulting, implementation, staffing, and managed services solutions to the regulatory compliance, risk, credit, financial crimes, and capital markets functions of our clients. Founded in 2005, Treliant is headquartered in Washington, DC, with offices across the United States, Europe, and Asia. Treliant is committed to fostering a diverse, equitable and inclusive environment that values and embraces all races, religions, ages, abilities, genders, sexual orientations, ethnicities, languages, nationalities, political parties, socioeconomic groups and other characteristics that inform an individual's worldview, experiences and system of beliefs (“the principles”). We believe in championing every voice and ensuring everyone’s full potential. Treliant is looking for commercial credit professionals to help address our clients’ credit risk mitigation needs, including traditional credit/loan reviews, credit administration and policy reviews, and allowance for loan losses / CECL methodology reviews, among others.

Responsibilities

• Perform comprehensive reviews of sampled new loans and modifications to identify potential credit risk weaknesses, policy or regulatory violations, servicing deficiencies, or other relevant trends. These reviews will include analyses of financial information and the credit facility to help form conclusions on the loans or modifications.
• Perform credit analyses, which will include analyses of financial statements and ratios, cash flow models, collateral, and underwriting decisions.
• Ensure individual loan transactions are adequately underwritten, properly graded, appropriately priced, and conform to client policies.
• Produce trend and portfolio management analyses and determine if additional analysis is needed.
• Clearly communicate (in a defined reporting format) exceptions, trends, concerns, and conclusions of the loan and modification reviews to clients.
• Write and present clear and concise reports to provide meaningful recommendations to clients.

Qualifications

• Minimum of four (4) years’ experience in a credit analyst, commercial lending assistant, loan officer, commercial credit officer, or credit review related position.
• Knowledge of current commercial and consumer banking laws and regulations, required loan documentation, and bank lending policies to manage the risks in clients’ loan portfolios.
• Strong interpersonal skills to successfully communicate (verbally and written), negotiate, and influence clients, from bank associates to executive management.
• Comfort working both independently as well as being a part of a broader team under the direction of an engagement lead.
• General computer skills with specific knowledge of Windows-based applications (i.e., Excel, Powerpoint, Word).
• Bachelor’s degree in Finance, Economics, or related field.
• MBA preferred.
• Job relevant certification (e.g. CPA, CRC, BAI Loan Review Certification) preferred.

Benefits

Benefits Primary Location: Remote Primary Location Salary Range: $75/hr - $150/hr Treliant offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefit package that reflects our commitment to creating a diverse and supportive workplace. In addition to a competitive base salary, candidate is eligible for incentive pay as well as a full range of health benefits, vacation plan, and 401k plan. We invest in people, and challenge you to advance your career while achieving your aspirations and goals. Here at Treliant , we pride ourselves on our collaborative team culture, where we embrace diversity of thought and innovation.

Right to Work

Treliant is not in the position to provide sponsorship for this current position and so applicants must be able to work in the United States without requiring sponsorship. Please note, Treliant receives a high volume of applications for all roles. While we will endeavor to respond to all applicants, this is not always possible. Should you not receive a response to your application within 2 weeks, it is likely that you will have been unsuccessful on this occasion. However, we would like to retain your details on our systems and may contact you should another potentially suitable vacancy arise.

Equal Opportunity

Treliant LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, color, national origin, sex, sexual orientation, genetic information, religion, age, disability, or military status in employment or provision of services. When contacted for an interview, an applicant who requires special accommodations due to a disability should notify the office so that proper arrangements can be made.